Quantcast
Channel: Features
Viewing all 61683 articles
Browse latest View live

20 of the most expensive items sold at auction in the past decade

$
0
0

elizabeth taylor jewelry collection christie's

  • This decade has seen record-shattering auction sales for art, jewelry, and other collectibles.
  • People have purchased works by Banksy, Picasso, and Jeff Koons for hundreds and millions of dollars within the decade.
  • The most expensive blue diamond in auction history sold for $57.9 million, while the most expensive diamond sold for $71.2 million.
  • Visit Insider's homepage for more stories.

The past decade has seen some record-shattering auction sales for art, clothing, and other valuable items.

From celebrity memorabilia to paintings from world-famous artists, these are 20 of the most expensive auction items sold this decade, ranked from lowest to highest in price.

A dress Kate Winslet wore in "Titanic" sold for $330,000 in 2012.

In the legendary film, Winslet wore the red-and-black dress when her character, Rose, first met Jack (Leonardo DiCaprio) on the ship. 



A crocodile Hermès Birkin bag sold for a record price of $378,074 in 2017.

In May 2017, at a Christie's auction in Hong Kong, a Hermès Himalaya Niloticus Crocodile Diamond Birkin 30 bag, which was adorned with 10.23 carats of diamonds, made history when it was sold for £293,000, or approximately $378,074.



Audrey Hepburn's personal working script from "Breakfast at Tiffany's" sold for $811,615 in 2018.

The Christie's auction also sold other items from Hepburn, like a white rotary dial phone and a working script for "My Fair Lady."



Ringo Starr's drum kit sold for $2.2 million at an auction in 2015.

A drum set that belonged to Ringo Starr was sold at an auction hosted by Julien's Auctions for $2.2 million in 2015.

The famous Ludwig Oyster Black Pearl drum set was used in more than 200 Beatles performances between 1963 and 1964, according to ArtNet News.



A vintage Leica camera sold for $2.8 million in 2012.

At an auction in Vienna, Austria, in 2012, the world's most expensive camera sold for $2.8 million. The camera was a Leica 35mm film model, which was one of only 25 produced in 1923 for testing.

In 2012, only 12 of the rare camera models were believed to still exist.



The most expensive dress ever sold at auction was Marilyn Monroe's "Happy Birthday, Mr. President" gown, which sold for $4.8 million in 2016.

The famous dress was purchased by Ripley's Believe It or Not! at Julien's Auctions in Los Angeles in November 2016.

Monroe wore the iconic gown while performing for John F. Kennedy at a Democratic Party fundraiser event in May 1962.



An 18th-century Stradivarius violin sold for $15.9 million at an online auction that benefited disaster relief following Japan's 2011 tsunami and earthquake.

The BBC reported that the violin was crafted in 1721 and was once owned by Lady Anne Blunt, the granddaughter of Lord Byron. 

It was sold in an online auction in June 2011 organized by a music foundation in Japan. The proceeds benefited victims of an earthquake and tsunami that devastated the country that March.



The most expensive wrist watch ever auctioned was sold for $31 million in November 2019.

A Patek Philippe watch sold at a Christie's auction in Geneva that benefited research on Duchenne muscular dystrophy.

The $31 million Patek Philippe watch, in the Grandmaster Chime model, shattered the record held previously for an auctioned watch, a Rolex once owned by Paul Newman that sold for $17.7 million.



Marie Antoinette's pearl pendant sold for $32 million in 2018.

The most expensive pearl ever sold was Marie Antoinette's pendant, which was sold for $32 million at a 2018 Sotheby's auction.

According to reporting from Insider producers Rob Ludacer and Alyssa Pagano, the pearl used to be part of a diamond-studded pendant owned by the former Queen of France.



American pop artist Roy Lichtenstein's "Sleeping Girl" sold for more than $44 million in 2012.

Pop artist Roy Lichtenstein's 1964 piece "Sleeping Girl" was sold at Sotheby's auction in 2012 in New York. It was previously on display at the Museum of Contemporary Art in Los Angeles, among other museum exhibits.



A 1962 Ferrari was sold at an auction in 2018 for $48.4 million.

The Ferrari 250 GTO from 1962 sold at a Sotheby's auction house in August 2018, making it the most valuable car ever offered at an auction.



The Oppenheimer Blue, the most expensive blue diamond in auction history, sold for $57.9 million in 2016.

Named after its former owner, Sir Philip Oppenheimer, a leader in the diamond industry, the 14.62-carat diamond is known as a "fancy vivid blue" by the Gemological Institute of America. 

It sold at auction at Christie's in Geneva in May 2016.



The most expensive diamond sold for $71.2 million at a Sotheby's auction in Hong Kong in 2017.

The 59.6-carat Pink Star Diamond was the largest "flawless fancy vivid pink" diamond ever graded by the Gemological Institute of America.  



Jeff Koons' "Rabbit" sculpture sold for $91.1 million in May 2019, setting a record for the most expensive work by a living artist sold at auction.

The steel sculpture, called "Rabbit," was designed by Koons in 1986. Koons previously held a record for his "Balloon Dog (Orange)" sculpture, which sold at auction in November 2013 for $58.4 million, according to the New York Times.



A sculpture, "Chariot," by Alberto Giacometti, sold at a Sotheby's auction for $101 million in 2014.

"Chariot," made by Swedish sculptor Alberto Giacometti, is regarded as a transformative piece of art from the 20th century, according to Sotheby's. It was constructed between 1951 and 1952 and was sold at an Impressionist and Modern Art sale at Sotheby's in New York.



Claude Monet's "Meules" was sold for $110.7 million in 2019.

"Meules," which comes from the impressionist artist's "Haystacks" collection, sold at a Sotheby's auction in May 2019.

 



Elizabeth Taylor's jewelry collection sold for $116 million at an auction in 2011.

The Hollywood icon's collection of jewels included a La Peregrina natural pearl necklace, among several other items. The proceeds from the sale benefited the Elizabeth Taylor Foundation.



Edvard Munch's "The Scream" sold for $120 million in 2012.

When it was sold in 2012 at a Sotheby's auction, "The Scream" set a record for being the most expensive piece of art ever sold at auction, according to Reuters.

The pastel painting was originally estimated to have a selling price of about $80 million, but after a 15-minute bidding war, the final price was nearly $120 million. 



Pablo Picasso's "Les femmes d'Alger (Version 'O')" sold for $179 million in 2015.

The 1955 Picasso piece, a colorful work filled with examples of Cubism, sold for $179 million at a Christie's auction in 2015.



A painting attributed to Leonardo da Vinci, "Salvator Mundi," sold in 2017 for $450.3 million.

"Salvator Mundi" currently holds the "most expensive work of art at auction" record, according to Christie's. The painting, auctioned at Christie's in November 2017, is believed to have been created by Leonardo da Vinci and is thought to be one of fewer than 20 surviving paintings attributed to the artist.




Tiffany & Co. was just acquired by LVMH in a massive, $16.2 billion deal. Here's how the iconic jewelry chain became one of America's most beloved luxury brands.

$
0
0

tiffany audrey hepburn

After nearly two centuries of outfitting America's most stylish and influential figures with bedazzled accoutrements, Tiffany & Co. made history this week when it was purchased by LVMH in its most expensive acquisition to date. 

On Monday, the luxury conglomerate announced it had struck a deal to purchase the iconic jeweler for a whopping $16.2 billion. The acquisition marks the culmination of weeks of speculation over whether Tiffany would accept a bid from LVMH, which first made an offer for $14.5 billion earlier this month. The deal is a strategic move by LVMH to better compete against its peers Kering and Richemont in the luxury jewelry category, embedding Tiffany within the company's already robust 75-company umbrella. 

Tiffany & Co. has a storied history, beginning as a New York-based stationery and fine goods store in 1837. US presidents have sought out the jeweler over the years, starting with Abraham Lincoln and first lady Mary Todd Lincoln. In 1886 Tiffany & Co. introduced the concept of the diamond engagement ring as we know it today. 

Over time, Tiffany & Co. became synonymous with the lavish lifestyles of the Gilded Age. It later evolved to become an integral part of pop culture, with movies like "Breakfast at Tiffany's," as well as a beloved red carpet accessory among Hollywood's elite. Today it has more than 200 stores across the globe and a voracious fan base. 

We took a closer look at how Tiffany & Co. became the luxury powerhouse it is today. 

SEE ALSO: LVMH confirms deal to buy Tiffany for $16.2 billion in its largest acquisition ever

Tiffany & Co. was founded in 1837 by 25-year-old Charles Lewis Tiffany and John B. Young. Tiffany used a $1,000 advance from his father to open the store.

Source: Tiffany & Co. 



Tiffany & Co. specialized in silver and was notable for using the 92% pure British standard method of producing its ornate products.



Here's an early Tiffany & Co. newspaper ad.



Tiffany began its rise to prominence after becoming the first American company to win the grand prize for silver craftsmanship at the 1867 Paris World's Fair.

Source: Tiffany & Co. 



Tiffany continued to garner attention when it acquired the world's largest yellow diamond in 1878.

Dubbed the Tiffany diamond, the gem was found in a Kimberley diamond mine in South Africa and was cut from 287.42 carats to 128.54 carats with 82 facets by gemologist Dr. George Frederick Kunz.

Source: Tiffany & Co. 



In 1845, Tiffany began publishing the Blue Book, a catalog of the company's most ornate gems and silver.

Source: Tiffany & Co. 



The Blue Book was the first catalog to be distributed across the country and is the origin of Tiffany's signature blue branding.



In 1886, Tiffany introduced the concept of the modern diamond engagement ring.

Source: Tiffany & Co. 



Another Vogue model shows off the Tiffany engagement ring.



By the early 1900s, Tiffany was already beloved among politicians and celebrities alike.

Franklin Roosevelt purchased a Tiffany engagement ring for Eleanor Roosevelt in 1904. It was quickly becoming a go-to spot for notable high-society families including the Vanderbilts, Astors, and Whitneys. 

Source: Tiffany & Co. 

 



Over the next few decades, Tiffany established itself as the "world's diamond authority," thanks to its introducing shoppers to precious gems from around the world.



The Fifth Avenue store became a go-to destination in Manhattan.



Tiffany soon became synonymous with the nation's most fashionable women, including famed magazine columnist and editor Diana Vreeland.



Before long, you couldn't even crack open a magazine without seeing models draped in Tiffany jewelry. Tiffany was everywhere, from the pages of Glamour magazine ...



... to issues of Mademoiselle.

 

 

 



Tiffany was also a favorite of First Lady Jackie Kennedy, seen here wearing a Tiffany brooch gifted to her by President John F. Kennedy following the birth of their son.

The piece was designed by Jean Schlumberger, and today it exists in the Kennedy Library in Boston.

Source: InStyle



Tiffany & Co. further exploded into popular culture with the release of the classic film "Breakfast at Tiffany's" in 1961.

Based on the book by Truman Capote and starring Hollywood icon Audrey Hepburn, "Breakfast at Tiffany's" is a romantic comedy chronicling the life of Manhattan socialite Holly Golightly. 



To commemorate the start of filming, Henry B. Platt — the great-grandson of founder Charles Lewis Tiffany — affixed a Tiffany necklace on Audrey Hepburn.



True to its title, "Breakfast at Tiffany's" features several scenes both inside and outside of the store.



Tiffany & Co. was also featured in the 1967 thriller "Rosemary's Baby," starring Mia Farrow. In the scene, Farrow's character visits Tiffany & Co. to order birth announcement cards.

 

 



In 1967, Tiffany was asked to design the Vince Lombardi Trophy for the NFL Super Bowl. It has created the trophy every year since.



The next two decades ushered in a wave of fresh designers who each brought their unique flare to jewelry design, including Jean Schlumberger.



Elsa Peretti joined in the 1970s, bringing "design with an elegant simplicity based on natural forms."

Source: Tiffany & Co. 



Paloma Picasso, the youngest daughter of Pablo Picasso, came to Tiffany in the 1980s and was best known for bold, flashy pieces.



In the 1980s, Tiffany began to expand into new product areas, including fragrances.



During the 1990s and leading into the new millennium, Tiffany continued to hold a prominent role in popular culture and American history.

In 1999, Hillary Rodham Clinton celebrated the release of a new commemorative silver dollar coin designed by Tiffany & Co. 

 

 

 



In the 2000s, Tiffany continued to be a staple among fashion's elite, including Vogue editor Anna Wintour.



It also retained its prominence in Hollywood.



In 2012, Tiffany & Co. celebrated its 175th anniversary.



Today, Tiffany & Co. remains beloved by Americans, including Hollywood starlets who are constantly seen wearing Tiffany designs on the red carpet.



In the modern era, Tiffany has also experimented with new forms of retail, including adding cafes to select stores.



Additionally, Tiffany has brought on fresh Hollywood faces to rep the brand, including Elle Fanning.



It's hard to say what the future holds for Tiffany & Co. under LVMH, but we expect at least another century of greatness for the iconic jeweler.



These 8 stocks could crush the market over the next 3 to 5 years, Rosenblatt says

$
0
0

trader

  • Rosenblatt Securities published its "Top Core Holdings Ideas" on Tuesday. 
  • The list features one recommendation from each of the firm's analysts for a stock they believe is most likely to outperform the market over the next three to five years.
  • Here are eight stocks poised to beat the market in the coming years, according to Rosenblatt. 
  • Visit the Business Insider homepage for more stories.

Rosenblatt Securities released its "Top Core Holdings Ideas" on Tuesday. 

The report includes one pick from each of the firm's analysts for a stock within their coverage universe they believe is most likely to outperform the market over the next three to five years. 

The firm's analysts cover a wide range of technology sub-industries including internet and media, industrials, technology, cloud communications and networking, and semiconductors. 

Each recommendation is accompanied by Rosenblatt's price target and the implied upside for the stock. The figure represents the potential return from Monday's closing price to the forecasted price targets in the report. 

Here are eight stocks that could outperform the market over the next three to five years, according to Rosenblatt: 

8. Lumentum Holdings

Ticker: LITE

Industry: Technology

Rosenblatt's price target: $80

Upside: 12.9%

Source: Rosenblatt Securities



7. Ametek

Ticker: AME

Industry: Industrial technology

Rosenblatt's price target: $115

Upside: 16.5% 

Source: Rosenblatt Securities



6. Disney

Ticker: DIS

Industry: Media

Rosenblatt's price target: $175

Upside: 16.9% 

Source: Rosenblatt Securities



5. PayPal

Ticker: PYPL

Industry: Payments

Rosenblatt's price target: $128

Upside: 22.5%

Source: Rosenblatt Securities



4. RingCentral

Ticker: RNG

Industry: Cloud communications

Rosenblatt's price target: $210 

Upside: 23.3%

Source: Rosenblatt Securities



3. AMD

Ticker: AMD

Industry: Semiconductors

Rosenblatt's price target: $52

Upside: 30.7%

Source: Rosenblatt Securities



2. Splunk

Ticker: SPLK

Industry: Software

Rosenblatt's price target: $200

Upside: 35.5%

Source: Rosenblatt Securities



1. Shopify

Ticker: SHOP

Industry: Internet & e-commerce

Rosenblatt's price target: $481

Upside: 51.7%

Source: Rosenblatt Securities



Joe Biden isn't the only famous person with a stutter — here are 15 other people who've dealt with the same condition

$
0
0

side by side nicole kidman bruce willis samuel l jackson

  • Stuttering is a neurological condition where someone typically repeats, extends, or is unable to produce a sound. 
  • In November, the Atlantic published a story about Democratic presidential candidate Joe Biden's stutter, and how his verbal slips, or gaffes, have been interpreted as a sign of his age or mental fitness. 
  • Along with Biden, famous actors, politicians and singers have had stutters, including Marilyn Monroe, Elvis Presley, and Kendrick Lamar.  
  • Visit Business Insider's home page for more stories.

Many famous people have had stutters. 

Stuttering is a neurological condition where someone typically repeats, extends, or is unable to produce a sound. Worldwide, about 70 million people stutter. 

In November, The Atlantic published a story about Democratic presidential candidate Joe Biden's stutter, titled "What Joe Biden Can't Bring Himself to Say," how the condition has been interpreted as a sign of his age and mental fitness. 

For about 4% of people, stuttering is a childhood condition. But for about 1% of people, it can carry on for their entire lives. Medical professionals say that stutters cannot be cured, though they can be treated.

Stuttering can make finding work difficult. It's also led to the careers of quite a few actors, because jumping into another personality often helps people to speak unimpeded. 

Here are 15 famous people who have had a stutter. 

SEE ALSO: Trump joins chorus spearing Joe Biden's 2020 run: 'some things aren't salvageable'

DON'T MISS: Read Joe Biden's moving 1994 letter to a boy with a stutter

Novelist Lewis Carroll who wrote "Alice's Adventures in Wonderland," had a stutter. According to The Star, Carroll wrote his fluent fantasy novels to escape from his life-long stutter.

Sources: The Star



King George IV was eight years old when he started stuttering. He particularly struggled with the letter "k," which was difficult considering his title was King of England. Colin Firth portrayed his attempt to overcome the stutter as he prepared to give a radio broadcast to England in the Oscar-winning film "The King's Speech." He stuttered his whole life, although he did improve through speech therapy.

Sources: CBS News, The Daily Beast, Today



Actor Marilyn Monroe stuttered as a child, and then for two years at high school. She learned to cope with it by following a speech therapist's advice to speak with a throaty tone, which became one of her acting trademarks. She started noticeably stuttering again during her final film, "Something's Got to Give," because she was under a lot of personal stress.

Sources: The Washington Post, Vanity Fair



Mathematician Alan Turing, who cracked the Nazi Enigma code during World War II, had a stutter, although some later portrayals have exaggerated how severe it was.

Source: PBS



Elvis Presley, the King of Rock and Roll, had a stutter when he was young. According to The Stuttering Foundation, Presley struggled with words beginning with "w" or "i."

Source: Chicago Tribune, The Stuttering Foundation



James Earl Jones, the man behind the voice of Mufasa on "The Lion King" and Darth Vader from "Star Wars," had a stutter that was so bad he barely spoke for eight years. He learned to work with it — though he said he wouldn't say he was cured — by reading poetry to his class.

Sources: The Washington Post, Daily Mail



Blues musician BB King had a stutter that his friends mocked him for when he was young. He told People in 1979 that concentrating strongly on his music cured his stutter.

Sources: The Wall Street Journal, People



Former Vice President Joe Biden has a stutter, which was recently covered in a story in The Atlantic. As a teenager, he fought it by reciting Yeats and Emerson in his bedroom, with a torch lighting up his face. In 2016, during a speech for the American Institute for Stuttering, he said he resented people laughing at his stutter. "If I was up here talking about having a cleft palate and had it operated on, or had a withered arm or was partially paralyzed, no one would make fun of me at all."

Sources: The Atlantic, The Hollywood Reporter



Actor Bruce Willis had a childhood stutter that made him take up to three minutes to say a single sentence. He said he was bullied for it. In a speech to the American Institute, he said, "It's easy to get frustrated with a child who stutters, but believe me, the one who stutters is much more frustrated. Be patient, always listen. Offer encouragement, give positive reinforcement always."

Sources: The Hollywood Reporter, The Washington Post



Actor Nicole Kidman stuttered as a child. She told Newsweek when it happened everyone would tell her to calm down and think about what she was going to say. "I remember when I was little, just being so excited to get it out and I couldn't," she said. She slowly grew out of it.

Sources: Independent, Newsweek



Former world champion golfer Tiger Woods also stuttered as a child. In a letter he wrote to a boy who was struggling with his own stutter, Woods said, "I know what it's like to be different and to sometimes not fit in. I also stuttered as a child and I would talk to my dog and he would sit there and listen until he fell asleep." Woods took a class for two years and learned to deal with it.

Sources: ESPN



Actor Samuel L. Jackson spent almost a year not talking because of how severely he was bullied over his stutter. Two words that really helped Jackson were "mother f---er." He told Vanity Fair the swear word was a way to focus and release the pressure. He still stutters now.

Sources: The Washington Post, Vanity Fair



Actor Emily Blunt had a severe stutter, which was most prominent when she was in her early teens. She was mocked for it by her classmates. "A stutter can be like a straitjacket," she told NPR. She tried relaxation therapy, but a teacher suggested she try acting after he noticed she was good at accents. In her first play, she got through all of her lines in a Northern English accent without slipping.

Sources: NPR, Washington Post, NHPR



Pulitzer Prize-winning rapper Kendrick Lamar stuttered as a child. He was still stuttering late into high school, over certain words, when he was in trouble or excited. He told The New York Times, "I think that's why I put my energy into making music. That's how I get my thoughts out, instead of being crazy all the time."

Sources: The New York Times, Rolling Stone



Singer Ed Sheeran tried speech therapy and homeopathy to treat his stutter, but what helped was rapping along to Eminem. His father bought him his first Eminem album when he was nine years old and that helped him through it. "He raps very fast and very melodically, and very percussively, and it helped me get rid of the stutter," he said in a speech in 2015.

Sources: Rolling Stone, Time



Here are Goldman Sachs' top 10 market themes to watch in 2020

$
0
0

Goldman Sachs

  • Goldman Sachs strategists released a recent client note revealing what the firm thinks will be the main market themes for 2020. 
  • The bank sees growth stabilizing and, as a result, expects "decent risky asset returns."
  • Goldman does, however, see market upside capped somewhat by a reduction in easing measures from global central banks — most notably the Federal Reserve and European Central Bank.
  • Below are Goldman's 10 key market themes for 2020. 
  • View Business Insider's homepage for more stories.

Goldman Sachs strategists released a note on Thursday detailing what the bank thinks will be the main market themes for 2020. 

In the note, a team led by chief credit strategist Lotfi Karoui said it sees growth stabilizing in 2020. As a result, the firm says there should be "decent risky asset returns."

Goldman does, however, see market upside capped somewhat by a reduction in easing measures from global central banks — most notably the Federal Reserve and European Central Bank.

Below are Goldman's 10 key themes for markets in 2020, including the best currency to move into, how oil prices will change, and how emerging markets will perform. 

1. The beta view: Growth stabilization

According to Goldman, "risky assets benefited from central bank easing in 2019, but now growth will need to drive returns."

They expect an improvement in earnings and economic growth in 2020, which should translate into better returns for risky assets.

However, the bank also sees plenty of risks revolving around Brexit, the global trade war, and other geopolitical issues. They also cite lofty valuations as potentially limiting upside.

The bank also said that in 2020 "markets will need to learn to fly on their own," as central banks like the ECB and Fed aren't likely to ease much more, if at all.



2. Relative value: Tactical upside in cyclicals but quality is still on top

Goldman said that "with the notable exception of US equities, the 'up in quality' theme performed remarkably well across most markets in 2019." However, for 2020, the bank is still skeptical about  "down in quality" theme, saying that it's unsure the theme can "get traction on a sustained basis."

"The growth reacceleration that our economists envision is certainly a welcome development from a sentiment standpoint, not least because it would further reduce recession concerns," the strategists said.

They added: "But we think it will likely fall short of reviving mid-cycle optimism: a key ingredient to boost the appetite for low quality segments."



3. Earnings: Adjusting to flatter growth, with an eye on taxes

The bank lays out three key sub-themes for corporate earnings next year:

  • While there will be a rebound, the path beyond that will be flatter and more subdued.
  • A "more muted earnings growth environment" is likely to create situational pockets of risk in the credit market, especially for firms with low credit ratings.
  • There will be considerable legislation risk for many areas of the stock market, especially leading up to the 2020 election.

Further, in reference to the chart above, Goldman said the following:

"While earnings growth is likely to rebound in 2020, the forward trajectory will be much flatter by post-crisis norms, as profits adjust to a new reality where growth in unit labor costs outpaces price inflation."

They continued: "This rather lackluster outlook for corporate profitability has fueled concerns over the broader macro outlook."



4. Rates: Baby bear market

Goldman said that in the 1990s bond yields rose "sharply" after mid-cycle adjustments from the Fed but after this year's rate cuts the strategists only expect a "mild upside" due to "muted global inflation pressures and on-hold central banks."

In reference to the chart above, the bank added: "Inflation in the US CPI Index has averaged 2.0% over the last 15 years, so a bigger break-out would imply that markets see future inflation higher than that in the recent past and/or that the inflation risk premium has moved up."



5. FX: A tale of two Dollars

"Normally the dollar weakens when global growth turns up and risk appetite improves," said the Goldman strategists. "But we think solid US growth and soft activity in China will prevent a big sell-off for now. "

When it comes to the pound, the firm expects it to appreciate as investors cover long-held underweight positions.

In reference to the chart above, Goldman said the following:

"Progress toward a Brexit deal resulted in a sharp rally in the Pound in October, likely on the back of short-covering by real money investors."

They added: "We think there is room for these flows to continue if the election results in a clear path forward for the Brexit process, making the Pound our preferred G10 FX long for Q1 2020." 



6. Europe: Don’t fight the ECB

In reference to the chart above, Goldman said the following: "Given still-strong search for yield motives and barring further growth weakness, we expect that carry will likely be the dominant component of expected returns."

The firm also mentioned that on a sovereign basis, it prefers Italy to Portugal.



7. China: When policy is doing just enough

The bank expects China's slowdown to continue in 2020, and says the manner in which this occurs will depend on the ongoing trade war with the US.

In reference to the chart above, Goldman said: "While the policy reaction function is firmly in reactive mode, support should still be forthcoming in order to limit downside risks, for instance if trade and industrial activity show no recovery from their recent trough."



8. EM: Better growth, moderate returns

Goldman says it expects positive returns for emerging markets in 2020. In reference to the chart above, the firm said the following:

"The good news is that this cumulative easing in domestic financial conditions, continued low oil prices, and a better external growth picture in the US and Euro area in the year ahead, should allow EM growth to bounce up off the mat, especially if we see a more stable period in US-China trade tensions," the strategists said.



9. Commodities: Over-built, over-levered and over-polluted

Goldman said it expects oil prices to "remain stable and commodity forward curves to remain anchored near cost support."

The firm also laid out three key sub-themes in 2020:

  1. Deleveraging through a reduction of debt
  2. Consolidation of the old economy
  3. De-carbonization


10. Market liquidity: The unknown known

"2019 has delivered fresh reminders of the fragility of fixed income markets' microstructure," the bank said in the note adding that in its view "the post-crisis deterioration in market liquidity conditions remains a major source of vulnerability for investors."

With that established, Goldman said that demand for illiquid risk will likely remain subdued, similar to how it's been throughout 2019.

In reference to the chart above, the firm said: "In the investment grade corporate bond market, investors have also shown a high level of risk aversion towards illiquid bonds, despite declining risk premia."

They continued: "The illiquidity premium in the investment grade market has been widening throughout the year, even as overall spread levels have tightened."



7 startups hit a valuation of $1 billion or more in 2010. By 2019, 4 of them have gone out of business or seen their valuations crumble.

$
0
0

Elizabeth Holmes

  • Some of the hottest startups from 2010 are struggling to get by or have gone out of business altogether, according to Pitchbook data.
  • Groupon, Theranos, and Better Place were three of the 7 startups that closed funding rounds in 2010 that helped them achieve unicorn status with a valuation at or above $1 billion.
  • Although funding rounds and subsequent valuations have increased in the years since, the data shows that not every high-flying startup can be a long-term winner.
  • SpaceX and AutoTrader were two smash hits in 2010 that have increased valuations over the last 9 years. According to Pitchbook, SpaceX was valued at almost $33 billion, and AutoTrader is valued at $7.2 billion, and both have remained private.
  • Groupon was the only unicorn of this cohort that went public, but has seen its market cap tumble from an IPO valuation of $12 billion to some $1.6 billion today.
  • Click here for more BI Prime stories.

This last decade saw Facebook go from scrappy startup to global power; Uber from a car-ride concept to a verb. But the 2010s weren't especially kind to every single high-flying startup.

Looking back, the decade that is quickly coming to a close may mark a sea-change in Silicon Valley. The tech industry shifted from "Web 2.0" and social networking, to reinventing logistics and the workforce with self-driving cars and robotic pizza assembly lines. It was a dizzying pace of technological change, even in a region known for it. 

That change did, however, leave some behind. 

Of the seven companies that achieved a valuation of $1 billion or more in 2010, four are valued at far less than they were at their peaks, or otherwise completely out of business, according to data from Pitchbook reviewed by Business Insider.

The most extreme example is Theranos, the blood testing startup helmed by the now-infamous founder Elizabeth Holmes. The most extreme case study in what has happened to Silicon Valley since 2010 is  The company's rapid rise and chaotic downfall has inspired book deals, documentaries, a feature film, and Halloween costumes.

In 2010, Theranos raised $45 million at a $1.12 billion valuation, in its fourth outside round of funding. By 2014, the company had achieved its peak valuation of $9 billion — but went out of business in 2018, following a string of scandals and charges of "massive fraud" brought against Holmes.

There are some success stories from the unicorn class of 2010: Elon Musk's SpaceX and AutoTrader have so far stood out as breakout successes. But even those billion-dollar startups that survived through 2019 have hit some rough patches, with some like Groupon or Better Place, struggling to keep pace with the vision set almost ten years ago.

Here are the seven companies that hit the $1 billion valuation mark in 2010, and how they've fared since:

SEE ALSO: Silicon Valley is just realizing that profitable companies are wise investments, but Austin-based Next Coast Ventures has a $130 million head-start in its second fund

Better Place declared bankruptcy before getting sold for just $12 million.

Founded: 2007 by Shai Agassi

What it did: Israeli startup Better Place was a byproduct of the green tech boom of the early 2010s. It offered infrastructure networks that made it easier for more drivers to purchase and use electric vehicles, and also created software that made electric vehicles more energy efficient. Electric cars had yet to reach meaningful adoption in the general public at the time. The cars had limited range and required lengthy charges, however and were more expensive than the average gas guzzler. 

Unicorn round: $350 million Series B funding at a $1.1 billion valuation on January 24, 2010. HSBC Group led the round, and Morgan Stanley Expansion Capital, Lazard Centures, American Israel Corp, VantagePoint Venture Partners, Ofer Hi-Tech Holdings, and Maniv Energy Capital also participated.

Status report: After multiple management shakeups that failed to get the startup back on track, Better Place declared bankruptcy in May 2013. By July, the company sold to Sunrise Group, a New York consulting group, for just $12 million. The company had raised over $800 million in private venture capital prior to the sale.



Groupon went public in an IPO that valued it at $12 billion — but now has a market cap of around $1.6 billion.

Founded: 2008 by Andrew Mason, Brad Keywell, and Eric Lefkofsky

What it does: As online shopping became more popular, online deals site Groupon started cashing in by offering users specialty discounts on a range of products and services like haircuts, fitness classes, wine clubs, and photo prints. The Chicago-based startup has been widely credited for helping grow Chicago's tech and startup scenes in what had been largely dominated by more traditional finance companies. 

Unicorn round: $135 million Series F funding at $1.52 billion valuation on April 19, 2010. Digital Sky Technologies led the round with participation from Battery Ventures.

Status report: Groupon went public on NASDAQ under the ticker symbol GRPN on November 4, 2011. Share prices were set at $20 and the company raised $700 million, which pegged its valuation north of $12 billion. As of the closing bell on Friday, shares were trading just under $3, placing the company's market cap around $1.6 billion.



AutoTrader was last valued at $7 billion, and now operates as part of a larger corporate empire.

Founded: 1997 by Chip Perry

What it does: AutoTrader was one of the early places for users to buy and sell cars online in the early days of online commerce. To compete with Craigslist and Cars.com, AutoTrader also offer educational material for car sellers, and eventually began offering financing options for would-be buyers.

Unicorn round: $537 million private equity from Providence Equity Partners on June 15, 2010.

Status report: In 2014, media conglomerate Cox Enterprises bought a stake in AutoTrader, in a deal valuing the car marketplace at $7 billion. AutoTrader today operates as a subsidiary of Cox, following a string of further financial maneuverings.



The downfall of Theranos is well-documented. The once high-flying startup is now bankrupt, and its founder is facing charges of fraud.

Founded: 2003 by Elizabeth Holmes

What it did: Founded in 2003 by Stanford dropout Elizabeth Holmes, Theranos promised to change the entire medical industry by simplifying blood testing. The proprietary testing device, called The Edison, used a fraction of blood needed by traditional processes to test for diseases and other genetic markers.

Unicorn round: $45 million in Series C1 funding at a $1.12 billion valuation on July 8, 2010. Draper Fisher Jurvetson, ATA Ventures, Black Diamond Ventures, Tako Ventures, and Continental Properties participated in the round.

Status report: Theranos' downfall has been well-documented:. Extensive reporting from the Wall Street Journal and elsewhere found that the science behind Theranos' tech was highly questionable, and Holmes now faces charges of "massive fraud." The company officially declared bankruptcy on September 5, 2018.



Perhaps the biggest hit out of the 2010 unicorn class, SpaceX is still operational as a VC-backed business valued at $33.4 billion.

Founded: 2002 by Elon Musk

What it does: SpaceX founder Elon Musk took the Silicon Valley term "moonshot" pretty literally when he started SpaceX, the startup that builds aerospace vehicles with the ultimate goal of passenger flights to space. The company's big bet has been on reusable rockets, which can drastically cut costs and make space transport more realistic — and it's already helping customers like NASA put payloads into space.

Unicorn round: $50.2 million in Series F financing at a $1 billion valuation on October 28, 2010. Valor Equity Partners, Founders Fund, and Draper Fisher Jurvetson Management co-led the round with participation from Seed-Resolute, Tao Capital Partners, Peter Diamandis, and Musket Research Associates.

Status report: Perhaps the biggest hit out of the 2010 unicorn class, SpaceX is still operational as a VC-backed business with a whopping $33.4 billion valuation. The company has raised upwards of $3.62 billion in venture capital and debt financing, and continues to test-launch its rockets as it inches closer to commercial travel.



VANCL tried to go public, but had to resort to additional private funding and debt financing to keep up.

Founded: 2007 by Nian Chen

What it does: VANCL is a Chinese startup that sells clothing online for men, women, and children. The startup's rise has coincided with a rise in Chinese consumer spending and a growing middle class, its target market. Similarly to American brands like Forever21, VANCL is targeted at fashion intended for a broad audience.

Unicorn round: $100 million Series E funding at a $1 billion valuation on December 1, 2010. Ceyuan Venture led the round with participation from IDG, SAIF Partners, and Asian Tiger Fund. 

Status report: VANCL filed to go public but withdrew its offering on November 5, 2012. It raised an additional $100 million in venture funding from existing investors in 2014, and completed almost $74 million in debt financing at the end of 2014.



J.P Morgan has continued gobbling up ownership in Indian construction startup Nandi Infrastructure Corridor Enterprises (NICE).

Founded: 1995 by Ashok Kheny

What it does: Nandi Infrastructure Corridor Enterprises, or NICE, is a construction services company based in India. The startup offers project management tools and infrastructure for large development and construction teams. 

Unicorn round: $110 million of growth equity from J.P. Morgan on December 25, 2010. 

Status report: J.P. Morgan has continued financing the company and continues to buy a stake in private funding rounds. The company is still operational and employs 400 people in its Bengaluru headquarters. 



We finally know what all the Kindle deals will be for Black Friday 2019 — here's your first look

$
0
0

kindle prime day deals 5

Heads up to anyone who loves to read or plans to spend the bulk of their winter weekends cozying up in bed, flicking through the latest thriller — Black Friday 2019 is coming up on November 29 and will have some deals to appeal to your bookworm-ish heart and savings-driven brain. 

Amazon has announced these Black Friday and Cyber Monday 2019 Kindle deals:

All these deals are already live and will be available through December 2.

They're part of Amazon's sitewide Black Friday sale, which prominently features Amazon devices and services such as Kindle ebook readers and reading memberships. 

Learn more about each Kindle and Kindle service: 

Kindle Unlimited

First 3 months of Kindle Unlimited for free (originally $29.97) [You save $29.97]

Or, 6 months for $29.97 (originally $59.94) [You save $29.97]

Great for particularly voracious readers, Kindle Unlimited gives you unlimited access to over 1 million books, a rotating selection of popular magazines, and thousands of Audible audiobooks. You can access it through any Kindle or device with the Kindle app. Learn more about how to use the service here



Kindle Paperwhite

Kindle Paperwhite, $85 (originally $130) [You save $45] + $5 ebook credit + 3 months free Kindle Unlimited

If you hate lugging around books, you'll love the convenience of Amazon's best-selling Kindle device, complete with a backlight for nighttime reading. The Paperwhite has converted many Insider Picks reading snobs who previously proclaimed they could only ever read physical books — quite the achievement. The newest one is thinner, lighter, and waterproof. Read our review of the Kindle Paperwhite here

 



Kindle Kids Edition

Kindle Kids Edition, $80 (originally $110) [You save $30] + $5 ebook credit

The Kids Edition isn't actually a different Kindle device. Rather, it bundles the regular Kindle with kid-friendly services and features: one year of FreeTime Unlimited (a subscription that offers access to thousands of books of different reading levels), a Kindle cover to protect the device from drops and bumps, and a two-year warranty that protects your purchase in case it does break. 



Kindle

Kindle, $59.99 (originally $89.99)[You save $30] + $5 eBook credit + 3 months free Kindle Unlimited

The most basic Kindle is a solid ebook reader. Though its resolution of 167 ppi is lower than that of its counterparts, the screen is still glare-free, and the newest version now comes with an adjustable front light. 



Kindle FAQs:

What is Kindle?

Kindle is Amazon's collection of tablet-like ebook readers. It's also an app that lets you read ebooks from your phone or any other type of tablet. Supplementing the devices and app is Kindle Unlimited, a monthly membership that gives you unlimited access to more books than you can count. 

How do you read with Kindle?

To see what it's like to read with a Kindle, you can first read our guide to using a Kindle, which includes expert tips and tricks. 

What is Kindle Unlimited?

An early Black Friday deal lets you enjoy three whole months of Kindle Unlimited for free. It's one of the best deals of Black Friday, saving you $30 over the course of a few months on a huge library of books. 

Kindle Unlimited gives you unlimited access to over 1 million titles, including classics, new releases, and magazines. There are also thousands of books that come with Audible narration. You don't actually need a Kindle device to use Kindle Unlimited. If you have the Kindle app on your phone, you'll be able to read (or listen) wherever you are. 

 



See more Black Friday sales and deals



A photographer uses everyday items to capture stunning photos, and he showed us how to get the perfect shot without spending money

$
0
0

behind the scenes insta

  • Kai Böttcher is a 25-year-old photographer who specializes in portrait photography and has an Instagram following of about 600,000 followers. 
  • He recently shared a popular compilation of behind-the-scenes photos that showed how he stages his photoshoots.
  • Kai uses simple, everyday objects such as pasta strainers and bed sheets to create lighting and shadows in his photos.
  • He also told Insider that the more simple the photo, the better.
  • Here's how to get the perfect shot without spending money, according to one of Instagram's most popular photographers.
  • Visit Insider's homepage for more stories.

Kai Böttcher is a self-taught photographer, who specializes in portrait photography.



Böttcher said he started an Instagram page a few years ago so he could have a place to post the portrait photos he took of his friends.



The 25-year-old photographer's Instagram page took off, garnering over half a million followers in just three years.



Böttcher received so much attention for his beautiful shots that he decided to share a series of behind-the-scenes photos to his Instagram ...



... that show how he cleverly stages photoshoots to help him capture the perfect shot.



Böttcher's side-by-side photos prove that perfect Instagram pictures are all just an illusion.



"I started with sharing the behind-the-scene shots because I want to show people that you don't always need an extravagant and expensive shooting setup to get great results," Böttcher told Insider.



He wanted his photos to show people that they, too, can create beautiful photos without professional experience.



Böttcher revealed that some of the most basic and inexpensive props help create the best photos.



"Often a cheap Philips Light or a pasta strainer for $3 is enough to get really interesting lighting patterns and effects," he told Insider.

Böttcher recommends this portable Philips table lamp.



Something as inexpensive as a $2 bottle of paint from the craft store can be used to add pops of color to a photo.



Böttcher added in a $10 string of multi-colored lights to add a playful feel to this photo.



Glow-in-the-dark paint in a dark setting helped him make this stunning photo.



Böttcher achieved this rainbow look on the model's face with a $20 rainbow suncatcher combined with sunlight.



And in this photo, Böttcher used a $7 lemon press in front of the sun to create this pattern on the model's face.



Böttcher will sometimes hold objects like an old curtain in front of his light source to create shapes and shadows on the model's face.



Sometimes all it takes is the manipulation of light to make a standout photo.



Böttcher often uses colored, handheld lights that add a completely different feel to the photo.



Another inexpensive method such as positioning the camera towards a mirror gives the photo a different feel.



"I love to play with mirrors and reflections in general in my shots. You can get multiple perspectives of a model in a single shot," he told Insider.



These simple objects help create interesting patterns and light leaks, Böttcher said.



Although Böttcher prefers to use a camera for his shots, he said you can still get great shots with a smartphone.



"I would suggest anyone who starts with photography to first learn the basics like light and composition..." he said.



He said that you should start with a phone or a cheap camera before investing in something expensive.



Böttcher received a lot of positive feedback on his behind-the-scenes photos.



"The reason why people like the behind the scenes is because they see that there really is no magic behind the shots..." he told Insider.



"It motivates them to just get outside and shoot without the need to buy any really expensive equipment," he said.




Photos capture how Bernie Sanders went from being a working-class kid in Brooklyn to a top 2020 Democratic presidential candidate

$
0
0

Bernie Sanders

  • For nearly four decades, Democratic presidential candidate Sen. Bernie Sanders waged a lonely war against the people and institutions he views as responsible for rigging the system against the middle class.
  • Claiming the mantle of democratic socialism, Sanders railed against a consistent set of targets: Wall Street, multinational corporations, and the political elite — and portrayed them as ganging up to rob the American Dream for themselves.
  • As mayor of Burlington, Vermont, then a House Representative and later a US senator from the state, he's repeatedly assailed the establishment, calling for sweeping reforms to remake the nation's economy in a more Scandinavian image.
  • Long at the fringe of American politics, Sanders's populist message pummeling the wealthy caught fire among progressives during his insurgent Democratic primary run against Hillary Clinton in 2016.
  • And he is again striking the same chord of anti-establishment fury that's made many of his positions— such as higher taxes on the rich, single-payer healthcare, and a $15 federal minimum wage — the standard for many Democrats in the primary. 
  • Here's how Sanders went from being a working-class kid in Brooklyn to top 2020 Democratic presidential candidate — and the poster-image of democratic socialism.
  • Visit Business Insider's homepage for more stories.

For nearly four decades, Democratic presidential candidate Sen. Bernie Sanders waged a lonely war against the people and institutions he views as responsible for rigging the system against the middle class.

Claiming the mantle of democratic socialism, Sanders railed against a consistent set of targets: Wall Street, multinational corporations, and the political elite — and portrayed them as ganging up to rob the American Dream for themselves.

As mayor of Burlington, Vermont, then a House Representative and later a US senator from the state, he's repeatedly assailed the establishment, calling for sweeping reforms to remake the nation's economy in a more Scandinavian image.

Long at the fringe of American politics, Sanders's populist message pummeling the wealthy caught fire among progressives during his insurgent Democratic primary run against Hillary Clinton in 2016.

And he is again striking the same chord of anti-establishment fury that's made many of his positions— such as higher taxes on the rich, single-payer healthcare, and a $15 federal minimum wage — the standard for many Democrats in the primary. 

Read more:Why Bernie Sanders' supporters are the most interesting people in the 2020 election

The Vermont senator has long been guarded about his personal life, instead opting to sell his vision of wholesale revolution on the campaign trail. But he's shared more details about his early life in Brooklyn in an effort to connect with voters amidst a crowded primary where he is not the only progressive firebrand running for president.

Here's how Sanders went from being a working-class kid in Brooklyn to top 2020 Democratic presidential candidate — and the poster-image of democratic socialism.

SEE ALSO: POWER RANKING: Here's who has the best chance of becoming the 2020 Democratic presidential nominee

Sanders was born on September 8, 1941 in a working-class neighborhood in Brooklyn. His father was a Jewish paint salesman who immigrated from Poland while his mother was a homemaker raised in New York.

Source:Time, The New Yorker



Sanders grew up in a small, rent-controlled apartment in Brooklyn. He played in the streets, attended Hebrew school, and liked to frequent Chinese and Jewish delis.

Source: Time



Sanders said his family struggled to make ends meet throughout his childhood. “It wasn’t a question of putting food on the table. It was a question of arguing about whether you buy this or whether you buy that. You know, families do this. I remember a great argument about drapes—whether we could afford them," he said.

Source: The New Yorker



After his mother died, Sanders studied for a year at Brooklyn College and soon wound up at the University of Chicago. He threw himself into protests for the desegregation of Chicago public schools and led a sit-in on campus aimed at integrating university housing. He was once arrested for his activism.

Source:Time, The New Yorker



Through the 1970s, Sanders ran four failed campaigns on Vermont's anti-war Liberty Union Party, twice for senator and twice for governor. But in 1980, he won the mayoral race in Burlington, Vermont, as an independent by only ten votes.

Source: The New Yorker



Sanders transformed Burlington into a bastion of progressivism and left-wing activism. He oversaw a period of economic growth, and also established an arts council, women's commission, and a youth office.

Source: The New Yorker



The Burlington mayor also added a diplomatic layer to his municipal duties. He traveled to Nicaragua, the Soviet Union, and Cuba to forge closer links with leftist governments.

He would also lambast then-President Ronald Reagan's anti-communist and interventionist foreign policy.

Source: The New York Times



In the winter of 1987, Sanders recorded "We Shall Overcome," a folk album with a message of peace, justice, and human rights.

Source: NPR



A year later, Sanders married Jane O'Meara, who was director of Burlington's youth programs at the time. “He asked me to dance, and we’ve been together ever since,” O'Meara Sanders said. She is now his closest adviser.

Source: Irish Times



Sanders was first elected to the House in 1990 as a socialist candidate. He ran on a platform of slamming more taxes on the rich and slashing military spending, and won by a hefty 17-point margin.

Source: The Chigago Tribune, The Washington Post



In 1991, Sanders was one of the founding members and the first chair of the Congressional Progressive Caucus. It had six members then, but it's now ballooned to number 96 lawmakers.

Source: The New Yorker



However, Sanders initially struggled landing prestigious committee assignments given his non-partisan affiliation as an independent and outspoken progressive ideals.

Source: The New Yorker



Sanders didn't make many friends early on in Congress. He once said he wouldn't mind if 80 percent of its members lost their reelection bids and described Congress as "impotent."

A Massachusetts Democratic lawmaker later derided the Vermont congressman, saying, "He screams and hollers, but he is all alone."

Source: The New York Times Magazine



In the House, Sanders developed a reputation for being an outsider, opting to chart his own path rather than compromise. He opposed the North American Free Trade Agreement (NAFTA) and voted against the Brady Bill five times, a pro-gun control piece of legislation.

Source:ProPublica, CBS News



Sanders repeatedly grilled Federal Reserve Chairman Alan Greenspan at House Financial Services Committee hearings.

After the Fed chair said in 2003 that American workers enjoyed the world's highest quality of life, Sanders retorted: "Wrong, mister. You go to Scandinavia, and you will find that people have a much higher standard of living, in terms of education, health care, and decent paying jobs."

Source: The Boston Globe



Sanders twice pushed to pass legislation to allow the importation of cheaper prescription drugs. It failed both times in the early 2000s. He later said about Congress: "Nobody knows how this place is run. If they did, they'd go nuts."

Source: The New York Times,ProPublica,Rolling Stone



In 2006, Sanders won his Senate campaign by a whopping 33-point margin and started caucusing with Democrats.

Source: The New York Times,Politico



During the financial crisis, Sanders tried blocking the renomination of Federal Reserve Chairman Ben Bernanke, saying he was "an architect of the Bush economy" that had sunk the nation into a recession.

Source: The Boston Globe



As the Affordable Care Act was being debated, Sanders viewed it as a "pathetic" alternative to the federally-funded single-payer healthcare system he championed for decades. But Senate Democrats brought him onboard the idea as a step in the right direction.

Source: The New York Times



After President Obama made a deal with Republicans to extend the Bush-era tax cuts in 2010, Sanders ripped into the agreement with an eight-hour filibuster-style speech. The defiant gesture energized progressives and he turned the speech into a book.

Source: Politico, The New York Times



Sanders worked with Sen. John McCain on bipartisan legislation in 2014 to reform medical care for veterans. It infused $5 billion in more funding for the Department of Veteran Affairs to hire new medical staff, and made it easier for veterans to seek care outside the system as well as to fire inept VA employees.

Source: The New Yorker



Sanders first ran for president in 2015 on a platform of economic populism, seeking to tax the rich, rein in big banks, and champion "Medicare for All." His insurgent campaign against Democratic frontrunner Hillary Clinton lasted well into 2016, and he won 23 primary races.

Source: The New Yorker



After Donald Trump was elected president, Sanders fought to defend Obamacare from being gutted by Republicans. And he continued staging events around the country to spread his progressive message, particularly in rural areas where he believed Democrats failed to make enough inroads in 2016.

Source: The New Yorker



Sanders announced his second presidential campaign in February. But his anti-establishment appeal was tested as Sanders entered a crowded Democratic primary where other candidates also embraced a $15 minimum wage, universal healthcare, and tuition-free college. Sen. Elizabeth Warren emerged as one of his main rivals.

Source: The Washington Post



Sanders sought early on to quell concerns over past stumbles on racial issues and reports of sexism and other harassment in his 2016 campaign. He became the primary frontrunner, again relying on a similar coalition of young voters and working-class voters that powered his previous run with a torrent of online donations.

Source: The New York Times



Sanders traveled to Canada just before the first Democratic debate in June to point out the skyrocketing cost of insulin and other prescription drugs in America and how much lower prices were just over the northern border. Canada's comprehensive universal healthcare system has invited comparisons to Medicare for All in the US.

Source: The New York Times



Healthcare is a key area of debate in the primary. The Sanders Medicare for All plan would insure every American with comprehensive health insurance paid for by the government and essentially get rid of private coverage.

Its estimated price tag is over $30 trillion in the first decade of implementation. But Sanders argues any tax increases to pay for it would be offset by cost savings.

Source: NPR, Business Insider



At the July Democratic debate, Sanders defended his signature Medicare for All proposal against attacks from moderate candidates who accused him of not knowing whether it would cover every healthcare need. “I do know it,” he said. “I wrote the damn bill!”

Source: The New York Times



Sanders has aligned his presidential campaign with the legacies of Franklin Roosevelt and Martin Luther King Jr. He called for a "21st-century economic Bill of Rights" to address varying aspects of American life in healthcare, the environment, wages, education, affordable housing, and the environment.

Source: The New York Times



In Las Vegas, the 78-year-old Sanders suffered a heart attack in October, heightening scrutiny around age in the Democratic primary. His campaign canceled events for the week and was admitted to a hospital for two days. “See you soon on the campaign trail," he said in a video posted on Twitter.

Source: The Washington Post

 



Some believed the Sanders campaign was irreparably harmed as a result of the senator's heart attack. But the candidate bounced back at a New York City campaigned rally and scored an endorsement from Rep. Alexandria Ocasio-Cortez, a major progressive figure.

The rally drew 25,000 people to Long Island City in Queens, New York.

Source:Business Insider



AOC and Sanders campaigned together in Iowa, bringing their message of political revolution to a state where the Vermont senator was rebooting his campaign. Warren and Sanders are battling to win over progressive voters ahead of the February caucus.

Source: Politico, The New York Times



Trump boasts the economy is the best it's ever been. Here are 9 charts showing how it's fared compared to the Obama and Bush presidencies.

$
0
0

Obama Trump

  • President Donald Trump has repeatedly pointed to the nation's steady economic health as the strongest indicator of his success, calling it "terrific" and "the greatest in the history of the country."
  • But how does his handling of the economy compare to his immediate predecessors, Barack Obama and George W. Bush?
  • Presidents receive a lot of credit when the economy is performing well and a barrage of criticism when it doesn't, despite the fact they don't exactly wield direct power over it.
  • A closer look at the Trump economy reveals a mixed picture.
  • Here are 9 charts tracking the highs and lows of the Trump, Obama, and Bush economies on key indicators like gross domestic product, unemployment, wages, and the federal debt.
  • Visit Business Insider's homepage for more stories.

President Donald Trump has repeatedly pointed to the nation's steady economic health as the strongest indicator of his success, calling it "terrific" and "the greatest in the history of the country." Lately he's used it as a defense to fend off the Democratic-led impeachment proceedings in the House.

But how does his handling of the economy compare to his immediate predecessors, Barack Obama and George W. Bush?

Presidents receive a lot of credit when the economy is performing well and a barrage of criticism when it doesn't, despite the fact they don't exactly wield direct power over it. Any number of factors can throw it out of balance, like the dotcom bubble bursting during Bush's first term, or the subprime mortgage crisis in the housing market that led to the Great Recession.

But a closer look at the Trump economy reveals a conflicting portrait. Wages are rising, the unemployment rate is ticking downward, and job growth is holding steady — but Trump's ongoing trade wars have sapped business confidence. Companies are pulling back on hiring workers as a result.

Here are nine charts tracking the highs and lows of the Trump, Obama, and Bush economies on key indicators like gross domestic product, unemployment, wages, and the federal debt. As you can see, they paint a mixed picture around Trump's bold claim.

SEE ALSO: 20 jobs popular in the 1950s that are almost gone today

Overall economic growth, as measured by quarterly GDP growth rates, has been steady.

Gross domestic product measures the total value of all goods and services provided by the country in a year, essentially the economic output. The ideal GDP growth rate is between 2% and 3%.

GDP growth was consistently strong during the George W. Bush administration, averaging out to 2.1 percent per year when adjusted for inflation, according to the Hudson Institute.  But during the financial crisis, the US GDP plummeted and the economy contracted 2.5 percent in 2009.

The Obama administration then confronted the worst economic crisis since the Great Depression when it initially took office. It passed a massive stimulus package in February 2009 to jumpstart the economy — and it was successful.  The Congressional Budget Office said in a report that GDP growth was higher from 2009-2012 in part due to the package. 

Trump has benefited from Obama's economic stewardship, as GDP growth under his watch has consistently been between two to three percent. In 2018, it was 2.9 percent. Economic forecasters, however, expect the nation's steady GDP growth to slow down in 2019, dragged down by trade tensions and weaker growth overseas.

 



Unemployment shot up dramatically during the financial crisis at the end of George W. Bush's and the start of Barack Obama's terms before steadily dropping for most of the decade.

The unemployment rate measures the share of the labor force that is jobless and it fluctuates depending on economic conditions. But when the economy is healthy and growing, it can be expected to decline.

The Federal Reserve estimates the natural rate of unemployment to range from 4.5% to 5%, which fiscal and monetary policymakers use to project full employment.

The unemployment rate hovered between 4% and 6% for most of the Bush presidency, spiking dramatically during the 2008-09 financial crisis to 7.8% just as he left office in January 2009. 

As a result, Obama inherited an economy in free-fall. The unemployment rate peaked at 10.2 percent in October 2009 during the recession and 8.7 million jobs were lost from early 2007 and 2010, according to the Center for Budget and Policy Priorities. But it started falling steadily in 2011 and that trend continued for the rest of the Obama presidency.

President Trump took office as the economy continued its recovery — and as it underwent a decade-long expansion, the longest in American history. The current employment rate stood at 3.6% as of October 2019. It's the lowest point in a half-century.



Job growth, another key labor market measure, followed a similar pattern. The Great Recession destroyed millions of jobs per quarter, but the economy has steadily added around 200,000 jobs per month since President Obama's second term.

Job growth is another key indicator of the economy's health. 

During the first few years of the Bush administration, the economy struggled adding jobs. A recession struck in 2001, which lasted eight months and shed jobs at that time. Then it bounced back — and the growth was steady until the 2008 financial crisis when jobs disappeared at a breakneck pace. In January 2009, 808,000 jobs were lost, the low point for this indicator during the Great Recession.

Obama tried stemming those job losses early on in his term, and the economy started stabilizing in 2010. They soon turned into gains — and he averaged out around 109,000 jobs created every month for eight years (when those massive losses at the outset of his presidency are also taken into account.)

Job growth during the Trump presidency has largely matched Obama's, fueled by a strong economy. But economists say that the president's ongoing trade disputes with China and other major economies 



Wage growth for non-supervisory and production workers in the private sector slowed down after the recession, but has picked up during President Trump's first term as the labor market has tightened.

Wages tend to rise when unemployment is low and hiring is strong — and that employers are willing to pay more to attract workers.

Wage gains were steady for much of the Bush administration, fluctuating between two and four percent each year.

Then wage growth took a hit during the financial crisis, and gains were anemic for much of the Obama presidency. The Obama economic team referred to it as "the unfinished business" of his time in the Oval Office. 

During the Trump presidency, wages have climbed and its now growing at more than 3 percent for the first time in a decade. The GOP tax cuts may have helped accelerate the trend, but economists also point to the tight labor market as a factor leading businesses to increase the money they pay to lure workers and fill open jobs.

Yet some economists believe that wages should be growing faster, given record lows in unemployment. They've proposed some possible explanations, including declining rates of unionization that stifle the ability of workers to negotiate for better pay, lack of competition within some industries, and the outsourcing of jobs to workers paid less.



The typical household's income fell dramatically after the recession, but has recovered since Obama's second term.

Median household income measures the average income of middle class families.

Bush's first term saw household's incomes trend downward because of two economic downturns, but they swung upward until 2007 before declining steeply during the Great Recession.

The recession stretched into June 2009, according to the National Bureau of Economic Research, well into the first year of the Obama presidency. The recession dealt a blow to family incomes, which struggled to recover alongside a battered economy. However, incomes started rising in 2012.

That trend has continued during Trump's presidency. By 2018, the average middle-class family saw their income grow to $63,179, according to the Census Bureau.



The stock market hit its bottom early in Obama's first term, and has been mostly increasing ever since, although Trump's first term has seen a lot of volatility amid uncertainty around Trump's trade disputes with other countries and concern that the economy may be slowing.

The S&P 500 measures the stock performance of the 500 largest corporations listed on US exchanges.

The S&P ticked upward for much of the Bush presidency, but took a severe hit during the Great Recession along with the rest of the stock market.

Obama presided over the S&P's steady recovery, which continued through the end of his presidency.

Under Trump, that recovery has swung between gains and losses, brought on by the recent recession scare coupled with the uncertainty stemming from his trade war with China. 



The federal deficit ballooned in the 2009 fiscal year, as the government ramped up spending and tax revenues fell in the wake of the crisis. Deficits shrank in subsequent years, but have increased under Trump.

The federal deficit is the shortfall between federal revenue and how much the government spends in a fiscal year. When the economy is healthy, the federal deficit is expected to shrink since the government pulls back on spending and has more space to raise taxes.

Bush took over a strong economy from his predecessor, Bill Clinton, with a budget surplus of $128 billion in fiscal year 2001. And it was the last time the US government had a surplus on its hands. The wars in Iraq and Afghanistan, as well as a series of tax cuts, erased it and jacked up the deficit. 

Obama ran massive deficits in his 2009 stimulus package to jolt the economy during the Great Recession. Then the next year, he passed an $858 billion tax cut that included an extension of the Bush tax cuts that had similarly ramped up deficits almost a decade before.

Trump has continued running massive deficits during his presidency, which only widened with the passage of the 2017 GOP tax cuts. The Congressional Budget Office projected the tax cuts will add $1.9 trillion to the deficit over the next decade. The deficit stood at $984 trillion for fiscal year 2019, and it will surpass $1 trillion next year, according to CBO projections.



As a result of those deficits, the total federal debt has increased over the last three presidents and is now over $22 trillion.

The federal debt is the amount of money the federal government owes. And its been on the upswing since the start of the 21st century. 

The debt increased steadily under Bush, the result of a costly war on terror and the invasions of Afghanistan and Iraq. According to the Costs of War Project at Brown University, the price tag of the post-9/11 wars totaled $5.9 trillion through fiscal year 2019. The tax cuts he passed also played a role in piling more onto the debt — and it was nearly $10 trillion by the time he left office, double what it was at the start of his presidency.

Obama's stimulus packages also added a substantial amount of money to the debt, though it helped put the nation back on track economically. According to Department of Treasury data and Congressional Budget Office projections, the national debt grew 84%  under Obama's watch by the end of fiscal year of 2016 — slightly more than it had under Bush at 75%.

Trump vowed to erase the debt during his presidency, but he's not taken steps and instead has only added to it with the GOP tax cuts and short-term spending bills. 



Trade is one of Trump's signature issues. Despite his aggressive trade moves, the total monthly trade deficit in goods and services — that is, the value of goods and services exported by the US minus the value of imports — has gotten larger in the last couple years.

The trade balance calculates a country's exports minus its imports in a given period. When a nation imports more goods than it exports, the result would be a trade deficit.

The Bush administration's trade imbalance increased for much of his two terms in office, partially brought on by additional trading with China as it was integrated into global markets. Then trade decreased sharply during the Great Recession.

The trade balance fluctuated but held steady during the Obama administration. And during Trump era, the deficit started to increase to levels not seen since the Bush administration — despite him vowing to "start whittling it down, and as fast as possible" in 2017. Last year, the trade deficit stood at $891 billion, according to the Bureau of Economic Analysis.

Still, a growing deficit partially means the economy is expanding, the result of increased consumer spending that leads to more imports of goods.



Instant Pot released an entire 'Star Wars' collection just in time for the holidays

$
0
0

Star Wars instant pots

  • Williams Sonoma just debuted an exclusive collection of Instant Pots based on "Star Wars" characters. 
  • The BB-8 Instant Pot Duo Mini is a 3-quart pressure cooker with the astromech's signature orange, grey, and white color scheme.
  • For slightly bigger jobs, there are a few 6-quart options, including the R2-D2 and Darth Vader models.
  • The biggest Instant Pot in the collection pays homage to everyone's favorite Wookiee, Chewbacca.
  • Visit Insider's homepage for more stories.

What do you get the Jedi or Sith Lord who has everything? An Instant Pot, of course.

After releasing a stunning Le Creuset collection, Star Wars is back in the kitchen with a line of pressure cookers modeled after characters from the iconic space opera. 

Available exclusively at Williams Sonoma, there are a total of five new designs in the Instant Pot Stars Wars Collection with prices ranging from $79.95 to $119.95.

In a perfect galaxy, every kitchen and cantina would have the full set, but meditate you will on these details for each one.

The Star Wars Instant Pot Duo Mini BB-8 is the smallest of the bunch.

Price: $79.95

The BB-8 Instant Pot Duo Mini is a 3-quart pressure cooker with the astromech's signature orange, grey, and white color scheme.

It's the perfect size for smaller meals and side dishes with its seven functions: pressure cooker, slow cooker, rice cooker, steamer, sauté pan, yogurt maker, and warmer.

The cooker also has 11 built-in food programs, including slow cook, soup/broth, and keep warm. 

 



For slightly bigger jobs, there are three 6-quart options, including the R2-D2 model.

Price: $99.95

These 6-quart cookers have the same number of functions as the smaller ones but with a larger capacity and 13 built-in programs (adding multigrain and poultry options).

The Star Wars Instant Pot Duo R2-D2 is modeled after the Rebel Alliance's MVD (Most Valuable Droid) — and this blue, silver, and white appliance resembles R2's actual shape.

 



Marching on the Dark Side of the counter is the Stormtrooper Instant Pot model.

Price:$99.95

This white-and-grey Instant Pot features a graphic diagram of a Storm Trooper helmet on one side, the Death Star on the other, and the Galactic Empire crest on the front.



Rounding out the 6-quart Instant Pot Duo lineup is the powerful Dark Lord of the Sith, Darth Vader.

Price: $99.95

The Darth Vader Instant Pot Duo goes for a mix of glossy and matte black, just like his menacing armor. The silver graphics showcase a profile shot of his mask, the Death Star, and his TIE Fighter. 



The biggest Instant Pot in the collection pays homage to everyone's favorite Wookiee, Chewbacca.

Price: $119.95

Covered in a luxurious hair graphic with Chewie's bandolier around one side, this 8-quart Instant Pot Duo is what you'll need to feed a large family on Life Day.

It has the same functions and programmable modes as the 6-quart cookers, but the extra space means there's more to go around. 

 

 



14 royal scandals and celebrations from 2019 that you probably forgot

$
0
0

Monaco's royal twins

  • 2019 brought some celebrations and scandals for royal families around the globe.
  • In Thailand, King Vajiralongkorn celebrated his coronation, married his fourth wife, and stripped his consort of her royal titles after she reportedly plotted against his new queen.
  • Some of the world's royal families bucked tradition, such as the king of Sweden, who removed royal status from five of his grandchildren.
  • Princess Märtha Louise of Norway also dropped her title for her business affairs — and revealed she was in a relationship with a shaman with connections to Goop.
  • Visit Insider's homepage for more stories.

It was a year of celebrations and scandals for the British royal family, from the birth of Archie to Prince Andrew's car-crash interview about his friendship with Jeffrey Epstein.

While these stories dominated the headlines, there were other events among royal families across the globe that were cause for joy — or concern — in 2019.

With the year drawing to a close, Insider took a look back at some of the biggest royal stories you might have forgotten about from across the world.

In a shocking announcement, Malaysian King Sultan Muhammad V abdicated after just two years on the throne.

On January 6, the palace said the 49-year-old sultan had resigned with immediate effect, cutting short his five-year term.

No reason was given for the abdication, the first in Malaysian history. But rumors about a potential abdication began swirling in 2018 after he returned from two months of medical leave. During that time, he married a 25-year-old former Russian beauty queen in Moscow, the Associated Press reported.

By the end of January, Malaysia had elected a new king, Sultan Abdullah of Pahang. Malaysia's approach to the monarchy is different from that of other countries: Nine hereditary state rulers take turns serving in the top job for five years.



Prince Philip, then 97, flipped his car after hitting another vehicle that was carrying two women and a baby.

In January, the Queen's husband was dazzled by the sunlight and hit another car while driving his Land Rover near the Sandringham Estate. The Duke was uninjured but his car ended up on its side, and witnesses reported that he appeared shaken.

One of the passengers in the other car suffered a broken wrist. In a letter, which was published by the Sunday Mirror, he told the woman he was "deeply sorry" about what had happened.

"I can only imagine that I failed to see the car coming, and I am very contrite about the consequences," he said.

The Duke was not cited and continues to drive, the Associated Press reported at the time.



The prince of Liechtenstein celebrated his tiny principality's 300th birthday by throwing a garden party and drinking beer with residents.

The royal family of Liechtenstein celebrated the principality's 300th anniversary by throwing a garden party outside their castle and inviting residents to come by for a beer.

"It is a privilege for me to be able to do that," Johannes Allgaeuer, who shared a beer with Prince Hans-Adam II, told Reuters.

Lichtenstein is the world's sixth smallest country, with around 38,000 residents, so the casual celebration with the royals was not out of character.

"We are one big family here," Allgaeuer said. "We see a lot of one another. You run into one other a lot."



The king of Thailand married his bodyguard in a surprise ceremony.

King Maha Vajiralongkorn of Thailand — the world's wealthiest monarch— married his personal bodyguard and longtime partner, Gen. Suthida Tidjai, at the Ampornsathan Throne Hall in Bangkok's Dusit Palace on May 1. It is his fourth marriage.

As Insider's Alexandra Ma reported at the time, the nuptials came as a surprise to the country because the palace had never acknowledged their relationship, although they had long been rumored to be romantically linked.

Suthida worked as a flight attendant on Thai Airways before becoming a deputy commander of Vajiralongkorn's bodyguard unit in 2014. She was appointed a general in Thailand's army in 2016.

In the wedding ceremony, Queen Suthida bowed before the king and had sacred water poured on her head, the BBC reported.



Princess Märtha Louise of Norway found love with a Goop shaman — and dropped her royal title for their speaking tour.

In May, Princess Märtha Louise of Norway revealed she had found love with American Shaman Durek, a spiritual healer who has written for Goop. Princess Märtha, who has three children with her ex-husband of 14 years, shared the update in a lengthy Instagram post.

"When you meet your twin flame, you know," she wrote. "I have been lucky enough to have met mine. ... He has made me realize that unconditional love actually exists here on this planet. He embraces all of me without question or fear."

While the couple was on a speaking tour called "The Princess and the Shaman" in August, Princess Märtha announced she'd decided to drop the title of "princess" for her business activities. Märtha, whose parents are King Harald V and Queen Sonja of Norway, said she'd reached the decision through discussions with her family.

"I find this to be a good solution where there is a clear distinction between my business activities and my role as representative of the Royal House, and that I have thus created room for greater freedom in my business activities," she wrote on Instagram.



Spain's former king, Juan Carlos I, drifted from public life after he was snubbed by his son, King Felipe VI, at a military parade.

Five years after his abdication, Juan Carlos was planning to accompany his son, King Felipe VI, at the Armed Forces Day in Seville in June — but his son and his daughter-in-law, Queen Letizia, reportedly decided against it, believing it was not a good idea.

The apparent snub came after a series of scandals about Juan Carlos' private life, including his relationship with German aristocrat Corinna zu Sayn-Wittgenstein. Ahead of his abdication in 2014, his popularity took a hit when it emerged he had taken a luxurious hunting trip to Botswana as his country was in financial crisis. A corruption investigation into business dealings of his daughter's husband also tarnished his reputation.

When he decided to abdicate, support for the monarchy was below 50 percent. Public opinion has turned around under his son's rule — and Juan Carlos' public appearances have diminished.



Princess Beatrice got engaged to Edoardo Mapelli Mozzi — and he shared sweet photos celebrating the news on his Instagram account.

In September, the UK's Princess Beatrice and real estate specialist Edoardo Mapelli Mozzi announced their engagement.

"We are extremely happy to be able to share the news of our recent engagement," they said in a statement. "We are both so excited to be embarking on this life adventure together and can't wait to be married. We share so many similar interests and values and we know this will stand us in great stead for the years ahead, full of love and happiness."

The palace released official engagement photos, which were taken by Princess Beatrice's sister, Eugenie, but Mozzi shared more candid images on his Instagram page. They were taken by photographer Misan Harriman.

Alongside the photos, Mozzi wrote, "You will never be alone my love, my heart is your home. Hand in hand, today, tomorrow and forever."



King Carl XVI Gustaf of Sweden stripped five of his grandchildren of their royal roles.

The Swedish royal palace announced in October that five of King Carl XVI Gustaf's grandchildren have been stripped of their royal roles.

The children, aged between 1 and 5, are the offspring of the King's youngest children, Prince Carl Philip and Princess Madeleine (pictured), and their partners. The five children will not be expected to carry out royal duties when they grow up, and they will have the titles of duke and duchess instead.

Following the announcement, Princess Madeleine — who lives in Miami, Florida— said her three children would have "a greater opportunity to shape their own lives." Her brother agreed, writing with his wife on Instagram, "We see this as positive as Alexander and Gabriel will have freer choices in life."

The decision came amid scrutiny over the size of the royal family and whether so many of them should be paid for royal duties.

Two of the king's grandchildren, 9-year-old Princess Estelle and 3-year-old Prince Oscar, kept their titles and will still be expected to perform royal duties.



The king of Thailand abruptly removed his reported girlfriend's royal and military titles, accusing her of plotting against the queen.

Five months after his wedding, King Maha Vajiralongkorn of Thailand abruptly stripped his royal consort— and reported long-term girlfriend — of all her titles, accusing her of plotting against the queen.

Sineenat Wongvajirapakdi, a former army nurse, wanted to be queen herself, and tried to stop the king from marrying Queen Suthida ahead of their May wedding, a palace statement said.

In a bid to ease the tension, the king gave Wongvajirapakdi the title of royal consort, yet she still "did everything to make herself equal to Queen Suthida,"Channel News Asia reported, citing the palace's statement.

The king announced in October that he had stripped her of her royal and military titles for disloyalty.



Royals from around the world traveled to Japan to witness Emperor Naruhito ascend the throne in a $150 million ceremony.

Japan's Emperor Naruhito ascended the throne in May and officially completed the process with an ancient ritual in front of world leaders in October.

The 59-year-old ascended the throne after his father, Akihito, abdicated for health reasons.

Foreign dignitaries including Britain's Prince Charles, King Felipe and Queen Letizia of Spain, King Philippe and Queen Mathilde of Belgium, Hong Kong leader Carrie Lam, and a Vatican cardinal attended the October ceremony, which is known as Sokuirei-Seiden-no-gi.

The entire ceremony cost the Japanese government about 16 billion yen ($150 million), the Associated Press reported.



Princess Elisabeth of Belgium threw a party to mark her 18th birthday — and the whole country celebrated with her.

The future queen of Belgium, Crown Princess Elisabeth, turned 18 in October, meaning she can now rule in her own right if her parents pass away or step down.

To celebrate the milestone, there was a huge party in her honor at the Royal Palace in Brussels. Family members, politicians, and other teenagers born in her birth year were on the guest list.

"These 18 years have been filled with many rewarding moments that have made me the person I am today,"she said in a speech at the event, which was broadcast live on multiple national TV stations.

"I realize that I still have a lot to learn. I will also focus on that in the coming years: trying to understand the world better — and helping to improve it, by giving the best of myself. The country can count on me."



There was also great loss this year as royal families across Europe said goodbye to loved ones.

A funeral was held for Princess Alix of Luxembourg, who passed away at the age of 89 in February, at a church service in Beloeil, Belgium. She was the youngest child of Charlotte, Grand Duchess of Luxembourg, and the aunt of current Luxembourg Grand Duke Henri.

In April, Jean, Grand Duke of Luxembourg, also passed away at the age of 98. He reigned over the country between 1964 and 2000, when he abdicated in favor of his son.

In August, the sister of former Dutch Queen Beatrix, Princess Christina, died at the age of 72 after a battle with bone cancer. Her family honored her in a service at The Hague.

King Willem-Alexander, Queen Maxima and Beatrix described Christina in a tweet as "a striking personality with a warm heart."



Prince Jacques and Princess Gabriella of Monaco stole the show during the principality's National Day celebrations.

In November, the royal family of Monaco gathered to mark National Day — but all eyes were on 4-year-old twins, Prince Jacques and Princess Gabriella, and their elegant outfits.

Prince Jacques wore his very first uniform, complete with a feather-topped helmet and white gloves, while his sister wore a ruffled red dress, royal blue coat, and red beret.

The duo, whose parents are Prince Albert and Princess Charlene, joined the extensive royal family on the palace balcony to greet Monaco's citizens.

Speaking with People magazine, Prince Albert joked about the size of his family ahead of the event, saying, "We're running out of space for everyone. We're going to have to create new windows, build new balconies."



Prince Charles was dragged into a $136 million art hoax scandal after a convicted counterfeiter claimed he'd forged art hanging in one of the royal properties.

A number of British newspapers reported in November that Prince Charles was at the "center" of a huge art scandal.

American art forger, Tony Tetro, claimed he'd created paintings on loan to the prince. He told USA Today, "I don't paint copies, I make original compositions in the style and technique of famous painters."

He said he painted artworks, including one in the style of Claude Monet, for a British businessman, who in turn loaned the paintings to Prince Charles' charity, The Prince's Foundation, which put them on display at Dumfries House in Scotland.

The paintings are no longer on display, Clarence House told USA Today.



I made the Rolled Chicken Tacos Bisque from Taco Bell, and the final product left a lot to be desired

$
0
0

taco bell soup

  • Taco Bell recently released a blog detailing a recipe for a Rolled Chicken Tacos Bisque.
  • Rolled Chicken Tacos have been added to the Taco Bell menu again for a limited time. 
  • According to the brand's website, the Rolled Chicken Tacos Bisque is just one of the dishes the chain makes for Friendsgiving.
  • I set out to try my hand at the Rolled Chicken Tacos Bisque, and while I found it easy to make, the final product left a lot to be desired. 
  • Visit Insider's homepage for more stories

You know that urge you get — usually late at night — to order tacos and blend them into a soup? Me neither. However, Taco Bell seems to think otherwise, according to a recent blog detailing a recipe for a Rolled Chicken Tacos Bisque.

According to the brand's website, the Rolled Chicken Tacos Bisque is just one of the dishes the chain makes for Friendsgiving. Other dishes include Nacho Fries Au Gratin, Mexican Rice Arancini, and Sauce Packet-Flavored Compound Butter — though we didn't see any blog posts about those. 

I set out to try my hand at the Rolled Chicken Tacos Bisque, and while I found the instructions straightforward and simple, the final product looked a lot better than it tasted. 

I already had most of the ingredients for Taco Bell's Rolled Chicken Tacos Bisque in my kitchen, but I had to run out to the store for Mexican oregano, fresh cilantro, and heavy whipping cream.

I had to get the Rolled Chicken Tacos, which are available at Taco Bell locations across the country. You'll also need a stove, a medium-sized stockpot, and a blender. 

The full list of ingredients is posted on the Taco Bell blog.



The first step was to roughly chop a clove of garlic and to dice an onion.

I would usually crush the garlic underneath the flat of the blade, but I wanted to follow the instructions exactly, so I just gave the clove a few good chops. 



Once my stockpot was hot, I added the vegetable oil, followed by the garlic and onion.

The trick is to get the bottom of the pot hot enough to bring out the flavors in the garlic and onion without burning them. 



After sizzling for a few minutes, the onions and garlic became soft and cooked down a bit in size.

Make sure to constantly agitate the garlic and onion to prevent burning or browning, otherwise known as "sweating" the vegetables. The goal here is to soften the onion and release a little moisture. 



Then came the diced tomatoes, with their juices, and the spice mixture. It was starting to smell delicious in my kitchen.

Don't hold back on the stirring here. It's important that the chili powder, Mexican oregano, and salt are evenly distributed throughout the soup as it simmers. 



After a few minutes of stirring and simmering, the tomatoes started to soften and some of the juice began to cook off and reduce.

According to the recipe, you should continue to cook until "the mix is very aromatic."



The next step was to add a quart of broth. I used chicken broth, but vegetable broth also works.

At this stage in the cooking process, the mixture was starting to feel more like soup than a sauce or sofrito. 



While the soup was coming to a boil on the stove, I took four of the Rolled Chicken Tacos from Taco Bell out of their bag.

The Rolled Chicken Tacos looked and smelled a lot like taquitos from 7-Eleven. 



I cut the tacos into quarters, as the recipe suggests. Even with my freshly sharpened knife, the tacos were surprisingly difficult to chop.

Quartering the tacos allows for easier blending in the later steps. 



After a few minutes, the soup came to a boil, so I reduced the heat to a simmer.

I found it helpful to skim off some of the foam that floats to the top of the pot as it boils. 



I chose to add cilantro, which the recipe lists as an "optional step."

Cilantro isn't for everyone, so Taco Bell listed it as an optional ingredient.

I'm a huge fan of cilantro, so I added a fairly heavy-handed amount, but the recipe calls for about a cup. 



After I added cilantro, I carefully lowered in the taco quarters, making sure to avoid splashing myself with hot liquid.

The tacos need to simmer for about 10 minutes so they get soft enough to blend smoothly.  



After the soup had simmered for a while, I turned the heat off and let it cool down for five minutes before pouring the mixture into a blender.

Transferring the soup from the stockpot to the blender can be tricky, so if you have someone nearby to help you with this step, I'd recommend it. 



After I added a cup of heavy whipping cream, I pulsed the blender on low for a few seconds, then on high for a while. The soup took on a consistency somewhere between a chowder and a milkshake.

Make sure to cover the blender tightly while you pulse to avoid any soup catastrophes.

During this step, you can also taste for salt and add as needed. 



I garnished the finished product with two tacos, cilantro, and a lime, per the recipe's instructions. It looked pretty nice.

Plating the soup was a breeze. It turns a pale shade of orange, kind of like a pumpkin soup or gazpacho, which pops when placed next to the dark-green cilantro leaf. 



The soup was completely pureed, devoid of any chunks or crunchiness. It smelled delicious.

Though its main ingredient was a fast-food taco, it smelled sort of like a respectable Mexican-style corn chowder. 



Despite all of the added ingredients, however, the soup just tasted like a Rolled Chicken Taco, which isn't the best item I've ever had from Taco Bell.

Although it looked pretty, the taste wasn't there. If you've ever been to 7-Eleven and had a taquito, it's sort of like that. And while a soup made from a taquito doesn't sound horrible, the actual result is a little lackluster. 

That being said, the soup acted as a solid dipping sauce for the two tacos used as a garnish. Additionally, I would definitely recommend adding some lime. The citrus does a good job of cutting the richness of the soup. 



While the soup didn't taste great, it plates well and would certainly impress any friend that happens to be a Taco Bell fanatic.

Overall, the Rolled Chicken Tacos Bisque was a fun and easy experiment, and will surely win over diehard Taco Bell fans if they're willing to put the work in.

However, if you're going to take the time to make a soup from scratch, why not use fresh produce and organic ingredients instead of tacos from Taco Bell? 



I drive for Uber and Lyft — here's what your driver thinks about you based on your rating

$
0
0

Clarke Bowman Uber

  • All Uber and Lyft passengers are rated between one and five stars after their ride is complete.
  • I've been driving for Uber and Lyft for almost a year, and I can often judge what kind of rider you are based on your passenger rating.
  • I've learned that a perfect 5.00 rating may not be what it seems, a rating in the high 4.9s is the sweet spot, and if you're below 4.60, you can forget about me ever picking you up.
  • Here's what Uber and Lyft drivers really think about you based on your rating. 
  • Visit Business Insider's homepage for more stories.

I have been a part-time driver for Uber and Lyft for the better part of a year now, and in that time, I have learned a lot.

One of those things is learning what someone's passenger rating really means.

Drivers for the ride-hailing apps use the rating system to signal to other drivers who's a good passenger and who may be a bad one. We can only rate passengers after a trip is completed — Uber drivers have to enter a rating before accepting the next ride, while Lyft automatically gives passengers a perfect rating unless the driver manually changes it. 

You can check your Uber passenger rating in the top left corner of the Uber app's home screen, while Lyft passengers are unable to view their rating.

Although a rating can technically range between one and five stars, almost all passenger ratings are in the range of 4.50 to 5.00. I have never seen a rating below 4.50, and I have never heard of anyone, driver or passenger, having a rating of below 4.00. 

Nobody knows the exact formula to figure out a passenger rating, but it seems to be heavily weighted toward 5.00. For example, if a driver rates you five stars, and the next driver rates you one star, your rating won't suddenly be a three. Drivers have their own theories about the formula — I recently heard one driver claim that every passenger starts out with 100 five-star ratings, and future ratings are factored in after that. But nobody knows for sure.

Regardless of how ratings are calculated, one thing that is for sure is that drivers often judge passengers by their ratings, as it's one of the only pieces of information they get before they choose to accept or decline your ride request. Sometimes I misjudge people based on their rating, but more often than not, my intuition is right.

Personally, I give most of my passengers a five-star rating, unless they commit major violations of passenger etiquette. It's worth noting that, according to both Uber and Lyft, if a driver gives a passenger a three-star rating or lower, they will supposedly never be matched with that passenger in the future. And a low passenger rating means future drivers might be less likely to accept your ride request, which might result in a longer wait time for you to be picked up.

Now, my experience driving and rating passengers is limited to my South Florida area, but after talking with many drivers from all over the world, it seems like these opinions on passenger ratings are generally universal across all regions.

With that said, here is what your Uber or Lyft driver thinks about you based on your rating.

SEE ALSO: I'm a driver for Uber and Lyft — here are 8 ways I can tell someone is going to be a bad passenger within 5 seconds

DON'T MISS: I'm a bartender, and these are the drinks that we secretly judge you for ordering

If you have a perfect 5.00 rating, you are either the perfect passenger, or you're brand new.

Five point oh-oh — the elusive perfect rating. Five stars means perfection, no faults, and excellence … or does it?

I remember when I first started driving for Lyft, an in-app notification told me to not be worried, as my first few ratings would not count against me. I'm sure lots of new drivers are nervous and might be poorly rated on those first few rides. I've always thought that maybe something like this also happens for new passengers.

I have accepted dozens of five-star passengers on Lyft, and then as I arrive, I receive a notification that says, "Make sure to welcome (person) as this is their first ride!"

I have also accepted many 5.00 passengers on Uber who get in the car and tell me, "This is my first time using Uber!" So I'm pretty sure that new users start out with a perfect five-star rating.

I also had one guy tell me one day that he had been using Uber for years, and that he had a perfect 5.00 rating and "wanted to keep it that way'' as he handed me a $5 bill

I've also given dozens of rides to five-star passengers that were just great, normal passengers. Some riders chatted happily and we had a great conversation, while others simply nodded and popped headphones in and were silent. I don't judge people on whether or not they want to talk, and both of these types of people are great in my eyes. 

If I see a 5.00 rating, chances are that you are a good passenger. I am going to accept your ride, even though there's a chance you're just a first-time rider.



If your rating is between 4.94 and 4.99, you are a great passenger with lots of experience.

For the longest time, my driver rating was a perfect 5.00 rating on both Uber and Lyft.

I was so proud of myself. As a passenger, I never had a 5.00-rated Uber or Lyft driver, so I knew having a perfect rating was rare. I held on to that 5.00 like a shiny badge and told everyone that cared to know. It was a pinnacle to my achievement of being a great driver and maintaining a clean car.

Then one day I checked my Uber driver profile, and my jaw dropped.

"4.99."

I clicked on the ratings breakdown, and there it was. My first four-star rating (who rates someone four stars?!), a blemish on my perfect record. It was like staring at my first pimple in the middle of my forehead. I was honestly upset. I had no idea who rated me four stars, and the person who left that rating didn't leave any feedback, so I'm not even sure what it was that I did wrong. 

Since then, I've gotten a couple more four-star ratings, never finding out why, but I'm still rated a 4.99 on Uber, and also a 4.99 on Lyft. But in a way, to me, 4.99 is almost more impressive than 5.00, because now people know that you have experience to your name. People regularly comment on it and say, "Your rating is pretty high at 4.99, you must be pretty good."

I can say the same about passengers when their rating is between 4.94 and 4.99. It means they are fantastic, and they have lots of experience as riders.

Sure, they somehow got a four-star rating or two along the way, but they know the drill: They're probably waiting at the curb, they're probably pleasant, and they might even leave a good tip.

I have never had a passenger in this range that was remotely bad, and all were wonderful people. The second I see a rating in this range on a ride request, I'm immediately tapping accept.



If your rating is between 4.80 and 4.93, you are still a good passenger, but you've gotten quite a few less-than-perfect ratings. Why?

I hand out five stars like candy to almost every passenger that comes for a ride in my Prius. You have to really do something wrong to earn less than five stars from me. I don't really believe in handing out ratings of two, three, or four stars.

But I am not every driver out there, and some drivers are apparently very stingy with their five stars. A driver might give out less than five stars for any number of reasons: They think you you slammed the door, they thought you were rude, you talked too loud on the phone, you annoyed them, you took too long to arrive, you had a loud drunk friend with you.

I have no idea why some drivers rate the way they rate, but some are like this. In my opinion, it's not fair, and it's not respectful, especially when there are cultural differences among many different people of different ages and backgrounds. 

If a person was decently polite, didn't leave a mess, or didn't really do anything wrong, then they should get five stars.

Whatever the reason is for your slightly lower rating, it's still OK. You're probably still a good passenger, and you should have no problem getting drivers to accept your ride. I have given many passengers rides that have ratings in this range, and all were perfectly fine passengers.

Seriously, don't sweat it.



If you're between a 4.70 and 4.79, you're a solid passenger, but you may have a slightly questionable history.

All right, who made your past drivers upset?

Was it your drunk friend Alice? Was she yelling super loud again? Yeah, it was definitely Alice.

The mid-4.70s range is where things start to get a little "hmm." Chances are that you're probably a decent passenger, but you have done something in the past to earn a few poor ratings. It's very likely you even received a three-star rating, since drivers know they won't be matched in the future with a passenger they rate three or fewer stars.

But even though you have gotten some lousy ratings, you still have gotten quite a few five-star ratings, so you're still likely a good passenger.

I'll let everyone in on a little secret: I love most riders in this rating range. Although these people have a lower-than-average rating, they're perfectly normal people. I have no idea why they have a lower rating, but whenever they're in my car, they're pretty good. Most tend to not talk too much, so it's a nice break to take a ride in silence and listen to the music. The ones that do talk tend to talk a lot, but they often tell the best and craziest stories. 

If you're in this rating range, I wouldn't worry too much, but I would be trying to take steps to improve your rating — make sure you are always ready when the driver arrives, don't eat in the car or make a mess, and consider tipping a few dollars in cash at the end of a ride. Some drivers won't accept riders rated lower than 4.80, and this may mean it takes a while longer to find you a ride if it's busy. 



If you're between a 4.60 and 4.69, I hate to say it, but you may be a bad passenger.

We are now reaching the bottom of the barrel in terms of ratings, as almost all ratings seem to be in the range of 4.50 and 5.00. 

If you're in the 4.6 range, you might not know it, but you may be a bad passenger.

Do you slam doors? Do you ask your driver questions that are entirely too personal? Do you holler and scream? Are you dirty? Do you get in the car after the driver has been waiting for almost five minutes? Do you make a mess in the car?

If you answered yes to any of these questions: Yes, you might be a bad passenger. And if you don't know the answer to any of these questions: Yes, you might be a bad passenger.

That cheap bluetooth speaker for $12 on Amazon didn't earn a one-star review because it worked amazingly well. It earned a one-star review because it quit working, wouldn't connect, and had poor sound quality. 

You didn't earn a rating somewhere in the 4.6 range because you're a good passenger. You earned a poor rating because you have made quite a few drivers upset to the point where they purposely left you a bad review.

You for sure have earned a few three-star reviews so drivers would never get matched with you again, and you might even have a couple of one-stars mixed in there. 

I don't know what you did, but a lot of other drivers were clearly not OK with you, so why should I be?

I honestly don't receive too many requests in this range, and when I do, I tend to reject them, as it's just not worth my headache.

Of course, I don't always take my own advice.

I remember a few months ago, it was very slow in the afternoon, and — I don't know why — I accepted a 4.6-ish rider ride on Lyft. A woman got in the car and I immediately wanted her out. She hopped in the front passenger seat in my Prius, pushed her seat all the way back, and then started complaining about how small my car was. She smelled awful, like an old battery, which I didn't even know was possible. I wanted to cancel the ride and tell her to get out, but she was acting crazy and I was honestly a little scared for my safety, or at least scared of her freaking out. Her destination was only 10 minutes away, so I decided to just deal with it.

So off we went down the road, and then mid-ride, without the woman telling me, my Lyft app notifies me we've changed destinations, and there are now two stops.

"Did you mean to change this?" I ask. She said yes. All right.

We arrive at a house and another equally awful smelling woman gets in the car. Two of them! Thankfully the next stop was only a short ways away. The two started arguing loudly in a language I didn't recognize. The arguing escalated into yelling, almost like it was a competition as to who could get louder. I had no idea what was going on. It was like I didn't even exist as these two were now practically shouting at the top of their lungs.

A very long five minutes later, I dropped them off. The lady in the passenger seat turns to me and says, "Slow." She slammed the door and left. I gave her a one-star rating and left a comment on the app that said "Probably the rudest passenger I have ever had."



And if your rating is somehow between 4.50 and 4.59, you are a bad passenger, and I will never, ever accept your ride request.

A passenger in this low rating range is likely everything a 4.6-er is, but worse. 

I will absolutely not accept a ride from a passenger in this range. Ever.

The rating scale is like the Richter scale for earthquakes, but in reverse: The lower the number, the passenger gets exponentially worse. Ruder, louder, dirtier, crazier.

When I first started, I accepted rides from almost anyone. It only took a few low-rated passengers to change my mind. 

Passengers love to ask me, "Have you ever had anyone throw up in your car?" When I reply, "No," some actually seem kind of upset that I don't have a crazy vomit story to tell.

The thought of vomit makes me squirm. It's disgusting. Knock on wood, but I haven't had any bad experiences with vomit in my car yet. 

Part of the reason I believe that I've had no one vomit in my vehicle is because I no longer accept low-rated passengers, especially late at night. I have rejected quite a few 4.5 and 4.6-rated passengers from 11 p.m. on, and I know other drivers do the same. The reason is simple: Bad ratings only come from lots of one-star reports, and one-star reports most likely came from drivers who had to deal with a vomiting passenger. 

The quickest way to make a driver leave a one-star review is to vomit in their vehicle. Not only is it plain disgusting, but they're likely done driving for the night because their interior covered in vomit, right at the busiest time of night when the drivers are likely to make the most money. 

There is no place to properly clean a vehicle late at night, so the driver likely has to clean it themselves or wait until the next morning. Hopefully the pictures they take for Uber or Lyft support aren't blurry, because they now have to begin the process of opening a support ticket with the companies to receive a cleaning fee. Sometimes the drivers are never reimbursed, because Uber and Lyft want a professional receipt, and if the driver cleaned their car themselves, they obviously won't have one. 

If your rating is in this range, do not be surprised if you have to wait for a very long time for a ride, as drivers are probably constantly rejecting your requests. In fact, if your rating remains this low for too long, you might even be kicked off the platform

One slow afternoon, I received a request for a 4.55-rated passenger, which is very low. I had to see how someone could have such a bad rating. I just had to. I accepted the ride. I wrote about this guy before, but here is what happened.

I pulled up to a restaurant in the middle of the afternoon. Almost immediately, I regretted accepting this ride. This behemoth of a man walking like a giant in a kid's movie stumbled his way over to my car. Clearly drunk, he opened the door and said, "You the Uber?" I almost wanted to tell him no and cancel the ride, but I froze. 

He got in, and I wanted out. He smelled like old cheese and old cabbage, and I hate cabbage.

We're driving away and he whipped out a vape pen and asked me if he could smoke it. I told him no.

Staring out the window, he asked me if I voted for Donald Trump or Hillary Clinton. I told him I don't discuss politics.

He then aggressively tapped on my shoulder and asked, "You seem cool, are you a pepperoni pizza or a pineapple pizza kind of guy?" I said pepperoni, and to please not touch me. He replied, "Oh, cool," and then started humming along loudly, and horribly off-beat, to a tune that sounded nothing like the song that was playing out of the stereo, while simultaneously tapping on the window and rubbing his belly.

His shirt had food stains all over it, and every time he took a breath it sounded like he had sleep apnea. He would also randomly interrupt his humming to let out a loud burp.

What felt like an eternity later, after a 10-minute ride, we arrived at his house. He got out and slammed my door. I turned around and he had left such large sweat stains on my seat that it looked like someone was still sitting there.

Well, that's what you get for accepting a 4.55 ride, I told myself.



And forget about passengers rated below 4.50 — they probably don't exist.

To date, I have never seen a rating lower than 4.50. When I do finally receive one of these requests, I am not going to find out how they are rated so poorly.



Be courteous, be respectful, and be kind to keep your rating high. And remember that your drivers are people too.

At the end of the day, a rating is really subjective. 

People like and dislike all types of things. One driver may love your bubbly and talkative personality, and another driver having a bad day and a headache may not. One driver may love your perfume, while the strong scent makes another driver nauseous.

Your rating will change, and it will fluctuate. Your rating may drop even though you are a good person. I have only taken a few rides as a passenger myself, and each time I was quiet, respectful, and left a tip. Regardless, my rating somehow isn't perfect, but rather a 4.94, meaning at least one driver left me four stars or fewer.

Chances are that you will have a bad driver at some point that is very stingy with their stars.

If you receive mostly good ratings with only a few bad ratings, then the sporadic low ratings are probably a problem with those specific drivers.

If you receive mostly bad ratings from almost all of your drivers, then, to be honest, the problem probably lies with yourself.

To keep the best possible passengers in their vehicle, drivers tend to reject lower-rated passengers, especially late at night and when it's busy, leaving those lower-rated passengers often waiting a long time for a ride. 

Remember that the person behind the wheel is a human too, with their own thoughts, feelings, and loved ones at home. We deserve to be treated with respect as well. 

Yes, we get paid to do this job, but give your driver a sincere "thank you" the next time you're in a ride, since at least one of us are available almost 24/7 to help deliver you safely to your destination. 



34 gifts anyone who just moved into a new apartment will appreciate not having to buy themselves

$
0
0

sodastream

The best part of moving into your first apartment or home is getting to create a space that's all yours. Finding the perfect decor and picking out furniture is the exciting part, but after that comes all the expenses no recent grad or young professional wants to bare. A laundry hamper, pots and pans, bedding — these are just some of the distinctly un-fun, adult purchases they'll reluctantly need to make.

Though you might be tempted to buy them some new decor for the walls, we recommend getting them some combination of the necessities they wish they didn't have to spend their own money on, and the little luxuries that can make life infinitely better. Read on to see our picks for what they'll really want this holiday season.

This list includes a Sponsored Product that has been suggested by Redbubble; it also meets our editorial criteria in terms of quality and value.*

A gift card to buy the best set of sheets they’ve ever slept on

Brooklinen Gift Card, available at Brooklinen, from $50

Our director of content strategy calls Brooklinen's sheets one of the best purchases she's ever made, and many of us at Insider Picks feel the same way. They'll be able to choose from quite a few weaves/materials as well as a huge selection of fun prints and colors. A basic full set costs around $130, for reference.



A personalized trinket tray for all their odds and ends

Wood and Marble Valet Tray, available at Mark & Graham, $59

Catch-all trays are the kind of gift that may seem underwhelming until they realize how useful they are. That was certainly the case when I was gifted one after college. Now I have a few of them around my apartment — one for keys and sunglasses by the door, one for my rings and jewelry by the bed, and another in the living room for lip balm, candle matches, and other small items. This one is customizable with their initials as an extra sweet touch.



A cool canvas art print to personalize their space

Alfred Hitchcock's Vertigo Canvas Print (Medium, 12"x17"), available at Redbubble, $78.24

Redbubble helps more than 700,000 independent artists and designers share their work with the world through its online marketplace — all while committing to sustainable and socially responsible practices. The marketplace promises something for everyone with its "uncommon designs on awesome stuff."

We love Redbubble's original, quirky art printed on products ranging from canvas prints to cell phone cases to bath maths. This canvas print is a perfect piece of wall art for any Hitchcock film buff. 

* Sponsored by Redbubble



A robot vacuum that makes quick work of chores

Eufy RoboVac 11S, available at Amazon, $239.99

Vacuuming is one of the great time-sucks in life — literally. Give them back their Sunday afternoons with the gift of a robot vacuum that'll take the work out of cleaning the house. On a personal note, I can't recommend this one enough. You can read a more thorough review of it here.



Stemless wine glasses that won’t spill or break as easily

Riedel O Stemless Wine Glasses, available at Amazon, 4 for $44.25

When my partner and I moved in together years ago, her mom bought us a nice set of tall, thin-stemmed wine glasses — likely because I had once served her Cabernet in a mason jar. Though I like using those to entertain occasionally, I prefer these stemless glasses that are much more casual and much less breakable (...kind of like a mason jar). 



A single-serve blender for smoothies and small batches

Nutribullet Blender, available at Amazon, $89

They're likely not going to need a full-sized blender for any reason other than making large batches of frozen margaritas. Gift them a personal-sized blender for making healthy smoothies at home — and if they want to make a few frosty cocktails, they'll just have to put in a little extra work. 



A Dutch oven they’ll have for the rest of their life

Le Creuset 5.5-Quart Dutch Oven, available at Amazon, from $349.95

A Le Creuset Dutch oven is one of those coveted kitchen items that most people don't get until their weddings, if ever. It's a special gift I only recommend giving to someone who really loves to cook. If you want to get them something a little less expensive but equally as useful, go for an eight- or nine-inch cast-iron skillet



A coffee maker for one

Keurig K-Mini Plus, available at Amazon, $75.49

A Keurig will have them out the door in a flash with a coffee in-hand — a priceless gift, if you ask me. Pair it with some cheap reusable pods if they're the eco-conscious type. 



Wall hooks that work in an room

Loop Wall Hooks (set of 3), available at West Elm, $29

If they're living the big city life in a small city apartment, they'll appreciate any extra storage they can get. These wall hooks can be hung up by the door to hold coats, keys, and bags, or they could go in the bedroom to store additional items that won't fit in the closet.



A neutral bath mat to match any type of decor

Sybil Diamond Bath Mat, available at Urban Outfitters, $39-$49

Bath mats are one of those necessities that no one likes to spend their own money on. Gift them a basic neutral option that's got just enough cheekiness without clashing with their decor. If you know what their space looks like and want to get them something more adventurous, check outmore bath mat designs here.



A cleverly designed pillow to keep them cool at night

The Hybrid Pillow, available at Leesa, $92

Leesa's Hybrid Pillow is adjustable and reversible. One side features a cooling layer while the other has a quilted design that keeps the pillow fluffy and the fill even. Between the two sides is a thin slip pillow that they can add or take out for more or less support. You can read our full review here



A friendly welcome mat

Calloway Mills Welcome Mat, available at Amazon, $19.63

Likewise, a welcome mat is another home basic they're going to need but aren't going to want to purchase. This simple one is fun enough without bordering on tacky. 



Candles that really make it feel like home

Otherland Candles, available at Otherland, $36 each or 3 for $89

Otherland's candles have the most beautiful packaging and intriguing scents (think: sandalwood and amber, or champagne and saffron). This is one gift you'll love giving as much as they'll love getting, and it'll add a sweet touch to their space. 



A jumbo pack of removable hooks that won’t damage the wall

Command Hooks 9-Pack, available at Amazon, $8.99

You can never have enough Command Hooks — especially if you're a renter who can't nail anything into the wall. This multi-pack makes a great stocking stuffer.



A place to put their booze

Deco Handle Tray, available at West Elm, $35.40-$53.40

Whether they have a proper bar cart or not, one simple way to add sophistication to a space is to store liquor and/or barware on a pretty tray. This neutral option is great for anyone who entertains a lot — they can use it as a serving platter or to hold their at-home mini bar.



A utensil holder for easy access to cooking tools

Textured Utensil Holder, available at West Elm, $20.30

Unless they absolutely love to cook, a utensil crock probably won't be the first thing on their mind when they move into a new space, so this is a smart and useful kitchen gift they'll appreciate.



An exceptionally cool cocktail shaker for the person who loves to travel

Airplane Cocktail Shaker, available at Williams Sonoma, $79.95

Sure, you could find cheaper or simple bar tool kits or cocktail shakers out there, but this one is just too cool to pass up. If you know someone who loves travel, or just loves to play around with fun gadgets, you won't regret giving them this cocktail shaker. The propellers aren't quite functional, but they do spin when you shake the canister! 

If this one isn't quite their style, check out some of the other ones we love here at a variety of price points



A cozy throw to snuggle up with

Knotted Throw, available at Crane & Canopy, $89

This is the blanket we fight over getting to use in my house — it's cozy, warm, breathable, and supremely soft. You'll find it in a few different colors at Crane & Canopy.



A curated set of pots and pans that won’t fall apart

Potluck Cookware Set, available at Potluck, $160

Help them get their kitchen fully stocked with the right tools. Potluck makes cookware comparable to brands like All-Clad and Calphalon, but at direct-to-consumer prices that won't break the bank. Shop from a selection of well-curated bundles that fit all of their cooking needs. You can read a more in-depth review here



A really nice speaker

Google Home Max, available at Walmart, $299

The experience of listening to music on the Google Home Max is absolutely unparalleled, which makes the high price tag easier to justify (assuming you can bare to part with it). If you've got a substantial budget, this is the way to go for anyone who loves listening to music at home.



An over-the-door hook that can function in the bathroom or closet for extra storage

Yamazaki Minimal Over-the-Door Hook, available at Urban Outfitters, $18

An over-the-door hook is the ultimate closet or bathroom storage hack. They can use this one to hang everything from towels and robes to purses and jewelry.



A new down duvet that works for every season

The Down Duvet (Full/Queen), available at Casper, from $290

Casper makes two equally excellent comforters, but this one is the more basic option. Its stitched compartments keep the ethically sourced down from spreading through the blanket, and the organic cotton shell is gentle and cooling. 



A set of hand towels for the bathroom

The Classic Hand Towels, available at Crane & Canopy, $18

Hand towels are a necessity made all the more fun when embroidered or monogrammed. Crane & Canopy offers a variety of colors and styles for a personalized touch.



A beautiful set of coasters they’ll actually want to use

Onyx Marble Coaster Set of 4, available at West Elm, $27.30

Hopefully it's a lesson they won't ever have to learn the hard way: always use a coaster. If you get them this beautiful set, they'll actually want to. 



A laundry basket that blends with any decor

Round Weave Laundry Baskets, available at West Elm, $35.40-$47.40

A laundry basket is another much-appreciated gift they'll be thankful for not having to buy themselves. The lining of this one is removable, and if they already have a laundry basket, they can use it to store extra sets of sheets and towels. 



A really good chef’s knife

Wüsthof Gourmet Hollow-Edge Santoku Knife, available at Williams Sonoma, from $64.95-84.95

It's not the only knife they'll ever need, but it's the best place to start. Get them one really good chef's knife to start their collection, and if you really want them take care of it, get them a sharpener as well. This one is good for beginners



A streaming stick that turns their plain TV into a smart TV

Fire TV Stick with Alexa Voice Remote, available on Amazon, $19.99

If they're looking to cut the cost of cable out of their lives, a streaming stick is the way to go. It turns a regular TV into a smart TV by making all their favorite media apps like Netflix and Hulu available through a voice-controlled remote.



A beautiful set of dinnerware

Year & Day Dinnerware, available at Year & Day, from $26

Most people's first apartments (and the next few after that, if we're being honest) feature cabinets full of mismatched plates, glasses, and mugs they've collected over their time in college. Get them a new set of dishes, glasses, or flatware from Year & Day, one of our favorite new startups out there. If you're not ready to commit, you can read a full review of their dinnerware here



A salt lamp to give their space a warm glow

Himalayan Glow Salt Lamp, available at Amazon, $16.97

I swear by my salt lamp for creating a relaxing vibe at home. This one was gifted to me two years ago and I still use it every day. 



A signature scent for their new home

Diptyque Baies Room Spray, available at Nordstrom, $68

Room spray is a fun twist on the classic gift of scented candles — and you can't go wrong with anything from Diptyque. During the winter, there's nothing more gorgeous than the iconic, floral Baies (roses and blackcurrant leaves) scent, which you'll find concentrated in this beautiful mist.



A shower caddy that will follow them through multiple apartments to come

Simple Human Tension Shower Caddy, available at Amazon, $139.94

This shower caddy is one of the most useful things in my apartment. It uses an adjustable tension rod to hold itself into place and it can fit everything from a weirdly shaped bathtub ledge to a full floor-to-ceiling walk-in shower. It's a little pricey, but Simplehuman is known for making quality home products that rarely if ever need to be replaced. I've had mine for over three years and it hasn't rusted at all (you can read my full review of it here).



A smart device that can answer almost any question and play music

Echo Dot 3rd Generation, available at Amazon, $34.99

You can't go wrong when it comes to gifting the Echo Dot. It's a small speaker with major power, and Alexa can answer all their questions bout the weather, traffic, and more. They'll also be able to play music, games, and control other smart devices around the home. 



A cost-effective investment in their seltzer habit

SodaStream Fizzi Sparkling Water Maker, available at Amazon, $149.95 (with refills), or SodaStream, $89.99 (without)

If La Croix sparkling water is their main source of hydration, they'll love having a SodaStream around to make seltzer on demand. They can flavor it with drops meant to taste just like the real thing or create their own infusions — either way, they'll save a lot of money over time. 

Note: The more expensive of the two options comes with two soda bottles and two CO2 cylinders, while the less expensive one only comes with one bottle and one CO2 filter. 



A storage ottoman to save them space

Cole Classics Square Storage Ottoman, available at Target, $63.74

Every extra ounce of storage space matters in a small apartment, which is why this storage ottoman makes a perfect (and decor-neutral) gift. The lid lifts to reveal enough space for throw blankets and a pair of slippers. 




Chefs reveal the 9 things they always order at Chipotle

$
0
0

Chipotle Burrito Bowl

  • Insider asked chefs about their favorite things to order from Chipotle, a fast-casual chain that serves customizable Mexican dishes.
  • One chef told Insider that his order depends on whether or not he thinks the staffer rolling the burritos knows what they're doing.
  • Another said she uses tortilla chips to scoop up her carnitas bowl for "makeshift nachos."
  • One pro said he orders a chicken bowl with a tortilla on the side so he can slow down and savor his meal even more.
  • Visit Insider's homepage for more stories.

Chipotle is a fast-casual chain that's known for its build-your-own burritos, rice bowls, and other Mexican dishes.

To figure out some of the best things on the eatery's menu, Insider spoke to a group of chefs about their favorite go-to dishes.

This chef's order depends on whether or not he thinks the staffer rolling the burritos knows what they're doing.

Thomas Leonard, executive chef of Walton Street Kitchen + Bar in Chicago, Illinois, said he appreciates the classic burritos available at Chipotle, but that he has high standards when it comes to how they are rolled. 

"I always watch the person rolling the burritos. If they are good [at burrito-rolling], I order a burrito, if they do not seem to be very good, I order a bowl," he told Insider.

When it comes to fillings, Leonard selects his meat "depending on what looks fresh" but he usually goes for the barbacoa or carnitas because they're on the moist and juicy side. 

"If I get barbacoa, I get black beans, because the flavors go great together. If I get carnitas, I get pinto beans for the same reason. Every burrito I order gets fajita vegetables, pico de gallo, corn, sour cream, cheese, and lettuce," he told Insider.

He said he also loads up each bite of whatever he orders with Chipotle's Tabasco sauce for added flavor. 

 



Chef Tariq Nasir prefers barbacoa burritos, since he considers the meat to be the most flavorful option at Chipotle.

For Chef Tariq Nasir, blogger at ChefTariq.com, the ideal Chipotle burrito starts with barbacoa, white rice, and black beans. From there, Nasir adds fresh tomato salsa and guacamole. 

"When it comes to Chipotle, adding flavor where you can is key. To me, the most flavorful meat is the barbacoa, with its garlic and cumin fusion," he told Insider.

And, of course, he said he always adds guacamole. 



Chef John O'Neil likes to reduce his carb intake by ordering his chicken bowl without rice.

The chain may be most famous for their flour-tortilla-wrapped burritos, but Chipotle also provides plenty of choices for guests pursuing a low-carb or even a keto lifestyle.

Chef John O'Neil of the "Backroads and Barbecue" show on Facebook Watch said he orders a customized bowl without rice that consists of mixed beans, corn, cheese, extra peppers and onions, extra chicken, and pico de gallo.

"This order saves on the carbs [while] giving maximum flavor and a fair amount of good fats. I'd rather have the peppers and onions than just plain lettuce for the nutritional value," he told Insider, adding that he chooses beans since they have much more protein than rice.

O'Neil said he also orders guacamole on the side so it doesn't get warm when placed on his bowl. 

 



This chef opts for a "grains and greens" bowl that's big enough for leftovers.

Melissa Eboli, nutritional chef and blogger behind Via Melissa, told Insider that she likes to combine the salad and bowl options for a base that's "loaded with brown rice and greens."

"I then top it with a double serving of pepper and onions, both black and pinto beans, chicken, mild red salsa, and guacamole — but I tell them to hold the chips," she added, pointing out that she loves how much fiber and protein is in this dish. 

She said whenever she orders this, she splits it with a friend or eats half and brings the rest home to eat for dinner, since the serving is rather large. 

 



Chef Daniel England likes to mix quesadillas with burritos.

Daniel England, corporate chef of OMG Hospitality Group in San Diego, California, is a big fan of getting all of the fixings.

"If I'm feeling really fancy, I'll order a steak burrito with everything on it [that's] wrapped in a quesadilla — it's delicious," England told Insider, adding that he loves how fresh this dish tastes.

 



This chef uses tortilla chips to scoop up her carnitas bowl, creating "makeshift nachos."

Some Chipotle locations offer nachos as a "secret menu" item, but if your local shop doesn't roll like that, you can still improvise your own version.

Chloe Geachinnio, chef de cuisine at Texas Spice at the Omni Hotel in Dallas, Texas, said she does just that.

"I get the chips and guacamole and use that guacamole for my bowl and use the chips as a spoon for my bowl so I can have 'makeshift nachos,'" she told Insider.

She said she customizes her bowl with cilantro rice, black beans, carnitas, corn, pico, cheese, and lettuce.

"I get the chili de arbol salsa on the side because sometimes I can't handle the heat, so I like to add it on my own," she added.



Chef Makeda Reid orders half cilantro-lime rice and half brown rice in her bowls.

Chipotle serves two different kinds of rice: white rice seasoned with cilantro and lime or brown rice.

Staffers working the line will usually ask you to choose one, but Chef Makeda "Keke" Reid of Blue Waters Caribbean and Seafood Grill in Temple Hills, Maryland, orders both. 

"[I get] a bowl with half brown rice, half white rice, cheese on top of the rice, then sofritas or grilled chicken breast," she told Insider.

She said she tops it all off with hot salsa, corn salsa, tomato salsa, sour cream, lettuce, and salad dressing. If she's looking to amp up the dish, Reid said she'll order a warm tortilla to go inside of her bowl. 

 



Chef Jeff Osaka gets a chicken bowl with a tortilla on the side so he can slow down and savor his meal.

Jeff Osaka, executive chef of Sushi-Rama, Osaka Ramen, 12 @ Madison, and The Empire Lounge and Restaurant in Colorado, said he usually likes to order a bowl with a warm tortilla on the side. 

"My go-to Chipotle order is a bowl with white rice, black beans, chicken, pico de gallo, salsa verde, cheese, guacamole, lettuce, and then the tortilla on the side," Osaka told Insider.

"Although I'm from California and grew up on the Mission-style burrito, I think having a bowl [and a side tortilla] actually makes me eat more slowly, thus enjoying my lunch or dinner more," he added.



This chef enjoys the vegan sofritas in a bowl of brown rice and vegetables.

Bryan Suarez, head line cook at Restaurant Progress in Phoenix, Arizona, described his ideal Chipotle order as a bowl of "brown rice, black beans, sofritas, grilled vegetables, lettuce, cheese, salsa, pico, corn, and always guac, even if it is extra."

Sofritas is Chipotle's vegan-friendly protein that was introduced in 2014. These tofu bits undergo a braising process involving chipotle chiles, poblano peppers, and Mexican spices, which imbue the sofritas with a bold flavor.

"Chefs are very gluttonous humans, so it's nice to sit down and eat something healthy and filling that's not an under-seasoned salad," he added, speaking of his go-to order.

Read More:



9 facts about the New York City housing market that will make you glad you live somewhere else

$
0
0

Manhattan bridge

  • New York City is the biggest city in the US, and it has an equally massive housing market.
  • The average rent in Manhattan is more than $3,000, and prices in the other boroughs aren't far behind.
  • Here are nine surprising facts about New York housing that will make you glad you live somewhere else.
  • Visit Business Insider's homepage for more stories.

New York City is the biggest city in the United States, and it has an equally massive real estate market.

Across the city, rents are climbing to historic rates, with an average Manhattan apartment costing more than $3,000 a month. Only San Francisco has a higher average rent than the Big Apple.

At the same time, tens of thousands of New Yorkers are being squeezed out of the housing market altogether and pushed onto the streets.

There are plenty of things about New York's housing market that would make you think twice about moving to the city.

Here are nine facts that will make you glad you live somewhere else.

The average New York rent is about 82% of the median American salary

Rents in New York have risen to record heights of late. Manhattan rent reached an all-time high of $3,217 in the first three months of 2019, according to a StreetEasy Manhattan Rent Index report. An entire year's worth of rent is $38,604, more than three quarters of the average American annual salary of $47,060.

Read more: 11 facts about San Francisco's housing market that will make you glad you live somewhere else



More New Yorkers pay rent than the number of people who live in city of Los Angeles

New York is the most populous city in the US, and the majority of residents are paying rent as opposed to owning their own places.

Nearly two-thirds of residents in New York live in rent-occupied units, according to the New York City Department of City Planning. The number of people renting housing units in New York alone is more than twice the national average. Two thirds of New York's 8.5 million residents is still larger than all the 4 million residents in Los Angeles, America's second biggest city.



Yankee Stadium couldn't hold all the New Yorkers who are living in homeless shelters

The average number of people staying in city shelters nightly peaked to a record of nearly 64,000 people in January 2019, according to a report by the Coalition for the Homeless.

That's 17,000 more than the capacity of Yankee Stadium, which can hold 47,309 people.

The coalition projects that the number of homeless people seeking shelter in the city will continue to climb to more than 65,000 by 2022.



Manhattan homes are currently left on the market for an average of four months

Although the New York real estate market can be notoriously competitive, Manhattan homes actually end up staying on the market longer than you might expect.

Across all five boroughs, New Yorkers trying to sell their homes are facing longer and longer wait times to reach final sales, according to StreetEasy Market Reports. Manhattan homes in particular spent an average of 117 days on the market, the highest figure the city has seen in seven years.



Even the cheapest Manhattan neighborhood has an average rent of more than $1,600

The least expensive rents in Manhattan can be found in the neighborhood of Inwood at the northern tip of the island. But even there, residents are still paying $1,623 a month, according to City Realty.

In nearby Washington Heights, renters can find a studio for an average of $1,669, making it the second cheapest neighborhood.



There was only one part of the city where rent actually decreased last year

According to StreetEasy market reports, there's only one area of the entire city where rents fell in the first quarter of 2018.

That would be North Brooklyn, where a surplus of property remained empty as an impending shutdown of the local subway line approached. Rents in the market fell to $3,061, a mere drop of 0.5% from the previous quarter.

Those rents very well may go back up, now that city officials announced the subway shutdown would be partially averted.



Less than a quarter of housing units in Brooklyn are offering cuts on rent

With fewer people buying and more renting, New York landlords have the upper hand, and are less likely to offer markdowns to prospective tenants.

In Brooklyn, rent cuts are down 6.7% from last year, according to a 2019 StreetEasy report. The trend of shrinking rent cuts is true across Manhattan, Brooklyn, and Queens. Rent cuts dropped to the smallest discount on record in Brooklyn and Queens, each at 3.4% and dipping close to an all-time low in Manhattan at 3.9%.



The percentage of homes for sale is up 11.7%

The total number of homes for sale in Manhattan increased 11.7% year-over-year, according to StreetEasy. Inventory grew across the borough, with Upper Manhattan gaining the largest relative share of new inventory at 18.4%.



More than 1 million New Yorkers are living below the poverty line

NY1 reported in 2017 that 1.5 million New Yorkers were living below the poverty level.

In New York's poorest neighborhoods, many of which are in the Bronx, the homeownership rate is dismal — just 8.8%, compared to 50% for the rest of the metro area.



READ MORE:

11 incredible facts about the $700 billion US trucking industry »



The best routers for fast Wi-Fi at home

$
0
0

 

  • A great router is essential to ensure that you have speedy Wi-Fi at home.
  • The best router you can buy is Google WiFi because it is not only capable of providing a good internet connection in large homes, but it doesn't cost too much, either.

Having a good router at home is becoming increasingly important. It's not just about connecting your phone and your computer to Wi-Fi anymore. Nowadays, you need a good router to maximize your internet speeds and connect all your smart home devices and other connected things. But not all Wi-Fi routers are good. In fact, plenty of them won't give you fast internet or a stable connection.

There are a few things to consider when you're buying a Wi-Fi router. For starters, you'll want to think about the standards that the router is capable of handling. Most new routers use the 802.11ac standard, which is capable of faster wireless speeds than other routers. If your ISP offers speeds of 100Mbps or more, routers with the 802.11am standard will be able to handle it.

Another thing to consider is whether your router is single band or dual band. The two bands are 2.4GHz and 5GHz, and 5GHz connections are typically faster and more reliable. Some routers offer both bands separately or both bands combined. Dual-band routers are also typically better in high-density areas.

You'll also want to think about the range of a router, especially if you live in a larger home. Often, you'll experience dead spots in your home with some routers, but those can be eliminated through the use of a router with a big range, or by using a mesh system, which basically connects multiple routers together to extend the range of Wi-Fi in your house.

Here are the best routers you can buy:

Updated on 11/26/2019 by Caitlin Petreycik: Updated prices and formatting. We are currently testing new routers to see if they're worth recommending, and will update this article accordingly. 

SEE ALSO: The best smart home hubs you can buy

The best router overall

Google WiFi isn't just well-designed and easy to use, it also allows you to check internet speeds and extend your Wi-Fi signal to cover your entire home.

The Wi-Fi router has largely stayed the same over the past few years, but some companies are finally trying to push the router into this decade. One of those companies is Google, with its Google WiFi system.

One of the cool things about Google WiFi is that it's aimed at extending the range of your Wi-Fi network. How? By creating what's called a mesh network. That basically involves a main router that communicates with other routers you can place around the home to extend your Wi-Fi range and eliminate dead spots.

That's not the only thing that makes Google WiFi a hit. Another great feature allows you to monitor your Wi-Fi use through the Google Wi-Fi app. Not only can you see how much data you've used and how fast your internet speed is, but you can also see a visualization of your entire home, prioritize some areas over others, and more. It's really a pretty smart system.

You can buy just one Google WiFi if you have a smaller home or apartment that's around 1,200 square feet or less. If you have a large home, you'll want the three-pack Google WiFi.

We're not the only ones that love Google WiFi and how smart it is. You can read our full review on Business InsiderCNET gave it 4/5 stars, while Digital Trends gave it a more conservative, but still very respectable, 7/10.

Pros: Easy to use, great speeds, inexpensive

Cons: Some mesh systems have more features



The best router for large homes

The Linksys EA7500 AC1900 is built for performance with super fast speeds and beamforming technology to widen your Wi-Fi range.

The Linksys EA7500 is a dual-band router that's able to provide up to 1.9Gbps, but beyond that, it's known for being able to handle multiple users and devices without too much signal degradation.

One of the best things about the router is that it uses beamforming technology to concentrate its signal towards the connected devices, rather than simply sending out a blanket signal. That helps keep upload and download speeds as fast as possible.

Beyond that, the router has a quick and easy setup procedure that reportedly takes under 20 minutes. After that setup, you'll be able to create a free Smart WiFi account so you can manage certain aspects of the router through a mobile app. It also has as many as four Ethernet ports and two USB ports.

The Linksys EA7500 has largely been well received, too — Trusted Reviews and PCMag also gave it 4/5 stars.  

Pros: Fast speeds, great range, decent port selection

Cons: A little expensive



The best affordable router

The TP-Link Archer C50 AC1200 is well-designed, simple to set up, and easy on the wallet.

Looking for a great router but don't want to spend too much money? That's where the TP-Link Archer C50 AC1200 comes in.

The first thing you'll notice about the TP-Link Archer C50 is its design, and it's not a bad-looking device. It may not be as classy as Google WiFi, but it should still fit pretty well with your home décor. The router itself is dual-band, so it'll deliver a little more bandwidth and speed than its single-band counterparts. On top of that, it's easy to set up and offers a pretty decent range compared to other, similarly-priced routers.

The device has four Ethernet ports, as well as two USB ports, and while more USB ports would have been nice, it should still offer plenty for most users.

One downside to consider: unlike other routers on the list, this one doesn't have a built-in modem, so you'll still have to buy a modem to access the internet. 

Pros: Dual-band, good speeds, easy to use, reliable

Cons: Router only (no modem)



The best router for gaming

The Netgear Nighthawk X4S is classy and well-built, but it's also reliable and fast for gaming and more.

If you're a gamer, you likely want a router that's optimized for high speeds and reliability, and while many gamers will swear by a hardwired connection, more and more are opting for wireless connections, too. The Netgear Nighthawk X4S is built for customizability. There are a number of management settings, and the router supports MU-MIMO data streaming, so it can handle multiple users at a time without any effect on bandwidth.

The idea behind buying a router optimized for gaming is that it's reliable and fast, so you won't lose a connection mid-game. In reviews, the Netgear Nighthawk X4S certainly delivered on that promise. PCMag gave the router 4/5 stars, while IGN gave it an even better 9.3/10.

There are a few downsides to the router. For example, some note that the management software seems a little out of date, while the 2.4GHz performance could be a little better. Still, the pros far outweigh the cons here, so if you're looking for a great router for your gaming needs, this might be the one for you.

Pros: Good management settings, dual-band, MU-MIMO streaming

Cons: Software a little outdated, somewhat expensive



The best mesh Wi-Fi system

The Netgear Orbi is designed for larger homes, and you can connect satellite routers to extend the signal even more.

Google WiFi is our top pick for a number of reasons — smart management, great app, and mesh system — but if you're looking for a great mesh system and don't really care about those other features, then the Netgear Orbi might be for you.

The Netgear Orbi is built to cover your entire home with an excellent Wi-Fi signal, and you can link multiple Orbi routers to each other in order to achieve that. Once you do, you'll get great speeds all over the home. In fact, the system uses technologies like MU-MIMO to send focused beams to users, ensuring great speeds.

The main router can handle up to three satellite routers, so even really large homes should be fine when it comes to getting a connection. Even without the satellites, however, the Orbi router is still excellently fast, and if you have a smaller home, you may not need extras.

As usual, there are a few downsides. The main router and satellites, for example, are not interchangeable, and the mobile app is a little limited, according to some reviews. Still, Tom's Guide gave the system 8/10, while Trusted Reviews gave it an even better 9/10.

Pros: Excellent speeds, reliable

Cons: Expensive, large, router and satellites aren't interchangeable



The best router with extra security

The Symantec Norton Core is well-designed, easy-to-use, and super secure.

Symantec has long been known as a go-to for online security, and its router, the Norton Core, continues that mission. Apart from the futuristic design, the router has some pretty futuristic tech under the hood, making it a great option for those who want heightened security in their homes.

The Symantec Norton Core goes beyond basic routing and also acts as an internet security device, which you can control through the Norton Core app for Android or iOS. With the app, you'll be able to set up parental controls and create guest networks for your friends when they're visiting.

You'll also get an overall security score, and Symantec will recommend changes you can make — like changing a weak password — to increase the level of security on your network. Overall, the app is very easy to use, and it's well-designed, too.

Under the hood, the router is pretty powerful for a Wi-Fi router. It boasts a 1.7GHz processor, 1GB of RAM, and 4GB of flash memory, and it has 2.4GHz and 5GHz dual-band radios.

The design also comes into play for performance. It houses an antenna that's capable of 365-degrees of coverage, so if you live in a multi-store house you shouldn't get any weak spots, as long as they're relatively close to the router.

In general, the Symantec Norton Core has been well-reviewed and in our tests, it performed very well. The only downsides? After a year you'll need to pay a subscription fee for some of its best security features, and there's no VPN functionality.  

Pros: Well-designed, great app, highly secure

Cons: Subscription required after a year



The best router with free parental controls

The Gryphon Router makes the most of your Wi-Fi speeds while keeping your network and your kids safe from hackers and inappropriate content.

If you have a large home, care about security, and have children, you may want to invest in the Gryphon Router with its parental controls and strong security features. Two members of the Insider Picks team tried the Gryphon out, and we both came away impressed with its powers.

In his review, James Brains highlighted the speed, reliability, and security of the Gryphon router. Although he's got a big home, he found the signal to be strong throughout his house. When I tested it in my much smaller NYC apartment, I also had an excellent signal from every room.

That's to be expected, of course. After all, the Gryphon Router uses a quadcore Arm Cortex A7 processor to achieve high speeds and it's a tri-band router, so it's capable of speeds up to 3 gigabits per second. The router also has three Ethernet ports in the back to give you multiple access points.

Because it offers 4x4 MU-MIMO, you can have several devices on the same network without losing signal strength. You can also prioritize certain devices over the others, so if you're watching Netflix on your Roku or smart TV and you don't want any buffering, you can ensure that your signal stays steady and strong.

When it comes to security, Gryphon offers malware protection, intelligent intrusion protection, Wi-Fi security, and secure app control. You get 12 months of free network security when you buy the router, though it will cost you $99 per year or $9.99 per month after that. If you decide not to renew the security protections after the first year, you will still have access to the parental controls, though.

The parental controls restrict internet access based on age group: Toddler, Elementary, Middle School, High School, and Adult. You can choose to turn on safe searching, store browsing history, and set times when children should be in bed or doing homework.

As with most parental controls, they can be a bit tricky to set up, but they are effective when you get them in place.

We're not the only ones who like Gryphon's router. PCMag also gave it a great review. — Malarie Gokey

Pros: Great Wi-Fi signal, parental controls, mesh Wi-Fi system, covers up to 3,000 square feet

Cons: Expensive



Check out our other home tech guides

The best streaming sticks and devices

A media streaming device can transform your so-called dumb TV into a smart one that plays shows and movies from Netflix, Hulu, HBO Now, Prime Video, and other streaming services. Here are the best streaming sticks and devices you can buy: 


The best Amazon Echo smart speakers and smart displays 

Amazon's Echo was the first smart speaker to find its way into millions of people's homes. Since the original Echo launched in 2014, Amazon has launched several new versions of the original speaker as well as a host of other Echo devices that have Alexa voice control built in. There are so many different Echos now that we've put together this guide to help you find the best one for your needs. Here are the best Echo devices you can buy: 


The best USB-C hubs

A USB Type-C hub or dock is a great way to add more ports on your laptop or tablet, especially if you have a laptop that only has one or two USB-C ports — whether it's a Mac, PC, or Chromebook, as well as newer iPad Pros and even select Android smartphones. Here are the best USB-C hubs you can buy: 

 



20 best movie and TV soundtracks of the decade, according to critics

$
0
0

midsommar

  • Numerous films and TV shows throughout this decade have also featured stunning soundtracks.
  • Whether it's a horror film like 2019's "Midsommar," or a sci-fi show like "Stranger Things," music has been an integral part of film and TV this past decade. 
  • Thrillers like "Gone Girl" have also had evocative, tense music throughout, while lighter films like "A Star Is Born" are also known for their music. 
  • Visit Insider's homepage for more stories. 

Film scores dominated critics' favorites among soundtracks aggregated on Metacritic from 2010-2019.

Radiohead's Johnny Greenwood stood out as a composer whose every album was a hit, from "Phantom Thread" to "The Master," as did Trent Reznor and Atticus Ross, for films like the Oscar-winning "The Social Network."

Soundtracks curated by music superstars like Kendrick Lamar's "Black Panther" and Lorde's "Hunger Games: Mockingjay" also scored highly with critics.

Because outlets don't regularly review every soundtrack released, notable albums were left off this list, including fan favorites like "La La Land,""Baby Driver,""Drive" and even best score Oscar winners like "The Shape of Water,""Gravity" and others.

Here are 20 of the best soundtracks from this decade so far, according to critics. 

Johnny Greenwood's "Phantom Thread" (2017) score is one of the most critically acclaimed soundtracks of the 2010s.

Metacritic Score: 86/100

Radiohead guitarist Johnny Greenwood collaborated with filmmaker Paul Thomas Anderson four times, and "Phantom Thread" is considered by critics to be his best work yet.

"He matches the eclecticism of Anderson's playlist with a pastiche that draws from Beethovenian harmony, kinetic post-minimalism a la John Adams, and arch, jazz-influenced French modernism," says Winston Cook-Wilson in Spin. "The score also makes room for some of the squeaking and shrieking string-orchestra dissonance that feels wholly Greenwood-esque by this point in his career. Taken together, the music achieves an out-of-time quality while remaining redolent of Anderson's period setting."



"Midsommar" (2019) demanded a score that blended daydream and nightmare, and Bobby Krlic delivered.

Metacritic Score: 86/100

"Midsommar" director Ari Aster listened to Bobby Krlic, aka the Haxan Cloak, as he was writing one of the most critically acclaimed horror movies of the year, and then asked the musician to score the finished product, culminating in a soundtrack as well-received as the film itself.

"The result is transfixing, gorgeous, and terrifying at once," says Margaret Farrell in Pitchfork. "Even without the film, Krlic's revelatory work stands on its own."



Icelandic composer Jóhann Jóhannsson composed the music for "Mandy" (2018) shortly before his death.

Metacritic Score: 85/100

The 1980s inspired Nicolas Cage horror film "Mandy" demanded an equally heavy metal and psychedelic musical backing, and Icelandic composer Jóhann Jóhannsson delivered, working on the soundtrack right up until the film's premiere at the Sundance Film Festival -- just a month before he died.

Katie Rife of The AV Club says the soundtrack marks "a turning point in his musical style, an embrace of the lush and layered as well as the heavy and metallic. Realizing that, and thinking about what could have come next, makes his death all the more tragic."



Some critics thought Trent Reznor and Atticus Ross' third collaboration with David Fincher on "Gone Girl" (2014) was their best work yet.

Metacritic Score: 84/100

For their third collaboration of the 2010s after the Oscar-winning "The Social Network" and "The Girl With the Dragon Tattoo," David Fincher tasked Trent Reznor and Atticus Ross with scoring the tense and twisty-turny tale of a dysfunction marriage gone very, very wrong. But the resulting album was very, very right.

"These complicated combinations of sounds and feelings suggest that Reznor and Ross are nearly as skilled at emotional manipulation as the film's characters," said Heather Phares in AllMusic.



The first soundtrack from "Stranger Things" (2016) is the highest television soundtrack to make the best-of-the-decade ranking.

Metacritic Score: 83/100

Netflix's "Stranger Things" is an over-the-top homage to all things '80s, but composers Kyle Dixon and Michael Stein put together a much more subdued soundtrack to back the monster-fighting story, much to critics' delight.

"The canvas they paint on is remarkably spare and restrained," said Saby Reyes-Kulkarni in Pitchfork. "At any given point, it feels as if there are only a handful of sounds in the stereo field, and what at first comes off as a limited range slowly reveals itself as the opposite."



The beautiful and unusual alien-invasion film "Arrival" (2016) demanded an equally intriguing soundtrack.

Metacritic Score: 82/100

Jóhann Jóhannsson's second appearance on this list is also his third collaboration with "Arrival" director Denis Villeneuve, this time crafting a sparse, haunting soundtrack to lay over the story of a scientist who tries to communicate with an alien species that lands on earth.

Rob Wacey of AllMusic called the album "a great piece of film score work, delivering menacing, daunting cacophonies of noise that evoke all types of fear, wonder, and intrigue that are evident within the movie itself."



Horror remake "Suspiria" (2018) marked the first foray into feature film composing for Radiohead lead singer Thom Yorke.

Metacritic Score: 82/100

According to Elisa Bray in The Independent, Thom Yorke likened composing music for Luca Guadagnino's horror remake to "making spells," fitting for a remake of the classic Dario Argenta film about a Berlin dance academy that descends into nightmare.

Bray describes the score as containing "unnerving cinematic ambience – pitch-bending violins, the threatening hum of deep synths interrupted by bursts of soul-juddering sound, and the tension of melodies unresolved. Angular piano motifs return throughout, drawing the listener back into a familiar sense of dread."



"Hereditary" (2018) rounds out the horror soundtracks that have dominated the best of the decade.

Metacritic Score: 81/100

"Hereditary" is the second film of director Ari Aster to make the best soundtracks of the decade list. Once again, Aster turned to an unexpected musician to help him layer this story of a family's nightmarish secrets: Arcade Fire saxophonist Colin Stetson.

Zach Kelly of Pitchfork praises the album for its music and also its "willingness to let wide-open trenches of silence do much of the heavy lifting throughout the film, only to slowly suck you back down into a dank well of insular terror after the collective exhale has begun. In these rare moments of calm, Stetson's cautiously beautiful, fairytale-like asides begin to read more and more sinister."



The soundtrack to "Black Panther" (2018) was curated by Kendrick Lamar and is one of the few non-scores to make the list.

Metacritic Score: 80/100

Kendrick Lamar curated the soundtrack for Marvel's "Black Panther" and also sings on five of its tracks, resulting in an album that is critically acclaimed for being anything but another forgettable blockbuster soundtrack.

"The tracks play it safe, but the project itself does not," says Clayton Purdom in The AV Club, calling the album "an audacious exertion of energy from one of the planet's most universally revered musicians."



Oneohtrix Point Never's "Good Time" (2017) album won best Soundtrack at the Cannes Film Festival.

Metacritic Score: 80/100

Robert Pattinson crime thriller "Good Time" demanded a pulsing electronic music backing and Daniel Lopatin, working under his moniker Oneohtrix Point Never, more than delivered according to critics' sensibilities.

"It's a masterful job of homage, and all those pulsating synths and cavernous low tones give the film much of its swagger, and they promise to intensify your own, far less exciting commute as well," said Sean O'Neal in The AV Club.



Before "Phantom Thread," Johnny Greenwood's "Inherent Vice" (2014) was also lauded by critics.

Metacritic Score: 79/100

Johnny Greenwood's third collaboration with director Paul Thomas Anderson on 2014's adaptation of Thomas Pynchon's "Inherent Vice" called for a dazed and confused romp through 1970s' Hollywood.

"The soundtrack is a pungent, incoherent, occasionally haunting trifle," said Jayson Greene in Pitchfork. "The feeling is of a bunch of intelligent and talented people trying on a bunch of funny-colored clothing and giggling at each other. If you're not wearing the costumes, there's a limit to just how entertained by all of it you can be."



Legendary composer Ennio Morricone returned to Westerns to score Quentin Tarantino's "Hateful Eight" (2015), to the delight of critics.

Metacritic Score: 79/100

Quentin Tarantino's "Hateful Eight" marked the first time Ennio Morricone had scored a Western in over 30 years, and the music has more in common with his later, more traditional work, but the master is still at very much at the top of his game.

"You might guess that after this long, he'd have to make increasingly complex pieces to find new things to say. Yet the opposite is true," said Marc Masters in Pitchfork. "His melodies are still simple, relying on a few notes to form a backbone from which he never strays far. His arrangements and flourishes build momentum, but the core is always powerfully uncluttered. Morricone trusts that a few strong musical ideas can supply lots of atmosphere and emotion throughout an epic-length film."



"Stranger Things Vol 2" (2016), the second part of the collection from Netflix's 1980s nostalgia series, is slightly less critically acclaimed than its predecessor.

Metacritic Score: 78/100

Even more music from "Stranger Things" composers Kyle Dixon and Michael Stein was released in a second volume, though critics were slightly cooler on the more supernaturally-tinged follow-up.

"Volume Two echoes the series' progressively perilous shift toward the supernatural, a track like 'Danger Danger' pivoting from the evocation of bike-riding best buds toward the debut of a demoniacal monster in a parallel universe," said Neph Basedow in The Austin Chronicle.



"A Star Is Born" (2018) made the best-of-the-decade list.

Metacritic Score: 78/100

The "A Star Is Born" soundtrack impressed critics, both for its ability to showcase something new in a movie that's remade more often than any other, and for the songwriting abilities of the movie's two leads, Lady Gaga and Bradley Cooper.

"The songs from the early portion of the movie are almost impenetrably perfect," said Brittany Spanos in Rolling Stone. "Gaga and Cooper take the lead on writing their own songs for most of the album. With Lukas Nelson and sometimes Gaga's help, Cooper found the blues-inflected, country-rock soul of Jackson Maine with gritty, down-home lyrics propelled by the Nelson-led band that backs Maine both on- and off-stage. Cooper's voice, lowered for the film to create the world-weary, addiction-addled Maine, is surprisingly great, either crackling like a pit of fire when he begins to holler or settling into a warm, smoky rasp during the ballads."



"The Revenant" (2016) features almost no dialogue, leaving the film's score to do much of the heavy lifting.

Metacritic Score: 77/100

Ryuichi Sakamoto and Alva Noto had no choice but to put together a monster of a score to back up Alejandro G. Iñárritu's survival tale starring Leonardo Dicaprio. The story features one character, mostly alone in the wilderness, which left him with little to no human interaction.

"The resulting product is huge in scope, with 23 tracks clocking in at an hour and 10 minutes, but is unnervingly hushed in execution," said John Garrett in PopMatters. "Leonardo DiCaprio's character Hugh Glass may have been violently assaulted by a grizzly bear, leading to abandonment and a fight for his life, but the music rarely approaches a forte dynamic. It's a 70-minute low boil, an astounding amount of tension that never achieves its sweet release."



"The Hunger Games: Mockingjay Part 1" (2014) is the only film of the franchise to make this list, though the other soundtracks were also well-regarded.

Metacritic Score: 77/100

Lorde curated the soundtrack for the third film in the "Hunger Games" YA film franchise and also sings on four of the songs, leading it to be the most critically-acclaimed of the series.

"Thanks to [Lorde's] vision, and her grip on the series' most important thematic elements, the 50 minutes of music behind 'Mockingjay Part 1' ably function as both a glance at 2014's finest purveyors of complex, downcast pop and a complement to the start of the series' chaotic, brutal conclusion," said Jamieson Cox for Billboard.



Mica Levi's score for "Jackie" (2016) landed her an Oscar nomination for best score, the first woman in 20 years to do so.

Metacritic Score: 76/100

Pablo Larrain's "Jackie" followed Natalie Portman as Jacqueline Kennedy after the assassination of John F. Kennedy but was more experimental than just a traditional biopic, requiring a score to match.

"Levi's score is as powerful a presence as Jackie herself, and its creativity is more appropriate than more traditional music would have been," said Heather Phares in AllMusic.



"The Social Network" (2010) won Trent Reznor and Atticus Ross the Oscar for best original score.

Metacritic Score: 76/100

David Fincher's "The Social Network" is one of the most critically acclaimed films of 2010, with the score from Trent Reznor and Atticus Ross, in their first collaboration with the director, no exception. 

"Reznor and Ross have pulled off something fairly remarkable here, creating a record that could've existed on its own as an original NIN production, but serves almost perfectly as the sonic document of the evolution of an online phenomenon that began in the dorms of Harvard and eventually took over Silicon Valley," said Kiran Aditham of Lost at Sea.



"The Master" (2012) rounds out the critically-acclaimed soundtracks from Johnny Greenwood and Paul Thomas Anderson.

Metacritic Score: 74/100

Every time Radiohead's Johnny Greenwood and director Paul Thomas Anderson work together it seems to be magic to critics' ears, and "The Master," the thinly-veiled deconstruction of Scientology, is no exception.

"This uneasy listening provides a masterful backdrop for Anderson's film and also makes for fascinating listening in its own right, while once again separating Greenwood from more predictable composers," said Heather Phares in AllMusic.



"The Twilight Saga: Breaking Dawn Part 2" (2012) marked the end of a franchise and a pop culture era and was also one of the soundtracks of the decade that critics loved best.

Metacritic Score: 74/100

The often-derided "Twilight" franchise came to an end with "Breaking Dawn Part 2," but its soundtracks were often lauded, culminating in the highest-rated album yet in 2012.

"From Passion Pit's church-bell ringer 'Where I Come From' to Christina Perri's violin-strung 'A Thousand Years (Part 2),' there's one grand-ballroom epic after another... ranging from ethereal ('Bittersweet' from Ellie Goulding) to awesomely sludgy (St. Vincent's 'The Antidote')," said Melissa Maerz in Entertainment Weekly.



The 8 most significant superhero movies of the decade that changed Hollywood

$
0
0

wonder woman

  • Superhero movies dominated the box office in the 2010s.
  • Plenty of superhero movies this decade shaped and defined the genre and made their mark on the larger world of entertainment, despite Martin Scorsese's recent critical comments about them not being "cinema."
  • From "Avengers" to "Joker," Business Insider selected eight of the most significant superhero movies from the last ten years.
  • Visit Business Insider's homepage for more stories.

The superhero genre dominated moviegoing in the 2010s, especially when it came to box-office receipts.

Some in the industry weren't pleased with that. Veteran filmmaker Martin Scorsese, the director of  "Goodfellas" and the upcoming Netflix movie "The Irishman," made headlines recently for saying superhero movies, Marvel ones in particular, were "not cinema,"comparing them to theme park rides. (He then explained his thoughts in a New York Times op-ed.)

But Scorsese's comments, and the reaction to them, show how inescapable superhero movies have become. It's thanks in large part to the Marvel Cinematic Universe, now the highest-grossing movie franchise in history with 23 movies (and more coming). But the genre has leaked into all corners of entertainment.

The cultural ascension of superhero movies has sparked debates about their place at the Oscars ("Black Panther", "Joker") and inspired movements that have confused (or angered) the internet ("Release the Snyder Cut").

When reflecting on the decade of superhero movies, certain ones come to mind that had an impact on pop culture and the entertainment industry as a whole. For this list, Business Insider selected the eight superhero movies that had the most impact. For brevity, the list is limited to one movie for a character (so one "Spider-Man" movie, one "Avengers" movie, etc.). These movies aren't necessarily the best superhero movies of the decade, but rather the ones that shaped or defined the genre, for better or worse.

Below are the eight most significant superhero movies of the 2010s:

SEE ALSO: Midbudget movies aren't dead at the box office and 2020 could be a year for them to shine

"The Avengers" (2012)

Director: Joss Whedon

Nothing like "The Avengers" had ever been done before. Even though Marvel Studios can now churn out successful movies in its massive Marvel Cinematic Universe like a well-oiled machine, it was unproven near the beginning of the decade. "The Avengers" was the culmination of four years and six movies worth of universe building.

Disney had acquired Marvel in 2009 but the first few entries in the MCU, now the highest-grossing movie franchise of all time, were distributed by Paramount. The studio relinquished the distribution rights to the last two movies of its six-movie Marvel deal to Disney and "The Avengers" became Disney's first Marvel movie. In hindsight, it was a sign of how dominant the company would become this decade.

"The Avengers" arrived in the summer of 2012 to critical acclaim and a then-record $207 million domestic opening weekend. It eventually grossed $1.5 billion worldwide. That seems like child's play now considering that "Avengers: Endgame" is the highest-grossing movie ever, but at the time, "The Avengers" was a marvelous achievement (pun intended). It laid the foundation for what would be dominant property in pop culture for the rest of the decade, and probably the next one, too.



"Man of Steel" (2013)

Director: Zack Snyder

The "Release the Snyder Cut" movement, a campaign for Warner Bros. to release Zack Snyder's director's cut of 2017's "Justice League,"gained momentum and newfound confidence this year. The movement is comprised of Snyder loyalists (and even some of the movie's stars) who insist that Snyder's vision was sabotaged by Warner Bros. and "Avengers" director Joss Whedon, who stepped in for significant reshoots after Snyder exited the project late into production because of a family tragedy.

"Justice League" disappointed critically and at the box office, making less than $700 million worldwide off of a bloated $300 million production budget. Warner Bros. has tried to move on with course-correcting DC movies like "Aquaman" and "Shazam!," but the Snyder Cut base shows no signs of letting "Justice League" die anytime soon.

There would be no Snyder Cut movement without "Man of Steel."

Snyder's take on Superman — seemingly inspired by the success of the "Dark Knight" movies (director Christopher Nolan is credited as a producer on "Man of Steel") — left fans and critics divided. It earned a decent $668 million worldwide and received a 56% critic score on Rotten Tomatoes. But Snyder's most affectionate fans still swear by it, feelings that were only heightened by Snyder's even more brooding followup, 2016's "Batman v Superman: Dawn of Justice."

Depending on who you ask, the Snyder Cut movement is either that of passionate fans who feel betrayed by a major Hollywood studio, or the most prominent example of the toxic fandom that has dominated some of the decade's blockbusters, from "Star Wars: The Last Jedi" to "Captain Marvel." Without it, "Man of Steel" would likely be just another blip in Superman's movie history, but now its legacy is set in stone.



"Deadpool" (2016)

Director: Tim Miller

Would "Joker's" success be possible without "Deadpool"? It's hard to say, but Fox's "X-Men" spin-off not only affirmed that a superhero movie could be a major hit with an R rating, but what the studio's "X-Men" franchise could achieve when it took risks.

The movie scored $132 million in its opening weekend in February 2016 and went on to gross $782 million worldwide. Something about "Deadpool," starring Ryan Reynolds, attracted people. Perhaps it was the absurd action sequences or the comedic fourth-wall breaking, but either way, audiences stuck around for last year's sequel, "Deadpool 2," which grossed $785 million globally.

But what makes the "Deadpool" movies even more significant is that, for the time being, they are the last of their kind.

An "X-Force" spin-off to be directed by "Cabin in the Woods" director Drew Goddard was put in limbo after Disney bought Fox and the character's movie future is up in the air because of the merger. Disney CEO Bob Iger has expressed an openness to R-rated movies and given the success of them, it would be surprising if a third "Deadpool" wasn't greenlit sometime soon. But no matter what happens, "Deadpool's" big-screen adventures may never be the same.



"Wonder Woman" (2017)

Director: Patty Jenkins

When we look back at Warner Bros.' DC movies years from now, "Wonder Woman" will stand out as the one pre-"Justice League," DC Extended Universe movie that garnered both financial success and critical acclaim.

And it's considered the first female-led superhero movie to ever achieve that, too.

"Wonder Woman" earned $822 million worldwide and received a 93% Rotten Tomatoes critic score. After "Justice League" bombed, Warner Bros. shifted its strategy for its DC movies. Rather than focusing on a connected universe, it would focus on standalone stories that were more fun ("Aquaman") than menacing ("Batman v Superman"). 

"Wonder Woman" not only paved the way for that, but for studios to take chances on women-led superhero movies. Marvel Studios' "Captain Marvel" two years later would accentuate that. Up next from the DC film universe: "Birds of Prey (and the Fantabulous Emancipation of One Harley Quinn)," which looks to be a wacky female-ensemble movie led by Margot Robbie's Quinn.



"Spider-Man: Homecoming" (2017)

Director: Jon Watts

A battle over franchises defined the later part of the decade and no superhero better represented that than Spider-Man.

Sony owns the film rights to the character, but after the disappointing "Amazing Spider-Man" movies it struck a deal with Disney in 2015 for the character to appear in the MCU. Marvel Studios coproduced "Spider-Man: Homecoming" with Sony, which retained distribution rights while Disney got a percentage of box-office gross and all merchandising revenue.

"Homecoming" is the product of a rare instance where rival studios come together for mutual gain. It's a wonder it worked so well considering Sony had just rebooted the character five years prior, but that's also a testament to the power of the MCU and actor Tom Holland's near universal likability. 

Sony and Disney came to a standstill over renewing the deal this year which was quickly resolved. But the brief squabble showcased how important superheroes are to studios in general, and Spider-Man in particular for Sony. Holland will reprise his role for a third MCU movie in 2021 and appear in one other MCU movie. Beyond that, the character's movie future is uncertain, but the box-office hit "Venom" and the Oscar-winning "Spider-Man: Into the Spider-Verse" certainly gave Sony more confidence in its own Spider-Man movies.



"Thor: Ragnarok" (2017)

Director: Taika Waititi

With "Avengers: Endgame" concluding the first decade of the Marvel Cinematic Universe, the franchise is entering a new era next year. Ten years ago, if you had asked fans who they thought would be leading the franchise into this new decade, they probably wouldn't have said Chris Hemsworth's Thor.

Scarlett Johansson's Black Widow will star in a solo movie in May, but it's a prequel because the character died in "Endgame." Jeremy Renner's Hawkeye will star in a Disney Plus TV series but Renner is expected to be replaced by a younger character who dons the Hawkeye title. The future of Mark Ruffalo's Hulk is up in the air. And Chris Evans' Captain America and Robert Downey Jr's Iron Man met their ends in "Endgame."

Now, Thor is the most prominent superhero left standing from the original "Avengers" movie thanks to a total overhaul in "Thor: Ragnarok," which finally figured out that Hemsworth is pretty darn funny. Thor was given a makeover that carried over into "Avengers: Infinity War" and "Endgame" and made him a star player of both of those movies.

"Ragnarok" also introduced a hyper-weird aesthetic that could spill over into some of the MCU's upcoming movies. Would "Doctor Strange in the Multiverse of Madness" be on the way without "Ragnarok"? I'd guess not. Director Taika Waititi is returning for the follow-up, "Thor: Love and Thunder," making Thor the first MCU character to star in four solo movies. 



"Black Panther" (2018)

Director: Ryan Coogler

There's not much more to say about how essential "Black Panther" is that hasn't already been said.

As the first superhero movie to feature a predominantly black cast, "Black Panther" was a cultural sensation in a different way than even "Endgame." The MCU entry grossed over $200 million domestically in its opening weekend and ultimately made $1.3 billion worldwide. It was nominated for seven Oscars, including best picture, and won three of them.



"Joker" (2019)

Director: Todd Phillips

"Joker," an ultra-violent take on Batman's greatest foe, recently became the first R-rated movie to reach $1 billion at the box office. Since Hollywood is largely a reactive business, the ramifications of its success are already starting to show. 

The Hollywood Reporter reported recently that Todd Phillips pitched Warner Bros. on making a series of darker DC origin movies after "Joker's" record-breaking opening weekend and that he was granted the rights to one more character. Phillips confirmed in an interview with Indiewire that he initially pitched the idea when pitching "Joker," but said Warner Bros. shot it down.

But Variety reported on Tuesday that Warner Bros. believes if 2021's "The Batman" succeeds, any of the movie's villains "could headline their own spinoff movies." That includes Catwoman (Zoe Kravitz), Riddler (Paul Dano), and Penguin (Colin Farrell).

If superhero movies dominated the 2010s, will supervillain movies dominate the 2020s? Probably not, but "Joker's" influence will still be felt, especially if it goes beyond box-office gold and snags some Oscar gold in February.



Viewing all 61683 articles
Browse latest View live


<script src="https://jsc.adskeeper.com/r/s/rssing.com.1596347.js" async> </script>