• You don't have to spend a thousand dollars to produce quality espresso in your own kitchen.
• Gaggia's new Classic Pro is our overall pick for the best espresso machine.
• It's an excellent choice if you want to learn how to use and dial an espresso machine, without any training wheels.
• See more: The best espresso machines

The $449 Classic Pro Espresso Machine from Gaggia is an update of the brand's original consumer-priced espresso machine without many changes, but that's only because they weren't necessary.

We've been using this machine for almost three years with minimal maintenance and without a hitch. If you're really looking to learn how to make quality espresso at home, without any training wheels, pair this with a good burr grinder and you are on your way to learning how to dial in a shot and get the most out of your fresh grounds.

This is the machine for those who really care about the craft of making espresso.

To use the parlance of our times, it's old school, and again, it's hardly much of an update on the old machine, which is why we like it so much. Gaggia is a classic name in home espresso, and there's a reason why the Italian brand has stood the test of time: These machines make great coffee.

Gaggia kept the exact same brew head and portafilter it's always used — which it also places in commercial espresso makers — along with the three-way solenoid valve that purges any residual steam or water after you stop the machine. That keeps pressure and temperature consistent and helps keep your coffee from getting burnt by any stored steam or water in the chamber on the next shot. Other modifications are slight but appreciated: a frame that allows you to see how much water is left in the reservoir, a small silicone grip on the purge valve and the frother, and a simple on/off switch and light setup.

Along with an updated boiler that's better fixed inside the machine so that it stays steady and a little quieter, this all adds up to one hardy machine that offers you a good bit of manual control over how your shot turns out. You won't be able to control temperature or pressure in the way you can with a $5,000 machine like the La Marzocco Linea Mini, but this is your transition from an automatic to a manual transmission; the training wheels are off, and it's time for some real, unfettered fun.

Below, I'll walk you through every aspect of the Gaggia Classic Pro Espresso Machine.

SEE ALSO: The best French Presses you can buy

The design of the Gaggia Classic Pro

This machine looks like it belongs on your grandfather's kitchen countertop, and he may well have a Gaggia; the brand has been making professional-quality espresso machines for the home since they introduced the Gaggia Baby in 1977.

Wrapped in brushed stainless steel, the Classic Pro has a timeless look. It's a fairly tiny little thing, not much (if at all) bigger than many pod machines. Also, keep in mind that it costs only a tad more than most pod machines, and in some cases less. But it doesn't come with a built-in burr grinder, which, when bought separately, can be pricey and equally cumbersome. In fact, if you plan on buying any espresso machine of this size, take the amount of counter space you've set aside and double it to accommodate a grinder.

The one thing I don't like about the design is that the wrapped stainless steel frame has some sharp, exposed edges, and if you're ever bleary-eyed and having trouble fitting your portafilter into the brew head early (or late) in the day, you might slip and lose a small chunk of your knuckle. Still, you'll learn to dodge them as I have, and overall, the thing looks great.

The specs

This machine is almost foolproof. There are only three two-way switches and a dial to turn the frother on and off. The largely plastic-free machine is compact and wrapped with brushed stainless steel housing. I, for one, don't have a lot of counter space in my kitchen, and while you still have to have a burr grinder (or buy pre-ground coffee, which we don't recommend because you'd be beginning to defeat the purpose of this nice machine), I've found it a lot easier to have this small machine and a grinder off to the side or on the window sill so that I don't have a big swathe of space taken up by a large appliance.

Features that make this a respectable machine are the 1450 watts of power and 15 bars of pressure (basically equivalent to the Breville Barista Pro, our favorite two-in-one espresso machine in our full guide), a three-way solenoid valve that prevents pressure from building up in the group head, which makes things a lot cleaner. Without one, taking the portafilter out too soon can result in a scalding spray of soppy espresso grounds, or stored water in the group head, which could also mean coffee grounds getting up in there, necessitating a cleaning. (Here's a good guide to cleaning Gaggia's Classic (and Pro), and one by Gaggia on how to descale your machine.)

The steam wand is not particularly special one way or another, but hang on: That's a good thing. Switch off the group head valve, switch on the steam valve, wait for the light to turn on, blow out any excess water in the chamber (preferably over the drain reservoir in the machine), and you're ready to go. Turning the valve one way engages it and increases the pressure, and going in reverse eases and shuts it off. We've found that the more complicated a frother, the less likely we are to use it, and while there are all sorts of fancy ones out there, good pressure from a powerful machine is all you really need. The less that can go wrong the better. Again, just make sure to switch off the group head valve (middle switch) before priming the frother (right switch).

You can also tell that the solenoid is working when, after finishing pulling a shot (that is, turning off the middle switch), you see a little water running from the purge valve to the left of the group head.

There's also a warming plate on top (more or less standard), a full-sized 58mm portafilter with pressurized and non-pressurized baskets (the latter for pre-ground espresso or pods), and a stainless steel drip tray with an easy-to-remove reservoir for collecting overflow and spillage.

Essentially you've got everything you need and nothing you don't, which is exactly what you want with an espresso machine that's already consuming counter space — something of which we could all use a little more.

The set-up and brewing processes

The Gaggia Classic Pro comes more or less set up for you. Make sure to clean out the water reservoir with soap before inserting it into place in the base of the machine (you can either remove it to fill or pour from the top, which is much more convenient than you might think).

Before you get going on prepping your shot, make sure to turn the power switch on. This gets the machine ready, but if you put the portafilter in during this stage, it'll warm that up, too. Espresso can turn sour when it's made cold, and if the scalding water from the boiler hits a cold portafilter, it can do funky things to your brew.

Next, you want to insert the portafilter basket that corresponds with the type of coffee you'll use (pre-ground and/or ESE pod, or freshly ground). Just make sure you use the little plastic riser piece if you're going to use one of the pressurized baskets.

Once your portafilter is ready to go, grind your coffee (if you're grinding your own) and load up the basket. Remember, grind size and tamping are two key components. A good rule of thumb is to get your grounds somewhere between the texture of flour and table salt, but what works with one roast (or even batch) may not work with the next, so be prepared for some experimentation. 

Same goes for brew time, but that's some next-level stuff that even most (relative) snobs like myself don't dare approach. Give it a good bit of tamping pressure, but it's more important that you get your grounds evenly distributed throughout the basket.

Between about 25 and 35 seconds of brew time should do the trick, but while 35 seconds might nearly incinerate one type of coffee, it could be just right for another. Play around with dialing in your machine and your coffee. This should be part of the fun, after all.

Lock your portafilter into the brew head and, if the light beneath the brew switch is on, that means the machine is primed and ready. Flip it, and delight in the caramel-colored tonic that lackadaisically runs in two perfectly even streams into your demitasse. If the stream is but a slow drip, your grind size (for that particular bean, remember) is either too fine, or you've tamped it with too much force. (Pro tip: use a small measuring cup or a demitasse with measurements on it to learn how much of an extraction you like.) You want a steady, even-colored trickle.

And, again, remember to have some fun and play around. Talk to any good barista and you'll be appalled at how much coffee they dump out just to get their machines and beans going right in the morning. Two-time UK Cup Tasting Champion (also 8th in the World Cup Tasting Championship in 2013) barista master Jason Gonzalez once told me that he often spends up to half an hour dialing shots every morning at his Burlington, VT espresso shop Onyx Tonics.

The frothing process

My favorite thing about the Gaggia Classic Pro, especially compared with similar machines, is that the steaming wand is manually adjustable (using the knob, right of center in the image above).

On some machines, like the Breville Barista Express, the steam is either on or off, and "on" produces a high-pitched screech that's reminiscent of a squealing swine. While testing in the office, you can only imagine the glares I received from the room next door, where an executive meeting was taking place.

This feature, I might add, is especially handy for frothing various sorts of milk, which all have their own consistencies and boiling points.

Potential cons

This, in effect, is a real, bona fide espresso machine. You have to remember to turn it off, and you don't want to have the brew and steam switches on at the same time, which is just part of the responsibility of owning a professional-grade espresso machine. You'll get used to it, and the budding barista within you will be all the better for it.

The only limitation of the steam wand, which is still my favorite out of any frother-equipped machines I've tested, is that it's not gimballed, like on the Breville Barista Express. You're confined to working with specific angles, and purging it of excess water requires either awkwardly placing a glass underneath or twisting it around so that it spills into the drip reservoir. In all, not a big deal.

The only true issue I have with the Gaggia Classic Pro, and the original line before it, is that the stainless steel housing has unfinished corners, leaving hazardously jagged edges. I've been testing one for a few weeks now, and twice (being hapless, mind you) I've missed locking in the portafilter and jammed my thumb right into one of those corners, taking a nice little bite of my knuckle. Be a little more careful than I am (not difficult) and you'll be fine. However, it's still worth minding.

Lastly, the latest iteration of the Gaggia Classic Pro comes with an undersized plastic tamp, which feels a little cheap on the brand's behalf given they have previously included a nice stainless steel one. Do yourself a favor and spring for a proper 58mm tamper that fits this portafilter and makes tamping even, and easier.

The bottom line

The Gaggia Classic Pro is a temperamental machine in comparison with something like the Breville Barista Express, but if you want to learn how to use a real espresso machine, and you either already have a good burr grinder or don't want an all-in-one maker for any other reason, this is a compact but powerful machine that will serve you well and last with the best of them.

Pros: Powerful, commercial-grade, compact, not terribly expensive

Cons: Misuse can cost you (i.e., it's not foolproof) but the new Pro model is slightly more user-friendly than the original, sharp edges on corners can cut your hands, no longer comes with 58mm stainless steel tamper

• Maine offers East Coasters a scenic seaside getaway, scenic fall leaf-peeping, and a cozy winter escape.
• Maine is especially ideal for easy access to the outdoors, picturesque scenery, and plenty of lobster.
• We found top-rated Maine Airbnbs for various budgets, ranging from $65 to $395 per night to start.

Though vaccine rollouts are underway, many travelers are still seeking safe vacations within driving distance. For East Coasters, Maine is a charming coastal getaway ideal in every season.

Whether you want to snap a photo of the iconic Portland Head Lighthouse, hike in stunning Acadia National Park, watch the waves roll in, or explore downtown Portland, Maine has it all and then some.

For those worried about whether Airbnbs are safe, consider that experts say staying at an Airbnb as opposed to a hotel is actually one of the safest travel options right now due to fewer interactions with others. Airbnb also rolled out the Enhanced Cleaning Protocol, which all hosts must now adhere to that includes strict policies on personal protective equipment, approved disinfectants, and requires all hosts and guests to agree to a new safety mandate.

However, it's important to note that there is still no guarantee as to safety right now. We recommend following guidelines and advice from organizations such as the CDC and WHO, and practicing safety measures including wearing a mask, washing your hands, and maintaining social distancing. 

If you do decide to head north to Maine, be sure to read their local guidelines for the most up-to-date info. Currently, travelers from visiting from anywhere besides New Hampshire or Vermont will require a negative COVID test or a 10-day quarantinte. 

If a trip to Maine is still on your radar, there are plenty of affordable and beautiful Airbnb options to consider.

I chose the best Maine Airbnbs based on the following parameters:

1. All listings are for entire homes, in line with current expert recommendations for safety.
2. All are highly-rated Airbnb listings with a rating of 4.8 or higher.
3. Decor isn't run of the mill. All properties incorporate unique furniture, accents, and exceptional attention to detail. 
4. The properties range in price from $65 to $395 per night to start, though peak seasons may see higher rates. 
5. Homes have availability in the coming weeks and months, as of the time of publishing, or are so special, they're worth booking far in advance.

These are the best Airbnbs in Maine, sorted by price from low to high.

Lakefront cottage in Waltham, $65

Book this lake cottage starting at $65 per night

I'm not sure what's more alluring — this cottage's serene lake setting or its incredibly affordable price point.

The waterfront listing is set on Graham Lake in the middle of a small working farm. During warmer months, guests can fish, kayak or canoe, while a gas fireplace creates a cozy atmosphere for chilly nights. In any season, the closed-in porch is a relaxing setting for catching a stunning sunset.

This listing has a few scattered dates open over the next several months. More dates open up in the fall.

Beachy bolthole in Lisbon, $67

Book this beach apartment starting at $67 per night

It's extremely rare to find a vetted Airbnb Plus listing for such an affordable price, but that's what is waiting here in Maine along the Androscoggin River.

This beach-themed hideout is expertly designed with pops of breezy turquoise, white decor, and seashell accents.  This property is ideal for those seeking to get out of town and enjoy nature as both beaches and scenic walking trails are within easy driving distance.

One recent reviewer gave the property five stars, saying  "Close to restaurants and close to Topsham, which is a good shopping area. The apartment is very clean, comfortable, and very well decorated. It had everything we needed for our stay."

This Airbnb still has scattered dates open over the next few months, including a few summer weekend dates still available. There is wide-open availability starting in the fall.

Village cottage in Camden, $73

Book this Camden cottage starting at $73 per night

Enjoy a cozy couple's getaway for well under $100 per night with this quiet cottage near the coast. Its secluded location may appeal to those looking for a place where social distancing is possible, but it's also within easy walking distance to the nearby village for those who do want to explore the town. While the kitchen is small, it comes with all the basics, and the porch area is a cheerful place to enjoy a morning cup of coffee.

One recent reviewer found it to be "super cozy," continuing on to say, "My girlfriend & I stayed here and had a wonderful time — it's the perfect size for a couple. I found myself enjoying the little front porch the most. Close to some great hikes and the town of Camden is very charming. Great for a getaway!"

There are still some dates including a few summer weekends available in the next few months, but this listing is filling up quickly.

Kettle Cove apartment in Cape Elizabeth, $115

Book this cove apartment starting at $115 per night

Situated between Kettle Cove and Crescent Beach State Park, this home comes with water views and a great location. Two Lights State Park is less than a mile away, iconic Portland Head Lighthouse is right nearby, and Portland's acclaimed local restaurants are just a short drive into the city. Ice cream lovers can also satiate their sweet tooth with a walk to Kettle Cove Creamery before falling asleep to the sound of gentle waves. 

While guests do have the entire first-floor apartment to themselves with a separate, private entrance, the apartment is attached to the main house and sits below the upstairs apartment, it might not be a good option if you're looking for complete seclusion.

This property has limited availability until the fall, but inventory is subject to change.

Cozy cabin in Freeport, $126

Book this cabin starting at $126 per night

You may know this northern coastal spot as the home of L.L. Bean and its famous giant boot photo op, and if you plan to explore the area or check out the Adventure Schools of L.L. Bean, consider making this cute cabin your home base.

The four-season abode is open in all seasons, but during warmer months, guests can enjoy eating or relaxing on the outdoor patio. The owners also implement a fun "Take a Beer-Leave a Beer" policy: guests are welcome to an assortment of free beers in the fridge, and are invited to leave one behind to replenish the stash. The space is quaint and on the small side, so it's best for couples who want to cozy up together or solo adventurers. 

April still has a few open dates and May is wide open.

Camp Wigwam lake cottage in Greenwood, $139

Book this cottage starting at $139 per night

This is a solid option for families since the property features two bedrooms, one of which is outfitted with bunk beds. Despite being inland, the lakefront location means you can still be on the water, which is fun in every season for outdoor activities ranging from skiing, snowshoeing, and ice fishing to hiking, boating, and swimming. Guests also have access to kayaks, so getting on the lake is easy. 

There's still plenty of open dates over the next few months, though summer is already quickly filling up.

City nest in Portland, $143

Book this city apartment starting at $143 per night

This spacious two-bedroom apartment has a cozy vintage vibe with high ceilings, a brick fireplace, and crown molding.

Close to all that Portland has to offer, it's a short five-minute walk to the start of downtown and 15 mins to the Old Port. There's a small, makeshift yoga room next to the balcony with two yoga mats, a foam roller, and two meditation cushions. Guests also have access to a coin-operated washer and dryer in the basement.

This property has plenty of availability for the next several months.

Tree house in Georgetown, $192

Book this tree house starting at $192 per night

If you've always wanted to sleep among the pine branches, here's your chance. Part tree house, part tiny house, this spot is 25 miles from Portland and features two elevated structures connected by a rope bridge.

One area includes the King-sized bed and idyllic river views, while the second structure houses the small kitchen and dining area, as well as a screen-in porch complete with rocking chairs. Use of kayaks and canoes are included with the rental and the 21-acre property is shared with one other one-bedroom treehouse.

This Airbnb is extremely popular and has limited availability.

Oceanside house in Trenton, $195

Book this oceanfront home starting at $195 per night

Just a 15-minute drive from the beauty and splendor of Acadia National Park, this oceanfront cottage offers panoramic views of the waves, Mount Desert Island, and Cadillac Mountain. For lobster fans, three premier lobster pounds are within walking distance.

A large deck outfitted with a gas grill, fire pit, and roasting sticks makes for a nice spot to enjoy dinner, roast marshmallows, or watch a sunset. The property is also pet-friendly, so four-legged friends can join the trip.

There are still scattered dates and weekends available over the next few months, with full availability starting in September.

Historic home in Portland, $202

Book this historic home starting at $202 per night

This chic two-bedroom property is an Airbnb Plus listing, which means it's been vetted for exceptional quality and design, and includes one-of-kind details and curated amenities to ensure a comfy, above-average stay.

Original pumpkin pine floors, nine-foot ceilings, exposed brick, and sunny rooms are just some of the charms found in this 177-year-old Greek revival home. Plus, the lively city of Portland is right at your fingertips and many of the best spots are within walking distance.

This listing has a few dates open in March and April with plenty of open dates starting in May.

Timber-frame cottage in Pownal, $229

Book this timber-frame cottage starting at $229 per night

This upscale Airbnb Plus listing is an idyllic spot to post up in a woodsy inland setting. The loft-style cottage is a true cozy retreat with its A-frame, wood-burning fireplace, and chic but rustic decor. A fire pit outdoors completes the feel.

One recent review raves, "This is the perfect Maine getaway cottage. The location could not be better with a 15-minute drive to Freeport and a 25-minute drive to Portland. Vianna offered many ideas for things to do and made us feel at home with a bottle of wine and a note upon arrival. There was no detail spared, everything about the cottage was thoughtfully picked out and placed to give it a well put together look. Once we left, the first thought that crossed our minds was "when will we be back?" this place leaves you wishing your stay was longer."

There are scattered dates open over the next few months and full availability starting in September. It may be worth booking a fall getaway now.

Charming country cottage in Boothbay Harbor, $234

Book this cottage starting at $234 per night

This romantic escape features carefully curated antique furnishings in an idyllic natural setting. Lucky guests might even catch a glimpse of deer eating apples in the garden from the second-floor bedroom.

An Airbnb Plus listing, the home sleeps up to three guests and features calming all-white interiors with pops of fresh flowers. The balcony and large backyard are both ideal spots for enjoying a cup of coffee or winding down at the end of the day. The outdoor shower and fire pit are additional perks that set this listing apart. 

The hosts have a perfect 5.0 rating and consistently go above and beyond for guests. One recent reviewer raved, "Suzie left us a bottle of wine (sanitized!) and the most insane cheese to welcome us to the home. The design and decor was so charming and unique, and the location was excellent for hiking/outdoor activities and of course for eating some delish lobster. We loved the fire pit, which they graciously supplied ample wood for (and even refilled for us!). At the end of the stay, Suzie left us with some lovely fresh grown lavender to take home."

This popular property has limited availability, but there are still a few scattered dates available in April and June.

Classic Maine house in Phippsburg, $238

Book this classic home starting at $238 per night

This recently built house is just an hour north of Portland and right by beautiful Popham Beach. Great for large groups and families, the four-bedroom home sleeps up to 10 guests.

Standout features include the eat-in kitchen with breakfast nook, cute decorations such as lobster pillows, and the screened-in back porch with rocking chairs. The home is stocked with everything from kitchenware and a washer/dryer to kayaks and beach toys.

This property is very popular and has very limited availability, but there may be cancellations.

Seaside cottage on Somes Sound, $364

Book this seaside cottage starting at $364

This seaside cottage actually sits inside the borders of Acadia National Park and overlooks the impressive Somes Sound. Completely surrounded by wilderness and ocean, the four-season home is full of windows for watching sunsets and includes a wraparound deck, a private yoga platform, and swimming rocks. 

While this is a newer listing, the hosts are highly-rated on other properties they've listed and all recent guests have given the property glowing reviews. My recommendation? Snag this listing while it's still new before the price goes up.

This popular spot is a rare find within Acadia National Park and books up fast. There are still a few dates open in May and June with more dates available starting in the fall.

Luxury canopy tree-house in Sanford, Maine, $395

Book this luxury canopy tree-house starting at $395 per night on Airbnb

Perched atop a spiral staircase, you'll enter a tree-house with a luxe feel thanks to soothing timber walls, a farmhouse-inspired full kitchen with a vintage fridge, and a Queen-sized bedroom with a custom maple headboard.

The full bathroom guarantees there's no roughing it, with a spa-like rainfall shower that even comes with a hint of forest views. Natural light pours in through multiple windows, lighting up a cute dining nook and a sleeping loft with an additional Queen bed.

Other perks include a hide-away projector and screen to stream movies on high-speed internet, a wood stove, and a deck with a grill and private hot tub.

This listing is very popular and books up fast. Most dates are booked up until November, so it's worth booking this listing well in advance of a future fall or winter trip.

More great East Coast Airbnbs

• The best cabins in the Catskills
• Unique and affordable Airbnbs in the Hudson Valley
• The best Airbnbs in the Adirondacks
• The best Airbnbs in New England
• The best Airbnbs in Cape Cod
• The best Airbnbs in Rhode Island 
• The best Airbnbs in Connecticut  
• The best Airbnbs in Vermont

Investors continue to pour cash into the grocery delivery sector.

Amsterdam-based online supermarket Crisp has raised $36 million in a Series B funding round led by Berlin-based fund Target Global. The European grocery retail market is overall expected to be worth approximately €2.3 trillion ($2.7 trillion) in 2022, according to IGD, but online shopping still has limited penetration. 

Investors have been piling into startups which offer rapid and last-mile delivery services in recent months.

Crisp is hoping to "unbundle" the supermarket, CEO and cofounder Tom Peeters told Insider in an interview. 

"Both the world and consumers are changing their habits on how they shop from offline to online and also wanting fresher and more locally and transparently sourced food," Peeters said. "For us it's about quality and convenience, the Netherlands is a major food producer so the challenge is distribution,"

Founded in 2018 by serial entrepreneurs Tom Peeters, Michiel Roodenburg and Eric Klaassen, Crisp offers grocery deliveries directly from local suppliers through a mobile shopping app delivered within a one-hour time slot across the whole of the Netherlands.

The company's model relies on using tech to reduce physical infrastructure. The startup takes orders online to assess demand and then moves to source and supply items dynamically rather than hold onto inventory.

In less than three years, Crisp claims to be the fastest-growing supermarket in the Netherlands.

"Most companies in the delivery space run on thin margins because they are operating in one specific part of the space where there is not a lot of wiggle room," Peeters added. "To get the added value you have to start at the beginning which for us means controlling the whole supply chain meaning we have zero inventory, zero waste which is good for the planet and the consumer." 

The funding process began shortly before Christmas 2020 and closed in late February. Keen Venture Partners and the co-founders of Adyen and Takeaway.com also joined the funding round which takes Crisp to a total of $51.2 million raised to date.

Crisp's funding will be used to continue scaling its platform and also investing in software to ensure that the company can still run smoothly as it adds new partners to its platform. Similarly, Crisp will invest funds into expanding and improving its fleet of electric vehicles as models with improved range and efficiency become available, Peeters said. 

Check out Crisp's pitch deck below:

SEE ALSO: Venture capitalists are banking on new era of hyper-convenience as they pile cash into grocery delivery startups

Digital first dental insurance startup Beam has raised an $80 million Series E funding round. 

Founded in 2012, Beam Dental offers a digital platform to manage users' insurance alongside a "smart" toothbrush with members who use the product often receiving better rates on their insurance. 

The round was led by Mercato Partners' growth equity fund, Traverse, with participation from new and existing investors, including Drive Capital, Georgian, Nationwide, and Breakout Capital. The round brings Colombus, Ohio-based Beam's total funding to over $160 million.

"With this funding we can bring more brokers onto our platform, increase distribution and have faster onboarding," Beam CEO and cofounder Alex Frommeyer told Insider in an interview. "We're in 41 states at the moment and we want to add the remaining nine while introducing new products, including our next generation toothbrush." 

Beam has currently has around 250 employees but will likely to grow to beyond 300 with this fresh funding. Fundraising took around three months door to door and was fully remote. The round was also oversubscribed, Frommeyer said. 

The company claims to have grown revenues substantially over the past three years. It doubled its member base in 2019 and again in 2020, according to Beam's release. 

"This round helps us build and scale our new products at a velocity that we wouldn't have been able to achieve previously," he added. 

Check out Beam Dental's pitch deck below:

SEE ALSO: VC investors are making big moves into Nigeria. Here's why the African giant could be the next fintech frontier.

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For most of its 152-year history, Goldman Sachs was not a household name. Serving the ultra-wealthy and institutional clients, the investment bank flew below the radar for much of Main Street, never putting a logo on its buildings.

That all changed in 2008, when the investment bank became a bank holding company in the wake of the financial crisis. The move meant it could deal in deposits and checking accounts. But it would still be another eight years before it fully entered into the consumer banking space.

In 2016, Goldman launched Marcus, an upstart consumer bank within the firm looking to establish itself on Main Street. 

Goldman employees in divisions like investment banking and sales and trading (now called global markets) tend to boast long tenures. More than half of firm's 2020 partner class started their careers at the firm. 

Marcus represented a change from that trend. Most of its senior leadership joined the firm from other companies or via acquisitions. And turnover within Marcus has been more similar to that of a startup.

The first big shift came with the establishment of a standalone consumer division at Goldman, called the consumer and wealth management division, where Marcus now sits. Stephanie Cohen, a fast-rising star at Goldman who previously served as the bank's strategy chief, and Tucker York, who was head of the bank's private-wealth business, were tapped to co-head the new division. 

That was followed by a major reshuffling of top leadership that saw Harit Talwar, a partner in charge of all of Goldman's consumer business, effectively give way to Omer Ismail, also a partner at the firm and one of the original backers of Marcus within Goldman.

The change didn't last, though. Ismail, who took control at the start of the year, is already on his way out.

As of Monday, Ismail is leaving the firm along with David Stark, a fellow partner and one of the creators of the Marcus' Apple Card. Stark's departure comes less than a month after a promotion to head the consumer business' large partnership strategy team.

Both Ismail and Stark are joining Walmart's nascent fintech startup, as first reported by Bloomberg.

Also this year, Marcus saw the departure of one of its earliest leaders, an executive who had joined Goldman through its 2018 acquisition of Clarity Money. Adam Dell, the founder of Clarity Money, was a partner at Goldman and the head of digital products at Marcus before he stepped down from his role.

In late January, meanwhile, York and Cohen detailed a new strategy and acquisitions team within the division. The team is headed by Jemma Wolfe and Stephan Lambert, both of whom have been at the bank for nearly a decade.

In the wake of the leadership shakeups, Insider mapped out the top executives who still remain at Marcus. The group includes a mix of experts, many of whom are fairly new to the bank. 

Meet the top 15 executives who remain at Goldman Sachs' Marcus

SEE ALSO: Goldman Sachs is losing 2 consumer banking execs to Walmart. Here's a look at how the powerhouse Wall Street bank has been making a Main Street push.

SEE ALSO: A former Stripe exec was just tapped to help run Goldman Sachs' Marcus and lead its direct-to-consumer strategy. Read the full memo here.

Harit Talwar, partner, head of consumer business

The departure of partner Harit Talwar, who became chairman of Goldman Sachs' consumer business in January after spending nearly six years leading Marcus, was supposed to herald reinvigorated leadership at the retail bank. Now, Talwar has been brought back into the role he left just a few months ago.

Like many others on this list, Talwar wasn't a long-time Goldman employee when he joined Marcus in 2015.

Instead, his experience lay squarely in consumer finance. He was head of consumer banking at Morgan Stanley before the firm officially spun off Discover in 2007. At Discover, he served as head of US payments and subsequently president of US cards, according to his LinkedIn profile.

Abhinav Anand, MD, global head of consumer risk

An early member of the Marcus team, Abhinav Anand is one of the few remaining leaders that joined the firm in 2015. Anand has served as the global head of consumer risk at Marcus and the head of consumer lending.

Brian King, formerly the chief risk officer at Marcus, left the bank in October last year to become chief risk officer of consumer and small business banking at Wells Fargo.

Anand also led partnerships with the likes of Amazon, JetBlue and Walmart at Marcus, per his LinkedIn profile.

Prior to joining the firm, Anand headed risk management at Discover.

Swati Bhatia, partner, head of direct to consumer business

Swati Bhatia, a former Stripe exec, joined Goldman Sachs as a partner in February to lead the direct-to-consumer side of the Marcus business.

Bhatia leads one side of Goldman's two-pronged strategy when it comes to building out its consumer business: To reach consumers directly through Marcus and via partnerships. Goldman partner David Stark was appointed to lead the partnership side in February, but is leaving the firm to join Walmart's new joint venture fintech company.

Bhatia was most recently the chief payments risk officer at Stripe, an online payments fintech last valued at $36 billion. 

Lei Chen, MD, head of fraud risk

Lei Chen is another Amex alum-turned-Marcus employee. 

A managing director who joined Goldman in 2018, Chen spent more than 20 years at American Express in a variety of roles across the company, from underwriting to global commercial card risk. Most recently prior to joining Marcus, she was vice president in charge of global commercial analytics.

Dustin Cohn, MD, head of brand & marketing for consumer and investment management

Cohn joined Marcus as head of brand and marketing communications in 2015. His remit expanded in 2019, and he now leads marketing for the entire consumer and investment management division.

Prior to joining the firm, Cohn was chief marketing officer for retailer Jockey and textile supplier Optimer, and was a director of marketing at PepsiCo.

Sonali Divilek, MD, head of product, consumer business

Like Harit Talwar, Sonali Divilek also came to Goldman Sachs with a background in credit cards, having spent 15 years at American Express, according to her own LinkedIn page. She spent time as Amex's head of global charge products and commercial payments after working her way up from a manager role when she joined in 2002. 

Divilek joined Marcus in 2019 as a managing director from Prudential Financial, where she had been COO of the firm's Advisory Services group. 

As head of product at Marcus, Divilek has overseen the rollout of several new tools recently launched by Marcus, including Marcus Insights and Marcus Invest.

John Fathers, MD, head of consumer technology

John Fathers, a managing director at Goldman, heads up the consumer technology team within Marcus. Unlike many on this list, Fathers has spent the vast bulk of his 25-year career at Goldman. 

He joined the firm in 1996, according to his LinkedIn profile, before leaving in 2018 to join JPMorgan Chase. Fathers returned to Goldman less than a year later.

Andrea Finan, MD, head of digital investing

Andrea Finan brought a long track record of experience at Goldman Sachs to Marcus when she became head of digital investing within consumer wealth management in 2018. In this role, she most recently spearheaded the February launch of Marcus Invest with Sonali Divilek.

She joined Goldman in 2003 after beginning her career at Brown Brothers Harriman. Over the past 18 years she has worked on teams ranging from strategic client services to digital solutions within the firm's investment management division.

Chantal Garcia, MD, COO of consumer banking

A 20-year Goldman veteran, Chantal Garcia currently serves as COO of consumer banking.

Garcia joined the firm in 2000, spending most of her career in human capital management, the firm's HR division, before transitioning to her current role in February last year, according to LinkedIn.

Garcia was named a managing director in 2017.

Irfan Hussain, partner, chief information officer for consumer and wealth management

Irfan Hussain was named chief information officer for Goldman's consumer and wealth management division in January this year. 

Another Goldman veteran, Hussain joined the firm as an analyst in 1995, leading technology for the securities division.

After nearly two decades leading tech for various desks in sales and trading, Hussain moved to the asset management side of the business in 2014, the same year he was named partner.

Elisabeth Job Kozack, MD, co-head of consumer lending

Marcus was in its infancy when Elisabeth Job Kozack first joined Goldman Sachs in 2015 as a vice president working on the bank's digital lending team. Now, Kozack is a managing director and co-head of consumer lending at Marcus — and one of the longest-serving leaders at the consumer bank. 

Lending would grow to be a big part of Marcus' initial growth.In its latest strategic update, Goldman Sachs said it hopes to grow Marcus' consumer lending and card base by 150% by 2024, compared to a 28% target for deposit base growth.

Prior to Marcus, Kozack was a nine-year veteran of American Express, where she ultimately oversaw one of the company's most popular card offerings, the Platinum card, and one of its most exclusive, the Centurion card.

John Lazzati, MD, consumer cards

John Lazzati leads consumer cards at Marcus. Based in Wilmington, Delaware, he joined the firm as a managing director in December last year, equipped with a wealth of consumer-card experience. 

Lazzati most recently developed and launched a new credit-card business for student-loans giant Sallie Mae, according to LinkedIn.

Prior to that, he led unsecured lending and card products for Citi, spent four years as chief marketing officer at Swift, and started his career working on business credit products at Bank of America.

Des McDaid, MD, head of UK deposits

Marcus doesn't operate solely in the US. Managing Director Des McDaid heads the retail bank's deposit operations in the UK, where he joined Goldman Sachs in 2017. 

Prior to joining Marcus, McDaid was at Edinburgh-based TSB Bank, according to his LinkedIn, which he joined in 2014 and where he last managed its savings and loans business.

McDaid also spent 10 years at ING Direct UK before its sale to Barclays in 2013. At ING, McDaid oversaw the savings business line and also led customer and product marketing teams. 

Marcos Rosenberg, MD, head of deposits

Another relatively new entrant to Goldman Sachs, Marcos Rosenberg joined the firm in 2017 as its head of deposits after a career in consumer banking and venture capital. 

Rosenberg spent four years as a managing partner at late-stage venture fund Spinnaker Ventures in San Francisco before joining Bank of America as a senior vice president in charge of consumer deposits in 2003, according to his LinkedIn.

The bulk of Rosenberg's career prior to Marcus, however, was spent at USAA, the investing, banking, and insurance giant. Over the course of 10 years there, he served as head of key business units for the bank including credit cards, consumer lending, deposits, and USAA's savings and trust business.

Doug Villone, MD, global head of operations for Marcus

Doug Villone joined Marcus as a managing director leading global operations for Marcus in 2018. 

Prior to joining, he spent 10 years at Barclay where he held various leadership roles in operations, customer service, and strategy. He started his career at MBNA America Bank, and spent a few years at HSBC before joining Barclays.

Last month saw the debut of the new DC series"Superman and Lois" at The CW. On Tuesday, another anticipated DC series returns: "The Flash."

Every month, Insider looks at the most anticipated returning TV shows using data from the television-tracking app TV Time based on its US users.

Hulu's animated series "Solar Opposites," from the team behind "Rick and Morty," also returns in March.

SEE ALSO: The 5 most anticipated new TV shows in March, including 'The Falcon and the Winter Soldier'

5. "Final Space" season three — TBS, March 20

Description: "Final Space is a serialized intergalactic space saga about an astronaut named Gary and his adorable, planet-destroying friend, Mooncake. The series will follow their adventures as they embark on a quest to unlock the mystery of "Final Space," the place where the entire universe ends."

Rotten Tomatoes critic score: 70%

What critics said: "Final Space is certainly an animated property worth your time. At best, you'll be left on the edge of your seat begging for more and at worst, you'll consume one of the most unique animated properties to ever hit a television set."— ComicBook (season two)

4. "Solar Opposites" season two — Hulu, March 26

Description: "A team of four aliens escape their exploding home world only to crash land into a move-in ready home in suburban America. They are evenly split on whether Earth is awful or awesome. Korvo (Justin Roiland) and Yumyulack (Sean Giambrone) only see the pollution, crass consumerism, and human frailty while Terry (Thomas Middleditch) and Jesse (Mary Mack) love humans and all their TV, junk food and fun stuff. Their mission: protect the Pupa, a living super computer that will one day evolve into its true form, consume them and terraform the Earth." 

Rotten Tomatoes critic score: 92%

What critics said: "This is a show that rarely takes its time. Watching things escalate from tiny misunderstandings to disasters threatening to destroy a city or reconstitute the fabric of timespace is this show's sweet spot."— Indiewire (season one)

3. "Good Girls" season four — NBC, March 7

Description: "When three suburban moms get tired of trying to make ends meet, they decide it's time to stick up for themselves by robbing the local grocery store. But when the manager catches a glimpse of one of them and the loot is far more than they expected, it doesn't take long for the three best friends to realize the perfect getaway will be harder than they think."

Rotten Tomatoes critic score: 87%

What critics said: "The show is tense, engaging and often fun, but it is so often marked by hubris that it's difficult to resist the temptation to compare it to Mad Men or Breaking Bad."— Jezebel (season three)

2. "The Flash" season seven — The CW, March 2

Description: "Based on characters from DC's The Flash. After the S.T.A.R. Labs Particle Accelerator explosion, a dark matter lightning storm strikes Central City C.S.I. Barry Allen, bestowing him with super-human speed. For now, only a few close friends and associates know that Barry is literally the fastest man alive, but it won't be long before the world learns that Barry Allen has become ... The Flash."

Rotten Tomatoes critic score: 88%

What critics said: "This season is going to be heavy. But it's so nice to see that The Flash will keep leaning into the humor while difficult themes play out in the world they've created."— Birth.Movies.Death (season six)

1. "My Hero Academia" season five — Nippon TV/Funimation, March 27

Description:"In a world where eighty percent of the population has some kind of super-powered Quirk, Izuku was unlucky enough to be born completely normal. But that won't stop him from enrolling in a prestigious hero academy. Now, Izuku is tangled in another dangerous internship as he struggles to keep pace with his upperclassman — Mirio."

Rotten Tomatoes critic score: 100%

What critics said: "If you were looking forward to an explosive dive into the action, then you might be disappointed — especially if you didn't need a recap on our main cast. But My Hero Academia does things carefully."— IGN (season four)

One of the biggest draws of Disney Plus is the massive collection of Marvel movies and TV shows available for streaming, ranging from classic '80s cartoons to the latest entries in the Marvel Cinematic Universe.

After a full year without a new Marvel movie in theaters, Disney Plus will debut four new MCU original series in 2021. "WandaVision" premiered on January 15 and will be followed by "The Falcon and the Winter Soldier" on March 19. "Loki" will debut on June 11, followed by "Ms. Marvel" in late 2021. An animated series titled "What If...?" is also scheduled for summer 2021.

Those exclusive shows will join the dozens of Marvel movies already on Disney Plus, including most of Fox's "X-Men" and "Fantastic Four" films. Disney plans to release "Black Widow" and "Shang-Chi and the Legend of the Ten Rings" in theaters during summer 2021, but you can expect to see them on Disney Plus a few months later.

Disney detailed all the upcoming Marvel movies and shows during its Investor Day presentation in December 2020. Since its launch in November 2019, Disney Plus has amassed nearly 95 million subscribers, exceeding Disney's expectations and analyst projections. Successful original shows, like "The Mandalorian," have helped Disney Plus surge in popularity, and the latest additions to the Marvel Cinematic Universe are certain to bring in even more viewers.

What is Disney Plus and how much does it cost?

Disney Plus is Disney's ad-free streaming service with tons of movies and TV shows from Disney, Pixar, Marvel, Star Wars, National Geographic, and 20th Century Fox.

A monthly subscription costs $7 a month, and an annual subscription costs $70 a year. There's also a $13 bundle with ESPN+ and Hulu.

What Marvel movies and shows can I watch?

Disney Plus is home to nearly every Marvel Cinematic Universe (MCU) movie released so far. With that said, certain titles, like "Spider-Man: Homecoming," aren't included since they were produced by a different studio.

Beyond the studio's movie lineup, new spin-off series focused on various Marvel characters will be available on Disney Plus as well. The first new Marvel show, "WandaVision," premiered on January 15.

Are 'X-Men' and 'Fantastic Four' films available on Disney Plus?

Though Disney Plus initially launched in the US without any of 20th Century Fox's Marvel movies, the service now includes select "X-Men" and "Fantastic Four" titles from Fox.

20th Century Fox produced several Marvel films featuring the X-Men, Fantastic Four, Daredevil, and Deadpool characters before the studio was acquired by Disney in 2019. It's possible that additional Fox movies from these franchises will be added to Disney Plus in the future. With that said, any R-rated films, like "Logan" and "Deadpool," are unlikely to ever be included.

What order should I watch the Marvel films in?

Though different Marvel Studios movies take place at different points in the MCU's timeline, the best order to watch the movies in is the same order that they were originally released in theaters. The filmmakers designed the overarching storyline to be best viewed this way. 

A breakdown of the Marvel movie release timeline can be found below, along with a full rundown of every Marvel film and show available on Disney Plus:

Marvel Cinematic Universe movies

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Below is a complete list of MCU movies in the order they were originally released. This is the order that we recommend watching the films in.

Due to existing licensing agreements, some Marvel movies are not yet available on Disney Plus, and certain films are not expected to arrive on the service at all. We've denoted the missing titles in bold, along with details on when/if they are coming to Disney Plus.

All of the other movies listed below are available to stream right now on Disney Plus.

• "Iron Man" (2008)
• "The Incredible Hulk" (2008) - not planned for Disney Plus
• "Iron Man 2" (2010) 
• "Thor" (2011)
• "Captain America: The First Avenger" (2011)
• "The Avengers" (2012)
• "Iron Man 3" (2013)
• "Thor: The Dark World" (2013)
• "Captain America: The Winter Soldier" (2014)
• "Guardians of the Galaxy" (2014)
• "Avengers: Age of Ultron" (2015)
• "Ant-Man" (2015)
• "Captain America: Civil War" (2016)
• "Doctor Strange" (2016)
• "Guardians of the Galaxy Vol. 2" (2017)
• "Spider-Man: Homecoming" (2017) - not planned for Disney Plus
• "Thor: Ragnarok" (2017)
• "Black Panther" (2018)
• "Avengers: Infinity War" (2018)
• "Ant-Man and the Wasp" (2018)
• "Captain Marvel" (2019)
• "Avengers: Endgame" (2019)
• "Spider-Man: Far from Home" (2019) - not planned for Disney Plus

20th Century Fox Marvel movies

In addition to MCU movies, Disney Plus also includes a few Marvel movies from 20th Century Fox. Here are the Marvel movies from Fox that are available on Disney Plus in the US:

• "X-Men" (2000) 
• "X2: X-Men United" (2003)
• "Fantastic Four" (2005)
• "The Wolverine" (2013)
• "X-Men: Days of Future Past" (2014)
• "Fantastic Four" (2015)
• "X-Men: Apocalypse" (2016)

Here's a full list of Marvel movies from 20th Century Fox that are still missing from Disney Plus in the US:

• "Daredevil" (2003)
• "Elektra" (2005)
• "X-Men: The Last Stand" (2006)
• "Fantastic Four: Rise of the Silver Surfer" (2007)
• "X-Men Origins: Wolverine" (2009)
• "X-Men: First Class" (2011)
• "Deadpool" (2016)
• "Logan" (2017)
• "Deadpool 2" (2018)
• "Dark Phoenix" (2019)
• "The New Mutants" (2020)

'WandaVision' — available now

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"WandaVision" features Wanda Maximoff aka Scarlet Witch (Elizabeth Olsen) and Vision (Paul Bettany) post "Avengers: Endgame." The two characters find themselves living a seemingly perfect suburban life, but soon begin to question the reality of their idyllic world. 

Characters like Jimmy Woo (Randall Park) from "Ant-Man and the Wasp" and Darcy Lewis (Kat Dennings) from "Thor: The Dark World" will also make appearances. The show also introduces Teyonah Parris as Monica Rambeau, a character that appears in the "Captain Marvel" movie series.

'The Falcon and the Winter Soldier'— March 19, 2021

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"The Falcon and the Winter Soldier" will be the second MCU show to hit Disney Plus, and MCU franchise producer Kevin Feige has hinted that the series could go on for multiple seasons.

The new series reportedly takes place after the conclusion of "Avengers: Endgame," in which Captain America gave his shield to Sam Wilson, aka Falcon (Anthony Mackie). The Falcon's partner is Bucky Barnes, a rehabilitated assassin once known as the Winter Solider. 

Baron Zemo, the villain from "Captain America: Civil War," will return for the six episode series as well.

'Loki' - June 11, 2021

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Spoiler alert: Loki and all his mischief are coming back.

This is excellent news for those who have been mourning Loki's death in "Avengers: Endgame." Tom Hiddleston returns as the Nordic trickster, most likely due to the tesseract that enables him to travel through space and time. 

'What If?' - Summer 2021

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"What If?" is an animated series based in the Marvel Universe. The show focuses on alternate versions of major events from the MCU, allowing viewers to see how small changes can alter the course of different characters.

Chadwick Boseman (Black Panther), Josh Brolin (Thanos), Chris Hemsworth (Thor), Mark Ruffalo (the Hulk), Samuel L. Jackson (Nick Fury), and many more lend their voices to the series. 

'Ms. Marvel' - Late 2021

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"Ms. Marvel" is a live-action show following the origin of Muslim superhero Kamala Khan, who first appeared in Marvel comics in 2013. Kamala is an Avengers super-fan and eventually finds herself struggling to control her own superpowers while balancing her teen life in Jersey City.

Kamala also stars in the "Marvel's Avengers" game released in September 2020, and the animated movie "Marvel Rising: Secret Warriors" on Disney Plus.

'Hawkeye' - TBA

In the "Hawkeye" original series, Clint Barton (Jeremy Renner) will mentor and pass the mantle to another young sharpshooter, Kate Bishop. Actress Hailee Steinfeld, who voiced Gwen Stacy in "Spider-Man: Into the Spider-Verse," will play Kate.

'She-Hulk' - TBA

"She-Hulk" will focus on Jennifer Walters, a lawyer who happens to be the cousin of the Hulk, aka Bruce Banner (Mark Ruffalo). In the comics, Walters becomes She-Hulk after receiving a blood transfusion from Banner. However, the She-Hulk is in much greater control of her personality when she transforms.

Marvel producer Kevin Feige says the new show will be a 30-minute legal comedy, drawing comparisons to the "She-Hulk" comics written by long-time "Spider-Man" author Dan Slott and Charles Soule. In those books, She-Hulk worked as a defense attorney in cases involving superpowered people.

Tatiana Maslany has been cast to play the title role. Maslany is best known for starring in the sci-fi series "Orphan Black."

'Moon Knight' - TBA

"Moon Knight" is one of the upcoming Marvel projects we know the least about, though it's been rumored that "Star Wars" star Oscar Isaac will play cloaked avenger Mark Specter.

The "Moon Knight" mythos is more complex than most Marvel heroes, with the character's mental health  and connection to reality frequently coming into question. We'll have to wait and see which version of the character will be coming to the MCU.

'Armor Wars' — TBA

"Don Cheadle" will return to his role as James Rhodes, aka War Machine, in "Armor Wars." Borrowing its name from a major comic book event, "Armor Wars" explores what happens when Tony Stark is no longer able to protect the weapons he created from those who would use them to do harm.

'Secret Invasion' — TBA

"Secret Invasion" is a major Marvel comics event that saw multiple heroes replaced by alien impersonators called Skulls. The Marvel Cinematic Universe introduced the Skrulls in "Captain Marvel" in 2019, but the MCU version of "Secret Invasion" is sure to include a much different set of characters.

Samuel Jackson will appear as Nick Fury for the first time in an MCU show, while Ben Mendelsohn will appear as his Talos character from "Captain Marvel" and "Spider-Man: Far From Home."

'Ironheart' — TBA

"Ironheart" will star Dominique Thorne as young inventor Riri Williams, who creates a dynamic suit of armor inspired by Tony Stark's Iron Man.

In the comics, Riri has fought alongside the Avengers and is a member of the teenage superhero team Champions, with Miles Morales and Kamala Khan.

'The Guardians of the Galaxy Holiday Special' — Holiday 2022

The cast of "Guardians of the Galaxy Vol. 3" is filming a holiday special on the set of the upcoming movie. The film isn't due out until 2023, but the holiday special is due out in fall 2022.

James Gunn, writer and director for all three "Guardians" films so far, will also be in charge of the holiday special.

'I Am Groot' — TBA

"I Am Groot" will be a collection of animated shorts featuring the fan-favorite character from "Guardians of the Galaxy." It's not clear how long or how frequent the shorts will be, but they're said to star Baby Groot and several new characters.

'Marvel Hero Project' - now available

One of the reality programs on Disney Plus is "Marvel Hero Project," which highlights extraordinary kids who have helped their community.

In each episode, the heroic kids get surprised with the honor of being drawn as superheroes in their very own Marvel comic. The comics will then be available via Marvel Unlimited and the Marvel Digital Comic Store for free.

Marvel TV shows - currently available

• "Spider-Woman" (1979)
• "Spider-Man" (1981)
• "Spider-Man and His Amazing Friends" (1981)
• "X-Men: The Series" (1992)
• "Iron Man" (1994)
• "Fantastic Four" (1994)
• "Spider-Man"(1994)
• "The Incredible Hulk" (1996)
• "The Silver Surfer" (1998)
• "Avengers: United They Stand" (1999)
• "Spider-Man Unlimited" (1999)
• "X-Men: Evolution" (2000)
• "Fantastic Four: World's Greatest Heroes" (2006)
• "Iron Man: Armored Adventures" (2008)
• "Wolverine and the X-Men" (2009)
• "The Super Hero Squad" (2009)
• "The Avengers: Earth's Mightiest Heroes" (2010)
• "Marvel's Ultimate Spider-Man" (2012)
• "Hulk and the Agents of S.M.A.S.H." (2013)
• "Avengers Assemble" (2013)
• "Agent Carter" (2015)
• "Marvel's Guardians of the Galaxy" (2015)
• "Spider-Man (2017)
• "Inhumans" (2017)
• "Runaways" (2017)
• "Marvel Rising: Secret Warriors" (2018)
• "Marvel 616"

Read everything else you should know about Disney Plus here:

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• Disney Plus: Everything you need to know about Disney's new ad-free streaming service
• How to get a free week of Disney Plus, Disney's new ad-free streaming service
• Disney Plus costs $7 a month on its own, but you can bundle it with Hulu and ESPN+ for an extra $6
• All the kids' movies you can stream on Disney Plus — from 'Snow White' to 'Frozen'
• All the new kids' shows you can watch on Disney Plus — from 'Vampirina' to the new reboot of 'Star Wars: The Clone Wars'
• All the new shows you can watch on Disney Plus — from 'The Mandalorian' to new Pixar shorts: The Clone Wars'
• All the Marvel movies and shows you can stream on Disney Plus — from "Iron Man" to the new 'Loki'
• Every single Star Wars movie is available on Disney Plus in 4K — here's how to watch
• All the Pixar films and shorts you can stream on Disney Plus — from 'Toy Story' to 'Inside Out'

iPads are the best tablets around and some of the most sought after tech products; there's one for every user and every budget. Like most Apple products, you can find any given member of the iPad family discounted throughout the year, from the compact iPad mini to the powerful iPad Pro. Street price for each model, size, and finish can vary, so knowing the typical selling price for the model you're after can save you some cash.

We've put together a list of the best deals available now for each model below, along with what you should pay for any particular model. Need help choosing with iPad is right for you? Check out our guides to the best iPads and tablets available right now. 

Here are the best iPad deals available right now

We'll update this list regularly to help you find the best price.

iPad (8th generation) deals

2020 iPad 10.2-inch (8th Gen, 128GB) (medium)

The eight-generation 10.2-inch iPad is the best option for most people with its balance of performance and value. Whether you're buying your first iPad or upgrading from an older model, it's a solid choice and comes in either 32GB or 128GB storage options. It has a clear and sharp 2,160 x 1,620-pixel resolution and an A12 processor capable of most apps and tasks. If you're an artist or a fan of handwritten notes, it's also compatible with the Apple Pencil.

We see deals on this iPad regularly throughout the year. More often than not, however, sales are limited to only one color or storage capacity, so if you see a good price on one that fits your needs, don't hesitate to buy. These deals also tend to sell out fast. Street price varies for each option, but for the most part: it's less than retail price.

iPad Air (4th Gen) deals

iPad Air (4th Gen., 64GB) (medium, Preferred: B&H)iPad Air (4th Gen., 64GB) (medium, Preferred: Amazon)

The 2020 iPad Air is powerful performance encased in an updated, premium design. It features sharper edges, an A14 chip (the same chip powering the iPhone 11 series), USB-C charging, and a Touch ID sensor on the power button. It supports the 2nd generation Apple Pencil, a great stylus for tablet drawing; the sharp 10.9-inch Liquid Retina True Tone Screen also sweetens the build for artists. The fourth-generation iPad Air comes in five colors: green, rose gold, sky blue, silver, and space gray.

Since it only launched in September 2020, deals for the latest iPad Air don't surface often, or if they do, they're pretty minimal discounts. At the moment, however, street price appears to be trending downward by $30 (as is typically the case with iPads) — though it's often difficult to even find some storage sizes in stock.

iPad mini (3rd Gen) deals

iPad Mini (5th Gen, 32GB) (medium, Preferred: Amazon)

With its 7.9-inch display, the fifth-generation iPad mini is ideal for tablet users prioritizing a compact form factor. Just like it's bigger sibling the 2020 iPad, it's powered by the A12 Chip and is compatible with the first-generation Apple Pencil. It comes in 3 different finishes and you can choose between the smaller 64GB or the larger 256GB storage options. 

The iPad mini sees regular deals year-round. Street price hovers around $10 or $20 less than retail price most of the time though, so never settle for paying retail price (unless you absolutely have to).

iPad Pro (4th Gen) deals

iPad Pro (11-inch, Wi-Fi, 256GB) (medium, Preferred: Amazon)iPad Pro (11-inch, Wi-Fi, 256GB) (medium, Preferred: ABT)2020 iPad Pro 12.9-inch, 256GB (medium, Preferred: B&H)

The 2020 iPad Pro performs so well, it's good enough to replace some laptops. On the outside, both the 11- and 12.9-inch have slim bezels, a sharp screen, and are compatible with many great add-ons like the Apple Pencil and Magic Keyboard. Internally, it's a powerhouse; it has a A12X Bionic processor powerful enough to surpass some laptops and is available in up to 1TB of storage if you're willing to pay a bit extra. It's expensive, but if you're looking for the best iPad available, the 2020 iPad Pro is what you're looking for.

As is typical of most Apple iPads, this model sees regular discounts throughout the year. The best deals on it surface during major holidays like Presidents' Day, Black Friday, and Cyber Monday, but you can usually find a decent discount any time of year. Street price varies drastically between each screen size and storage variant, but as a rule of thumb: smaller storage variants usually run for $40 less than retail price, so never settle for paying more.

iPad Accessory deals

Compatibility for some accessories will depend on the iPad you own, but for the most part, add-ons like the Apple Pencil and Magic Keyboard are game-changing to your tablet usage. You can find many off-brand cases and keyboards for much less (and usually with better deals), but you don't need to be an Apple aficionado to recognize the beauty of the official Apple accessories.

Discounts for accessories tend to be a bit smaller compared to that of iPads. If you find $10 off an Apple Pencil or $20 off a Magic Keyboard, chances are, it's a worthwhile deal. It's just important to make note of each item's street price, as retail can often be inflated. 

• Samsung's 2021 Neo QLED TVs and Frame QLED TVs are now available to preorder. 
• Neo QLEDs are available in 4K and 8K, with prices ranging from $1,600 to $9,000.
• Samsung will also release a high-end Micro LED TV this spring.

Samsung has launched preorders for its upcoming lineup of flagship TVs. The company's Neo QLED TV collection features 4K and 8K models. There's also a new version of "The Frame," Samsung's TV that's designed to look like a piece of art hanging on your wall. A massive 110-inch Micro LED TV is scheduled for a global release at the end of March, but pricing hasn't been confirmed yet.

The term "LED" (light emitting diode) gets thrown around a lot when detailing new TVs so it can be a bit confusing to figure out exactly what each new variation means. When it comes to Samsung's "Neo QLED" displays, the key differentiator this year is the actual size of the LEDs. They're much smaller than before, and smaller LEDs can equate to better picture with improved contrast, brightness, and color. 

Below, we've broken down what makes Samsung's Neo QLED, Frame QLED, and Micro LED TVs unique in greater detail, along with pricing information and preorder links. 

Samsung Neo QLED TVs

Samsung's Neo QLED TVs promise improved contrast and brightness over regular QLED displays.

For 2021, Samsung is taking its QLED lineup to the next level with a new collection of Neo QLED TVs, including the QN900A 8K TV, QN800A 8K TV, the QN90A 4K TV, and the QN85A 4K TV.

The "Neo" branding is being used to highlight new panel technology that Samsung is using to improve picture quality over last year's already impressive QLED models. Unlike regular LED or QLED TVs, Neo QLED TVs use a "Quantum Mini LED" backlight to illuminate the screen. According to Samsung, each Mini LED is about 1/40 the height of a standard LED that you'd find in a typical TV. Smaller LEDs enable more precise control of local dimming with more zones.

At the end of the day, this should result in better contrast with deeper black levels and brighter highlights. Until now, TCL has been the only company using Mini LEDs in its TVs. The TCL 8-Series and 6-Series both employ the tech, and those models do showcase some benefits over the competition.

That said, blooming has been an issue with TCL's models. Blooming results in a halo effect around bright objects on dark backgrounds. To combat this potential problem, Samsung is touting new "Quantum Matrix Technology" for its Neo QLEDs, which it says will help reduce blooming.

In addition to picture quality improvements, the flagship 8K QN900A Neo QLED TV features a nearly bezel-free "Infinity One Design." It also uses an attachable Slim One Connect box to house the TV's ports, enabling a slimmer panel and easier cable management.

Samsung's Neo QLED TV lineup is now available for preorder through Samsung's online store. Estimated shipping dates differ depending on the model and size your order, but current dates range between March 11 and April 22. 

Samsung 4K Neo QLED TVs

• $2,599.99 for the 65-inch
• $3,499.99 for the 75-inch
• $4,999.99 for the 85-inch

• $2,199.99 for the 65-inch
• $2,999.99 for the 75-inch
• $4,499.99 for the 85-inch

Samsung 8K Neo QLED TVs

• $4,799.99 for the 75-inch
• $6,499.99 for the 85-inch

• $6,999.99 for the 75-inch
• $8,999.99 for the 85-inch

Samsung Frame QLED TVs

The Frame TV is designed to look like a piece of art hanging on your wall.

The latest version of Samsung's Frame TV is now available for preorder, with sizes ranging from 43 inches to 75 inches. The gorgeous lifestyle displays are built to resemble a picture frame mounted in your room.

With a slim profile and a border that's designed to look like a frame, the TVs can be mounted flush to a wall. A separate One Connect Box houses the display's ports so you can keep it out of the way. The bezel is also interchangeable, so you can swap out different frame styles (sold separately) if you'd prefer a new look. 

To complement the frame aesthetic, the TV includes a special Art mode that displays pictures from your personal library or images from Samsung's Art Store. The panel features built-in sensors that can automatically optimize the picture to best match your room, which can make the art look like a real picture hanging on your wall.

Outside of these lifestyle features, The Frame uses a Samsung QLED screen with 4K resolution, HDR10+ support, and wide color capabilities. With that said, the TV lacks local dimming support and it doesn't feature Mini LEDs. With that in mind, buyers looking for a home theater display should consider one of Samsung's Neo QLED TVs instead. 

I got to see the new Frame TVs at a CES demonstration in January, and the displays look beautiful in person. Samsung had the TVs mounted on a wall along with actual framed pieces of art, and it was genuinely hard to tell the difference between the displays and the real art. For buyers who want a TV that can double as a design piece in their home, the Frame is an appealing option.

Estimated delivery dates for Samsung's Frame TVs currently range from March 12 to April 1 depending on the size you order.

Samsung The Frame 4K TVs

• $1,299.99 for the 50-inch
• $1,499.99 for the 55-inch
• $1,999.99 or the 65-inch
• $2,999.99 for the 75-inch

Samsung Micro LED TVs

Samsung's Micro LED TVs could best OLED TVs when it comes to overall picture quality, but they're likely to be very expensive. 

Samsung has been showing off Micro LED TV technology at CES for the last few years. The company even released a massive Micro LED display, called "The Wall," in sizes as big as 292 inches for business and luxury customers. But, the technology has been difficult to scale down to a more manageable size and cost. This year, however, Samsung aims to change that.

For the first time, the company will release consumer-ready Micro LED TVs in 110-, 99-, 88-, and 76-inch screen sizes. Though these displays are still expected to cost a pretty penny, unlike The Wall, you may actually be able to order them from a store.

Micro LED TVs offer lots of benefits over other display technologies, like LED, QLED, and even OLED. Like OLED TVs, Micro LED TVs are self-illuminating, which means that each of the TV's 24 million LEDs can dim, brighten, or turn off individually without the need for a backlight. This results in an infinite contrast ratio with true black levels.

Unlike OLED TVs, however, Micro LED tech promises higher brightness levels. Samsung also says that Micro LEDs provide a longer lifespan over OLED, with no risk of burn-in across 100,000 hours of use.

Samsung's 110- and 99-inch Micro LED TVs are set to launch globally this spring, with an expected release window in late March. Meanwhile, the 88-inch model is set for a fall release. The 76-inch model doesn't have an estimated launch date yet.  

We'll update this article with pricing and purchase details once they're available.

The coronavirus pandemic has upended the theatrical industry and changed how movie studios approach releasing movies.

That's clear when looking at some of the most anticipated movies coming in March. The blockbuster "Godzilla vs. Kong" will premiere in theaters and on HBO Max simultaneously in the US, as will all of Warner Bros.' movies this year. 

Similarly, Disney will debut its animated film "Raya and the Last Dragon" this month on Disney Plus for an additional fee to subscribers, called "Premiere Access." The company used the same strategy with "Mulan" last year.

Every month, the television-tracking app TV Time provides Insider a list of the most anticipated new movies being released based on its US users. Insider includes where audiences can watch the movie in the US along with its Rotten Tomatoes critic score if applicable.

From streaming-only titles like "Zack Snyder's Justice League" to theatrical-only ones like Lionsgate's "Chaos Walking," March is a preview of the various distribution strategies studios are utilizing amid the pandemic.

Here are the seven most anticipated new movies of March:

SEE ALSO: The 5 most anticipated TV shows returning in March

7. "Moxie"— Netflix, March 3

Description:"Inspired by her mom's rebellious past and a confident new friend, a shy 16-year-old publishes an anonymous zine calling out sexism at her school."

Rotten Tomatoes critic score: 62%

What critics said: "There are worse fates than dorky earnestness, of course. But Moxie just isn't all that funny either."— AV Club

6. "Zack Snyder's Justice League"— HBO Max, March 18

Description: "In Zack Snyder's Justice League, determined to ensure Superman's (Henry Cavill) ultimate sacrifice was not in vain, Bruce Wayne (Ben Affleck) aligns forces with Diana Prince (Gal Gadot) with plans to recruit a team of metahumans to protect the world from an approaching threat of catastrophic proportions. The task proves more difficult than Bruce imagined, as each of the recruits must face the demons of their own pasts to transcend that which has held them back, allowing them to come together, finally forming an unprecedented league of heroes. Now united, Batman (Affleck), Wonder Woman (Gadot), Aquaman (Jason Momoa), Cyborg (Ray Fisher), and The Flash (Ezra Miller) may be too late to save the planet from Steppenwolf, DeSaad, and Darkseid and their dreadful intentions. "

5. "Coming 2 America"— Amazon Prime Video, March 5

Description: "Set in the lush and royal country of Zamunda, newly-crowned King Akeem (Eddie Murphy) and his trusted confidante Semmi(Arsenio Hall) embark on an all-new hilarious adventure that has them traversing the globe from their great African nation to the borough of Queens, New York — where it all began."

4. "Raya and the Last Dragon"— Disney Plus "premiere access," March 5

Description: "'Raya and the Last Dragon' takes us on an exciting, epic journey to the fantasy world of Kumandra, where humans and dragons lived together long ago in harmony. But when an evil force threatened the land, the dragons sacrificed themselves to save humanity. Now, 500 years later, that same evil has returned and it's up to a lone warrior, Raya, to track down the legendary last dragon to restore the fractured land and its divided people. However, along her journey, she'll learn that it'll take more than a dragon to save the world — it's going to take trust and teamwork as well."

Rotten Tomatoes critic score: 96%

What critics said: "Raya's chords of loss and melancholy blend well with its more fanciful elements, all given vibrant body in achingly gorgeous animation."— Vanity Fair

3. "Chaos Walking"— in theaters, March 5

Description: "In the not too distant future, Todd Hewitt (Tom Holland) discovers Viola (Daisy Ridley), a mysterious girl who crash lands on his planet, where all the women have disappeared and the men are afflicted by 'the Noise' — a force that puts all their thoughts on display. In this dangerous landscape, Viola's life is threatened — and as Todd vows to protect her, he will have to discover his own inner power and unlock the planet's dark secrets."

2. "The SpongeBob Movie: Sponge on the Run"— Paramount Plus and digital rental, March 4

Description: "When SpongeBob's beloved pet snail Gary goes missing, a path of clues leads SpongeBob and Patrick to the powerful King Poseidon, who has Gary held captive in the Lost City of Atlantic City. On their mission to save Gary, SpongeBob and his pals team up for a heroic and hilarious journey where they discover nothing is stronger than the power of friendship. Stay after the credits for an all-new mini-movie!"

Rotten Tomatoes critic score: 69%

What critics said: "In an era when so many eight-minute animated shorts have been bloated beyond proportion when becoming 90-minute movies, Team SpongeBob deserves credit for building out a storyline without losing sight of what made the original beloved in the first place."— TheWrap

1. "Godzilla vs. Kong"— in theaters and on HBO Max, March 31

Description: "Legends collide in 'Godzilla vs. Kong' as these mythic adversaries meet in a spectacular battle for the ages, with the fate of the world hanging in the balance. Kong and his protectors undertake a perilous journey to find his true home, and with them is Jia, a young orphaned girl with whom he has formed a unique and powerful bond. But they unexpectedly find themselves in the path of an enraged Godzilla, cutting a swath of destruction across the globe. The epic clash between the two titans — instigated by unseen forces — is only the beginning of the mystery that lies deep within the core of the Earth."

• Steam cooking is a healthy, fast, and gentle way to prepare a variety of foods.
• The design and functionality of bamboo steamers, used for over 5,000 years, have stood the test of time.
• We found a range of bamboo steamers in various sizes and constructions to best suit your needs.

Steam cooking is, in and of itself, virtuous. A method that requires no fat, minimal time, and allows the purity of the ingredients' flavors to shine through while retaining maximal nutrients, this thousands-years-old technique works by enveloping your ingredients in a cloud of vapor and gently bringing it up to temperature in what is, essentially, a moist oven. This results in a faster cooking time without loss of tenderness. And even better, it's a hands-off method since peeking leads to loss of steam.

Steaming food is easy enough with any pot and vented basket, but if your goal is pillowy mantou buns, juicy stuffed bao, tender dumplings in semi-translucent wrappers, flavorful whole fish, and tender-crisp vegetables in batches big enough to feed the family, a traditional Asian bamboo steamer is an affordable investment you'll want to make.

While purists and microwave steamers prefer all-bamboo construction, there is also a case to be made for bamboo steamers reinforced with stainless steel. The standard size for bamboo steamers is 10 inches, but smaller and larger ones are available. You'll need a large pot, deep pan, or preferably a wok to insert your bamboo steamer into unless you also buy a steamer ring. For more info on bamboo steamers, jump to the bottom of this guide.

Here are the best bamboo steamers

• Best overall: Hcooker 3-Tier Bamboo Steamer with Double Stainless Steel Banding
• Best starter kit: Prime Home Direct 10-inch Two Tier Bamboo Steamer Basket
• Best eco-friendly set: Annie's Kitchen Premium 10-inch Handmade Bamboo Steamer Basket
• Best set with a steamer ring: Bisou du Nord 10" Bamboo Steamer Basket Cooking Set
• Best hand-tied rack: Mister Kitchenware 10-Inch Handmade Bamboo Steamer
• Best stylish: Bamboo Steamer Basket 10-Inch Two-Tier
• Best 6-inch: Joyce Chen 3-Piece Bamboo Steamer
• Best 8-inch: REISHUNGER Bamboo Steamer Traditional 2-Tier Design
• Best wood steamer: Hcooker Deepen 2-Tier Kitchen Wood Steamer with Stainless Steel Banding
  

The best overall

Handsome double-banded construction makes the Hcooker 3-Tier Bamboo Steamer a durable set you'll have for years.

What We Like: Steel reinforcements for fragile points, handcrafted, won't warp or split over time

If you're looking for a solid set of steamers that merges contemporary improvements with traditional craftsmanship, this triple-decker made of local-to-producer Moso bamboo will do the trick. Not only do its stainless steel bands look sharp, but they also provide function, sealing off the fragile top and bottom rims to keep them from splitting or scorching, respectively. They also support the form of the steamers so that they hold their uniform shape and nest perfectly and retain heat.

While bamboo steamer purists prefer versions without reinforcing metal due to the potential transfer of a metallic taste to the food, it's of note that commercial dim sum restaurants often opt for models like this without any worry about negative impact on the quality of their dishes. Additionally, the Hcooker brand has been hand-making bamboo steamers since 1097 — so it's pretty safe to assume they know what they're doing. Plus, rare availability in marginally different sizes (7.1, 8.3, 9.4, and 10.6 inches at 1.5- to 1.7-inch depth) make it easy to find the right fit for your existing cookware.

The best starter kit

A great value, Prime Home Direct 10-inch Two Tier Bamboo Steamer Baskets come with everything you need to start steaming but the food itself.

What we like: Easy for beginners, includes extras like chopsticks and liners 

Novices itching to get started on their steaming adventure right away will find everything they need in this value-priced kit, which also makes this an ideal gift set for the foodies in your life. A generous 50-count of steamer liners means not having to think about placing another order before you clear 25 double-stacked meals. The set even comes with two sets of chopsticks and a sauce dish.

The versatile three-inch depth also gives you more wiggle room for things like buns and vegetables. In fact, it's as much as twice as accommodating as other competitive models, which allows for more room for experimentation as you figure out what you'll be cooking most in your bamboo steamer. Plus, its even, uniform slats are easy to keep clean.

Although we're recommending this in the standard 10-inch size, this is also our top choice for the 12-inch for those who are ready to take on bigger batches.

The best eco-friendly set

Organic bamboo is only the start of Annie's Kitchen Premium 10-inch Handmade Bamboo Steamer Basket that comes with a dumpling maker, reusable liners, and more.

What we like: Everything in the kit sustainably made, environmentally friendly, reusable, comes with included extras

Bamboo steamers are already highly sustainable cooking tools, but this set kicks it up a notch admirably. Not only is this handmade, open-weave, two-tier basket made of ethically sourced bamboo, its bonus accessories are also earth-conscious. The four reusable cotton liners are unbleached and eco-friendly, and the dumpling press and spoon are made of wheat straw, a non-toxic plasticine material that degrades at a similar rate to paper when disposed of. Everything in the kit is BPA-free, and the steamer itself is free of glue, chemicals, and odor. Two sets of chopsticks complete the kit and get you dumpling-ready, from "make" to "ate."

The best set with a steamer ring

You don't have to buy a new pot, pan, or wok for your steamer — an included steamer ring adapts what you have to accommodate the Bisou du Nord Bamboo Steamer Basket Cooking Set.

What we like: Easy to use, includes plenty of liners, anti-warp basket bodies, steamer ring adapter lets you use existing cookware

For those short on storage space or who may not have big cooking vessels, a steamer ring is a must-have. This set's greatest value — notwithstanding the inclusion of 50 paper liners — is in the inclusion of a stainless steel adapter designed to fit seven to 10.5-inch pots. This rim handily holds your bamboo steamer tower well up above your cookware and the water bubbling merrily within, eliminating any risk of scorching the baskets and stinking up your food, as well as preventing the metal bands from scratching up any nonstick finish.

Like the Hcooker steamer above, stainless steel bands help protect these handmade steamer baskets from warping. The key difference is that the placement of them does not protect against layer separation at its vulnerable edges as the Hcooker version does. However, their exclusively external placement lowers the risk of any metallic flavor leaching in.

The best hand-tied rack

All-bamboo construction makes the Mister Kitchenware 10-Inch Handmade Bamboo Steamer a viable option for the stovetop or microwave.

What we like: Wide slats held together with bamboo thread, reinforced lid, efficient cooking

This handmade tower takes basic, traditional techniques and improves upon them from top to bottom. For the former, a tight weave and cross-dome reinforcement seals in even more of that powerful steam; for the latter, hand-tied slats in the base of each basket allow more steam to pass through than more contemporary smooth cut strips.

Best of all, because there are no metal components, you can use it in your microwave as well as on the stove. With a 2.5-inch depth, the capacity is more than generous for either use. Two pairs of chopsticks, a sauce dish, and 10 liners round out this steamer set, an accessory that's extra important with hand-tied racks. Because they're fastened with bamboo lashings, there's more of an opportunity for food to get caught in them, so don't be shy about using these liners up before switching to a (literally) greener option like cabbage or lettuce leaves.

The best stylish

A streamlined, contemporary exterior belies premium updates and sturdy construction in the Bamboo Steamer Basket 10-Inch Two-Tier.

What we like: Sleek design, classic elements with a modern twist, form and function 

Unique and distinctive, bamboo steamers are already often a conversation starter when brought to the table. However, this set ups the ante with its bold and modern take on the classic construction. In this design, traditional features get a premium, updated facelift, resulting in a handsome bamboo steamer that goes from kitchen stove to tabletop without missing a beat.

Its vertical slat façade is a departure from the double-tied or single strips, and sturdier, too, with less likelihood of splintering since they're not thin and shaved down. They're held together securely with stainless steel supports that wrap fully around the delicate top and bottom rims of the baskets. These serve double duty as reinforcement for the weakest points of bamboo steamers, increasing the longevity of your purchase. It comes with equally long-lasting, reusable silicone liners cut into a mesh design fine enough for you to even steam rice in.

The best 6-inch

If you're looking to recreate that dim sum restaurant vibe, the Joyce Chen 3-Piece Bamboo Steamer is the one to get. 

What we like: Better made than its oversized counterpart, dim sum cart-sized, ideal for smaller households

Whether your goal is to set more small steamers with a bigger variety of food merrily vaping away a la dim sum restaurant or simply to feed fewer folks, cute six-inch steamers may be the right call for you. This is surprisingly more solid than the 12-inch big-batch version by this manufacturer, as that one is held together with glue and this is kept intact more durably with bamboo twine.

The lid is also well supported since it's woven twice and tightly. Flat, uniform bamboo slats keep the cook surface smooth and even, which is important when you don't have a lot of interior space to work with since you don't want your food toppling over, especially when smaller dim sum specialties are often saucy and steamed in a shallow bowl within the bamboo steamer.

The best 8-inch

For something in between big and small, the REISHUNGER Bamboo Steamer Traditional 2-Tier Design's eight inches is an ideal diameter, splitting the difference between the two standard sizes.

What we like: Just right for dinner for two, 100% bamboo, handmade

Six inches can feel too small and 10 is the dimension needed to make a family meal. Those are the most common sizes, but one size clearly doesn't fit all. The two inches you gain or lose can make a difference in terms of eyeballing an appropriate batch size, proper packing density of ingredients, and storage when all is said and done. This basic set fits perfectly in the middle, a happy medium. It's also held together with bamboo twine, as opposed to copper wire or metal bands, making it microwave-safe.

It comes with two breathable, reusable cotton cloths to use as liners, with a weave fine enough to allow you to use one tier to cook rice without losing a grain.

The best wood steamer

For a visual profile more luxurious than bamboo but just as carefully handcrafted, try this Chinese cedar design from Hcooker.

What we like: Remains true to its heritage with regionally specific material and construction technique, available in nine sizes

This riff off our best overall pick (also by Hcooker, whose makers boast over a thousand years of expertise in steam cooker manufacture) is a bold choice for its use of fragrant Cryptomeria fortunei, a cedar-type derivative of the cypress family. Handmade in 81 steps, same as its bamboo counterparts, this version has a lovely rich, darker color not naturally found in bamboo. Because they're created to preserve this natural hue, you may luck out and get a two-tone batch for even more visual interest.

However the inside base is still bamboo, which is unfailingly the best platform for steam cooking, as is the lid, which is reinforced with a double-deck weave. Other practical details include a stainless-capped edge that protects the top only and helps with flush stacking; a deeper capacity than their standard model, which does not have the metal trim; and nine available diameters in up to three-tier bundles.

About bamboo steamers

What is a bamboo steamer?

If you've ever been to a Chinese dim sum restaurant, you'll know exactly what we're referring to: those straw-colored round baskets, darkened with varying levels of absorbed moisture stacked precariously one atop the other in carts filled with hot water. Most of all, you'll need no convincing as to why this kitchen tool has enjoyed over 5,000 years of popularity without much evolution. To this day, they're made with skinned bamboo that's softened into pliability then shaped into a circle and held permanently in place with bamboo nails or lashings. The bases are slatted to allow steam to rise and cook the food, the containers nestling into each other until you reach the top level — however high you choose to make it — where a dome-shaped, tightly woven lid seals the vapor in.

Why you should use a bamboo steamer

Although fast-cooking metal steamers are commonly available, many Asian cooks still choose the old-fashioned models due to their ability to absorb moisture — which reduces the problem of condensation dripping down and making your dish soggy — and to avoid imparting any metallic taste or overcooking due to higher heat retention. And while rice cookers also provide a steam function, the ability to stack bamboo steamers and effortlessly batch cook also keep folks loyal to the old ways, even if these baskets don't last as long. However, they're environmentally friendly, highly sustainable, and inexpensive, reducing the footprint of their replacement on the earth and your wallet.

How to use a bamboo steamer

To use a bamboo steamer, you don't need much: just something to line it with and cookware large enough to accommodate it and a couple of inches of water with enough clearance that boiling bubbles won't touch the base. Any wide, deep pan or pot will do, but a wok is best if you have one—the curve of its bowl will hug the steamer and keep the bottom from scorching, as is more likely in a pot of pan due to the base's prolonged direct contact with it. As for linings, you can buy specially made perforated liners cut to typical bamboo steamer sizes; parchment, wax, or baking paper; or cabbage, lettuce, lotus, banana, or pandan leaves, the latter three of which may also impart their flavors.

What to consider when buying a bamboo steamer

When purchasing, be sure to choose BPA-free high-quality bamboo and look for wider slats for better steam flow and hand-woven lids, which often boast a tighter weave for better steam entrapment. You'll also want to veer toward models joined with bamboo wick or stainless steel strips, and not glue, which may melt, or copper, which can corrode. All of our picks fit these construction criteria.

As for size, two tiers in a 10-inch diameter is typical and will serve the needs of most households for many years with proper care. That means allowing your steamer to properly air out for at least two days before storing it, and avoiding contact with strong odors it may absorb, such as dish soap or a scorched base.

Instacart is dominating online grocery. 

The fast-growing startup is outpacing industry leaders in the market like Walmart Grocery and Shipt and becoming one of the leading online grocers in North America. The company said the total number of sales through its platform, was up 300% year-over-year in December 2020. The startup announced on Tuesday that it had raised an additional $265 million from existing investors in an unnamed funding round, bringing its total valuation to $39 billion.

To meet a surge in customer demand, Instacart grew its shopper base from 200,000 in March to more than 500,000 today.

At the corporate level, Instacart is looking to increase its headcount by 50% across the company in the next six months, which means filling about 1,000 roles. The company is actively looking to fill roles within data and analytics, engineering and product, and the technical and sales sides of Instacart ads at its headquarters in San Francisco, California, as well as elsewhere across the US and Canada.

While Instacart is currently hiring for a variety of roles, the company told Insider that its fastest-growing teams include engineering, data and analytics, and product.

Read more: Resale startup salaries revealed: Here's how much people make at ThredUp, StockX, Poshmark, and more as the $28 billion industry grows and startups look to go public

SEE ALSO: Resale startup salaries revealed: Here's how much people make at ThredUp, StockX, Poshmark, and more as the $28 billion industry grows and startups look to go public

Software engineering roles

Instacart is first and foremost a tech company. As such, engineering is one of its most important and fastest-growing teams.

Software engineer: average salary of $126,833

The average salary for a software engineer at Instacart was $126,833, according to six approved visa applications from Instacart. Positions with this title had recorded salaries between $115,000 and $138,000.

Senior software engineer: average salary of $153,636

The average salary for a senior software engineer at Instacart was $153,636, according to 22 approved visa applications from Instacart. Positions with this title had recorded salaries between $110,000 and $185,000.

Staff software engineer: average salary of $185,000 

The average salary for a staff software engineer at Instacart was $185,000, according to four approved visa applications from Instacart. Positions with this title had recorded salaries between $175,000 and $195,000.

Other engineering roles

Android engineer: average salary of $108,333 

The average salary for an Android engineer at Instacart was $108,333 , according to three approved visa applications from Instacart. Positions with this title had recorded salaries between about $105,000 and $115,000.

Senior data engineer: average salary of $162,143

The average salary for a senior data engineer at Instacart was $162,143 , according to seven approved visa applications from Instacart. Positions with this title had recorded salaries between about $140,000 and $190,000.

Machine learning engineer: average salary of $161,571

The average salary for a machine learning engineer at Instacart was $161,571 , according to seven approved visa applications from Instacart. Positions with this title had recorded salaries between about $136,000 and $185,000.

Senior IOS engineer: average salary of $173,333 

The average salary for a senior IOS engineer at Instacart was $173,333, according to three approved visa applications from Instacart. Positions with this title had recorded salaries between about $140,000 and $190,000.

Senior mobile engineer: average salary of $173,333

The average salary for a senior mobile engineer at Instacart was $173,333, according to three approved visa applications from Instacart. Positions with this title had recorded salaries between about $170,000 and $175,000.

Data science roles

At Instacart, data scientists help the company understand trends as it relates to its overall platform. In addition to tracking and measuring insights, data scientists work to solve platform issues and predict future trends.

Data scientist: average salary of $132,500

The average salary for a data scientist at Instacart was $132,500 , according to four approved visa applications from Instacart. Positions with this title had recorded salaries of between  $110,000 and $150,000.

Senior data scientist: average salary of $167,500

The average salary for a senior data scientist at Instacart was $167,500 , according to six approved visa applications from Instacart. Positions with this title had recorded salaries between about $145,000 and $190,000.

Director and manager roles

Director of software engineering: average salary of $195,000

The average salary for a director of software engineering at Instacart was $195,000, according to two approved visa applications from Instacart. Both positions with this title had recorded salaries of $195,000.

Head of information security: average salary of $185,000

The average salary for a head of information security at Instacart was $185,000, according to two approved visa applications from Instacart. Both positions with this title had recorded salaries of $185,000.

Senior engineering manager: salary of $230,000

The listed salary for a senior engineering manager at Instacart was $230,000, according to one approved visa application from Instacart.

Technical lead manager: average salary of $188,333

The average salary for a technical lead manager at Instacart was $188,333, according to three approved visa applications from Instacart. Positions with this title had recorded salaries between $165,000 and $200,000.

Paid search marketing manager: average salary of $115,000

The average salary for a paid search marketing manager at Instacart was $115,000, according to two approved visa applications from Instacart. Positions with this title had recorded salaries between $105,000 and $125,000.

Senior product manager: average salary of $175,000 

The average salary for a senior product manager at Instacart was $175,000, according to two approved visa applications from Instacart. Both positions with this title had a listed salary of $175,000.

Other roles

Solutions architect: average salary of $135,000

The average listed salary for a solutions architect at Instacart was $135,000, according to three approved visa applications from Instacart. All three positions with this title listed a salary of $135,000.

Product designer: salary of $130,000

The salary for a product designer at Instacart was $130,000, according to one approved visa application from Instacart.

Trust and safety team lead, food safety: salary of $97,000

The salary for a trust and safety team lead for food safety at Instacart was $97,000, according to one approved visa application from Instacart.

• A great kitchen faucet should be highly functional, durable, efficient, convenient, and stylish.
• The Delta Leland Pull-Down Touch2O Kitchen Faucet is our top pick as it offers all of the above and exudes simple elegance. 
• If you would like to expand your kitchen renovation, here's our guide to the best kitchen sinks.

The workhorse kitchen faucet is often taken for granted — until it breaks. Just think of how frequently you and other household members use it to wash your hands, get a drink, scrub vegetables, rinse dishes, wet sponges, and more. Ideally, you want one that stands up to everyday use.

As a residential contractor, I've been replacing and installing different types of faucets for years. From large commercial kitchen models to simple bathroom faucets, I know the mechanical red flags to avoid (like plastic ball valves that leak) and unreliable brands to stay away from.

Using this knowledge — and after reviewing each option's installation and design specs — I visited several appliance showrooms and hardware stores in my area to analyze my top choices. Once I got a hands-on feel for each model's functionality and mechanics, I landed on these options as my top picks for the best kitchen faucets.

Even if you don't end up going with one of our picks, there are a few things you should keep in mind when shopping for a new kitchen faucet. For a short explainer of things to consider, read here. 

Here are our top picks for the best kitchen faucets in 2021

• Best overall: Delta Leland Pull-Down Touch2O Kitchen Faucet 
• Best on a budget: WEWE Single Handle High Arc Brushed Nickel Pull-Out Kitchen Faucet
• Best touchless faucet: Moen Arbor Spot Resist Stainless One-Handle High Arc MotionSense Wave Pull-Down Kitchen Faucet
• Best pull-out faucet: Moen Brantford Single-Handle Pull-Out Sprayer Kitchen Faucet
• Best commercial-style faucet: Kohler Sous Pro-Style Single Handle Pull-Down Sprayer Faucet

The best overall

The sleek and sturdy Delta Leland Pull-Down Touch2O Kitchen Faucet adds the convenience of touch activation to the versatility of a pull-down spray head.

Pros: Stylish, lifetime warranty on parts and finishes, design reduces valve wear and tear.

Cons: Electronics only have a five-year warranty, batteries need to be replaced every 2 years.

The Delta Leland Pull-Down Touch2O Kitchen Faucet doesn't just pack a ton of features into a single faucet, it also looks good while doing it. From the sprayer wand to the integrated LED temperature indicator, it all comes together to make a nice, solid faucet.

What really sets the Delta Leland apart from competitors is the functional design of its pull-down spray-head. It's got a nice ergonomic tulip-shape that is easy to get a grip on, and its magnetic locking system connects it to the spout nice and tight.

The spray head itself has a rocker-style switch for toggling between settings — standard and sprayer — without having to hold a button down the whole time. A separate button controls the Spray Shield setting, which is one of those things that sounds like a gimmicky feature but is actually pretty useful. Basically, the Spray Shield focuses the water into a thin, extra powerful stream to blast off stuck-on food, while also creating a cone of water around the area to prevent splashing.

I was really surprised by the flexibility of the connector hose. Usually, these are stiff and rubbery, but even with a braided nylon covering, the Delta hose didn't affect my control at all. The 22" hose, plus the 15.4" faucet height make it great for tasks like filling up a big pot of water on the counter, instead of having to place it in the sink.

The Touch2O technology is the main feature of the Delta Leland Faucet, and it really shines here. This allows you to turn on the water by touching anywhere on the spout or handle.  I can control the water with my elbow through the entire process of rinsing off the meat, breading it, tossing it in the pan, and then washing my hands. 

A handy LED display on the base of the Delta Leland Pull-Down Touch2O Kitchen Faucet tells you the current temperature, transitioning from blue to red as it moves from cold to hot. Keep in mind though; this LED only turns on when the water is running. This means that you'll have to be a little more self-aware when using the touch feature, and confirm via the LED that the temperature is what you think it is.

The drawback of any touch-activated faucet is the need for a power source, and this model requires four AAAA batteries — or you could use the included AC adapter if you have an outlet in your sink cabinet. If you have a garbage disposal you probably do.

In my personal experience replacing faucets — and several plumbers that I spoke with agree — single handle faucets like this are eventually going to wear out and begin to leak. It's inevitable. Which is why touch activation is a great way to extend the lifespan of your faucet.

That being said, if you don't think you need the touch activation, Delta does make the same faucet in a standard style for a bit cheaper. That model still includes everything else, the Spray Shield, etc.

Even with the solenoid needed to power the sensor, installation of the Delta Leland Pull-Down Touch2O Kitchen Faucet is pretty straightforward if you have a couple of adjustable pliers on hand and an Allen key. Delta did a nice job with the instruction manual, and also has some helpful videos that supplement it nicely.

The best on a budget

The WEWE Single Handle High Arc Brushed Nickel Pull-Out Kitchen Faucet is low in price but high in quality with efficient operation and a simple tulip design.  

Pros: Good price, nice appearance, three-way spray setting, and easy installation

Cons: Zinc alloy is less durable, brushed nickel requires more maintenance than stainless steel

Typically, lower-priced faucets look nice on the surface but skimp on components behind the scenes. The WEWE Single Handle Faucet delivers on both fronts, with braided supply lines for durability, an ABS plastic aerator (think of the tough plastic used to make Lego bricks), and ceramic disk valves.

With no rubber caps to wear down over time, this faucet's ceramic valves prevent leaks more effectively than ball valves and are pretty much mandatory for a quality faucet. (Though they are susceptible to cracking if you apply too much pressure to them, so keep that in mind.)

In addition to the standard stream and sprayer settings, the WEWE Faucet also lets you pause the water with a button on the spray head, which I really appreciate. You do have to continuously hold down the button while pausing, but it's still a useful feature for preventing over-spraying while moving back and forth between the sink and countertop, for example.

All of its components are solid metal, which gives the WEWE Faucet a nice solid feel to it. This faucet definitely doesn't have a flimsy or "cheap" feel you might expect from a budget option.

That being said, the zinc alloy and nickel finish are probably the reason for its low price. Cheaper than stainless steel, and not as resistant to water spots, brushed nickel will need a little more maintenance to stay clean. A soft cloth and soapy water should do the trick, just remember to stay away from any abrasive cleaning pads that can scratch the finish, as well as any cleaners that contain ammonia. 

The WEWE Faucet has a high-arc (15.7-inches tall) neck that swivels 360 degrees. The spout hangs 8.5 inches above and reaches 8.5 inches across the top of the sink. The sprayer head hose is 71 inches in total length, and 23 inches when pulled out of the faucet.

Just like the higher-priced options on this list, installation is simple and should be doable for anyone willing to crawl under their sink and spend 30 minutes down there. You're not getting the "quick-connect" technology that pricier models have, so you'll be tightening the supply lines the old-fashioned way (with your fingers and a couple of wrenches).

The best touchless faucet

Even if your hands are full or covered with grease or raw meat juices, you can still turn the water on and off with the Moen Arbor Spot Resist Stainless One-Handle High Arc MotionSense Wave Pull-Down Kitchen Faucet.

Pros: Convenient no-touch operation, spot-resistant finish

Cons: Expensive, motion sensors may need to be re-calibrated routinely

Marrying form with function, this faucet model offers convenient, hands-free operation with just the wave of your hand; the Wave Sensor (on top) and Ready Sensor (in front) initiate and stop water flow when either one detects motion.

By adjusting the control box under the sink, you're also able to control the default temperature of the water when the sensors activate the faucet. The Moen factory setting is lukewarm, but if you'd rather have it be warmer for rinsing dishes, or colder for drinking water, it couldn't be easier to adjust.

And if you ever feel like disabling one or both of the sensors, that's simple too. Just hold your hand in front of the sensor for 5 seconds and it will stop registering until it's activated again. While they're disabled you also can use the lever handle to turn the water on and off manually, as well as adjust the water pressure and temperature. 

The Moen Arbor MotionSense Faucet has a 100-degree-rotating high-arc spout (15.5 inches) — great for filling and cleaning large pots. The spout with a pull-down spray head offers three functions: an aerated stream, a strong "PowerClean" spray for heavy-duty cleaning, and a pause that temporarily stops the water flow (1.5 gallons per minute maximum). The spray head's hose is 68 inches in total length and retracts smoothly to dock into place.

When it comes to installation, don't let the intimidating control box fool you, Moen's are among the easiest faucets to install. Their "Duralock Quick-Connect" installation system makes it easy to attach the hoses and lines to the control box, and their one-way connections basically make them impossible to install incorrectly. 

The best pull-out faucet

Perfect for cozier spaces, the Moen Brantford Single-Handle Pull-Out Sprayer Kitchen Faucet is easy to use and keep clean.

Pros: Available in multiple finishes, easy to clean, quick installation

Cons: A little pricey, plastic components can make it feel "cheaper" 

The Moen Brantford Single-Handle Pull-Out Sprayer Kitchen Faucet shouldn't be confused with the pull-down Moen Arbor MotionSense that we profiled above, but you could consider it as the baby brother. If you have a small sink or you don't have a lot of vertical clearance, this faucet may be the right fit.

What I love about pull-out style faucets is that without all that extra spout length — the Moen Brantford Single-Handle Pull-Out Sprayer Kitchen Faucet is only 12.9 inches high — you gain a lot of maneuverability. By pulling it "out" instead of down, you avoid wasting any hose length on the bend of the faucet spout, giving you more range of motion.

The 68-inch hose itself is especially flexible, and can be easily maneuvered around any sink. This faucet does technically have a plastic spray head, but its stainless steel finish and easy installation make it a great faucet option. 

The Moen Brantford Pull-Out Faucet spout swivels 360 degrees and has several functions in common with the Moen Arbor MotionSense, including an aerated stream, and a strong "PowerClean" spray for heavy-duty cleaning. 

The installation of the Moen Pull-Out Faucet also uses Duralock Quick Connect hoses, allowing the water lines to be connected without a lot of twisting and turning. To make things even easier, this faucet also includes a cool little installation tool that basically acts as sort of a basin wrench, which makes tightening those mounting nuts a lot easier (especially if you don't have much space between the wall and your sink basin).

The best commercial-style faucet

The Kohler Sous Pro-Style Single Handle Pull-Down Sprayer Faucet has the power and size of a commercial faucet, with all the features of a standard model.

Pros: Sturdy, magnetic locking arm, high quality

Cons: Spring needs to be cleaned periodically, installation can be tricky depending on your surface

The Kohler Sous Pro-Style Single Handle Pull-Down Sprayer Faucet features the sturdy construction of a commercial kitchen-style faucet, with a modern style that looks right at home in a residential kitchen. It's great for an active kitchen and the ideal faucet for tackling large piles of dishes.

The Kohler Sous Pro-Style Faucet has a magnetic docking arm that the spray head firmly attaches to when not in use. Unlike other commercial-style faucets, the docking arm swivels out of the way when you're working.

Something I've come to notice about these commercial-style faucets is that sometimes their height makes them look out of place in some kitchens. That's not the case with the Kohler. Its 22-inch vertical is still short enough to look great on most counters. I've even seen this on a kitchen island — usually a no-no for taller faucets — and it looked great.

The spring-loaded design of the pull-down spray head has the perfect amount of tension to it. Not so tight that it restricts movement, but solid enough to have a feeling of control while you're using it. The downside of any spring-type tension mechanism is that debris can become lodged in the gaps of the spring. What's great about the Kohler Sous Pro-Style is that the entire spring is simple to remove and you can just spray the whole thing off on the sink. 

In addition to the standard stream setting, the faucet also features "Sweep Spray" technology, turning the stream into a linear broom-style pattern. This is great for "sweeping" away food from dishes, instead of just blasting it around with a standard sprayer. This setting is also excellent for cleaning out the sink itself.

If you are installing this faucet to a stainless steel sink, you will need to add a small 1/2-inch plywood support piece under the counter. It's nothing crazy, but it's an extra step that most other faucets don't have.

What to consider when shopping for a kitchen faucet

Choosing a kitchen faucet may seem like a mundane task, but it's actually important. You want the right kind to fit your needs and your kitchen's decor, and you don't want to simply opt for the cheapest model. So before you shop for a new kitchen faucet, think about where (the existing space, pre-existing hardware) and how you plan to use it. Consider each model's specs: 

• Valve Control: This is the mechanism that turns your faucet on and off, and adjusts the temperature of the water. Single-handle designs use one lever to control both temperature and flow, while double-handles have two (each handle controlling either the hot or cold water supply). Touch and motion-activated designs are convenient in a lot of ways, but they are dependent on a power source for their sensor.
  Note: Double handle styles are less common and are generally bought for their aesthetics over practicality — which is why we don't have any featured here. That said, I definitely value their durability: dual handles tend to be sturdier, and less easily yanked on than single handles.
• Spout style: Choose from revolving or stationary, regular (steady stream) or two-mode (regular and spray), low arc (3 to 8 inches above the top of the sink), or high arc (also known as gooseneck, which is more than 8 inches above the top of the sink) models. 
• Spray head: The sprayer can be separate from and next to the faucet, or at the end of the spout. The latter type is either pull-down (often on taller faucets) or pull-out (which sometimes includes much of the spout itself).
• Finish: Whatever material comprises the faucet's finish (chrome, stainless steel, bronze, copper, brass, nickel, etc.) affects its appearance, cleanability, resistance to spotting and rusting, and price.
• Arc and spout height and reach: Do you have ample clearance for a high-arc faucet or a cozier kitchen better suited to a low-arc model? Will you need to maneuver pots and pans under the faucet in order to wash them? Do you care how far the spout reaches across or extends over the sink?
• Flow rate: Do you want adjustable water pressure? Do you need just a stream (for filling pots or washing vegetables) or also a spray (to add oomph to scrubbing sticky or burnt-on food off of dishes)? 
• Installation requirements: How many holes does your sink have for fitting a faucet? Some sinks have only one hole, and faucets requiring more than one hole can't be used (unless you plan to drill more holes … which may be inconvenient, costly, or structurally impossible). If your sink does have extra holes that the faucet doesn't need, you can cover them with an escutcheon or deck plate or use them to fit accessories like a side sprayer or soap dispenser. It's also worth checking to make sure you have enough clearance between the faucet and the wall behind – to ensure your handle can rotate as far as it needs to.

No matter which kitchen faucet you pick, choose a model that helps save water. A faucet aerator efficiently reduces the flow rate while still maintaining water pressure, thus conserving water and saving you money. Also, fix (or replace if necessary) the faucet when you notice any leaking. According to the Alliance for Water Efficiency, "A faucet leaking 60 drops per minute will waste 192 gallons (726.8 liters) per month … 2,304 gallons (8.7 m3) per year." To calculate your household's potential water waste from a leaky kitchen faucet, visit the U.S. Geological Survey's Drip Calculator.  

Check out our other kitchen buying guides.

• The best dishwashers

• The best kitchen sinks
• The best refrigerators
• The best espresso machines

As the managing partner of early-stage VC firm Initialized Capital, Garry Tan's early wins have included unicorn startups like Coinbase, Instacart, and Flexport.

"We've had a front-row seat for 10 unicorns and we didn't have to buy in, per se, like at Series B or C at like $100 million or like $1 billion," Tan tells Insider. "There's nothing wrong with that — and I appreciate the people who do that — but I believe there's something powerful in meeting two people with just an idea and a demo," he added.

In the case of Coinbase, Tan wrote the company's first seed round check at Y Combinator's demo day in August 2012. Tan was an early YC partner and designer-in-residence.

Now, if you log onto Clubhouse on any given night, Coinbase CEO Brian Armstrong is just one of the tech luminaries that Tan might be holding a conversation with, as he also has done with Elon Musk and Mark Zuckerberg.

In a recent Clubhouse chat with Tan, Armstong confirmed the amount of that first check was $150,000, meaning Tan's early stake could be worth hundreds of millions when the stock starts trading in the next couple of weeks.

"He was actually my first CEO coach. After coming out of Y Combinator, I would go meet up with Gary about once a month and just ask him to pass on some knowledge about how to start a company and that helped get Coinbase off the ground," said Armstrong.

Despite Armstrong's previous track record as a software engineer at Airbnb, Coinbase was not an instant shoo-in at the famous accelerator. "It's not like Brian Armstrong was guaranteed an interview," said Tan. "He actually had his application scrutinized versus like thousands of other applications."

Insider recently spoke with Tan and asked him how he got started as an investor, YouTube content creator, and now, star Clubhouse moderator.

"I was not born with a silver spoon, but I sort of tested in."

Tan is not your traditional entrepreneur-turned-VC. He grew up in Fremont, Calif., in what he has described as a low-income immigrant family. His father was a foreman in a machine shop and his mother was a nurse assistant. To help with the family's finances, Tan started programming at age 14 and landed his first job in San Francisco by cold-calling the Yellow Pages.  

"Tech was so welcoming to a teenager who was scrawny and had acne all over my face," said Tan. His early work as a teenage programmer was enough to get him admitted into Stanford's prestigious engineering program.

"I was not born with a silver spoon, but I sort of tested in," said Tan.

The $200 million Peter Thiel mistake

After graduating in 2003, Tan landed a job at Microsoft as a program manager, but he kept in touch with billionaire investor Peter Thiel, a pal he met at Stanford.

"I first met Peter at Stanford by inviting him to come speak at entrepreneurship events for the club I was president of, the Asia Pacific Entrepreneurship Society," Tan tells Insider.

One day, Thiel arranged for Tan to fly from Seattle to Silicon Valley for an important meeting. "Peter Thiel took me out to dinner to get me to quit my entry-level job at Microsoft," said Tan. They ate at Frisson, a French restaurant that has since closed, in San Francisco.

At the time, Thiel was recruiting talent for his new startup, Palantir. To sweeten the deal, Thiel wrote a check for $72,000 to match Tan's salary at Microsoft.

Thiel said, "Cash this check, quit your job. This is a zero-risk opportunity for you," Tan later described on his YouTube show.

Not convinced, Tan initially declined the job, and still regrets the decision. He now refers to it as his $200 million mistake, or what his share of Palantir would be worth today.

Eventually, Tan did join Palantir as employee No. 10 as an engineer and designer. "The crazy thing for me was not understanding how these teams come together," said Tan. "How startup teams are financed and how these ideas even come together."

Twitter acquired Tan's startup Posterous.com for $20 million in 2012.

As managing partner of early-stage VC firm Initialized Capital and former Y Combinator partner, Tan has spent a lot of time with hundreds of founders. One of his favorite pieces of advice is: Start a company before becoming an investor. He speaks from experience. 

After spending two years at Palantir, Tan cofounded Posterous.com, a startup that attaches documents, photos, music, and video and autoposts to social media sites like Facebook and Twitter. 

In 2012, Twitter acquired Posterous.com for $20 million an amount which previously hadn't been disclosed.

Paul Graham was Tan's mentor at Y Combinator.

In 2010, Paul Graham recruited Tan to become a partner at Y Combinator, where he helped over 700 startups in five years or 10 YC "batches." YC typically accepts startups in batches twice a year, one from January through March and one from June through August.

Once accepted, startups receive funding, advice, and access to YC's vast network of startup founders. DoorDash, Airbnb, Instacart, and Stripe are among the famous graduates of the YC accelerator program.

"Working for Paul Graham was super formative for me because you know, he never had a doubt in the ability of technologists to make things for users," said Tan.

Tan says he could have easily stayed at Microsoft as a program manager and worked his way up as some of his friends have done. "They are really happy and they have a beautiful house and an awesome life," said Tan. "What it really took was Paul Graham's essays to say, 'Hey, there's nothing wrong with that life. But you were not meant to have a job like that.'"

Tan is now an investor and content creator, quietly emerging as a YouTube star and go-to Clubhouse moderator for important CEO conversations.

Today, Tan is investing in early-stage companies as an investor at Initialized Capital, the VC firm he founded with Reddit cofounder Alexis Ohanian.

He has also amassed a huge following as a content creator. His YouTube channel has over 64,000 subscribers and he is a regular moderator and guest on the nightly Good Time show on Clubhouse where he has led conversations with Telsa's Elon Musk, Facebook's Mark Zuckerberg, Coinbase's Brian Armstrong, and more. 

"Garry fundamentally is a creator and maker of things," said Harj Taggar, Y Combinator Group Partner who worked with Tan at YC. "He has built a following on YouTube all by himself, spending hours shooting video and doing post-production in addition to his job as a VC."

"For me, the content is fun because I try to gear it to what I wish I had seen in my career," Tan  said. "So just leaving breadcrumbs for the next generation in tech."

Mario Schlosser and Josh Kushner created Oscar Health eight years ago as a tech-savvy health insurance company selling plans on the Affordable Care Act marketplace.

Now the company serves 529,000 customers across 18 states, mostly in the individual market, it says, where people often receive federal aid to buy insurance and shop for plans based on their price.

Oscar hopes its technology platform will drive a better customer experience which will cause users to flock to its offerings.

That unlocked potential is the backdrop behind Oscar's debut on the public markets, expected to take place on Wednesday. It is expected to price shares between $36 to $38 apiece.

After its IPO, its venture capital investors — which include Google's investment arm Alphabet Holdings, Peter Thiel's Founder's Fund, and Josh Kushner's own Thrive Capital — will be sitting on some substantial nest eggs.

The company's filing didn't name all of the investors who have taken part in Oscar's $1.6 billion in overall fundraising through the years but it did reveal its biggest shareholders.

While we don't know how much profit each investor will make, we can calculate the total value of each major shareholder's stake by pricing all of their shares at the midpoint of the expected range, $37 a share.

As is typical these days, Oscar Health is using a two-tier structure where it sells Class A shares to the public, with each of those shares offering one vote per share; and it has Class B shares — which are owned only by its founders, executives and key investors — that come with 20 votes per share. Venture capitalist Kushner, via his Thrive Capital firm, will have more than 75% of the company's voting power.

Here's who can cash out huge paydays once Oscar Health is public.

SEE ALSO: One giant question is swirling around the IPO of hot health insurer Oscar: Can the startup ever make money?

Thrive Capital (Joshua Kushner): $1.21 billion

A cofounder of Oscar Health, Kushner is now the company's vice chairman.

In a sign of even more VC investments to come, Kushner's firm, Thrive Capital, recently raised $2 billion for two early- and late-stage funds.

Kushner is the brother of Jared Kushner, the son-in-law of former President Donald Trump.

Thrive's stake is:

• 32.8 million Class B shares. (After the IPO, Thrive's shares will represent a 76% voting power in the company.)

At $37 a share, those shares are worth $1.21 billion.

CEO Mario Schlosser: $267.5 million.

Before cofounding Oscar Health in 2012, Schlosser cofounded Latin American social gaming company Vostu, leading its analytics and game design practices. He also spent three years as a senior investment associate at Bridgewater Associates, where he developed analytical trading models. 

His stake is:

• 146,514 Class A shares and 7.085 million Class B shares. (After the IPO, Schlosser will control 14.3% of Oscar's voting power.) Schlosser is selling 366,000 Class A shares as part of the public offering.

At $37 a share, those combined shares are worth $267.5 million.

Alphabet Holdings: $889.5 million

Google parent Alphabet's venture arm is one of several investors that bought shares in more than one of Oscar Health's venture funding rounds. Most recently, Alphabet joined a $225 million round in June, 2020.

Its stake is:

• 24.04 million Class A shares

At $37 a share, those shares are worth $889.5 million.

Founders Fund: $799.2 million

Many of the biggest tech names to recently go public have had a financial boost from Founders Fund, including Airbnb, Lyft, and Spotify.

Founders Fund led a $165 million funding round in 2018, and took part in a $140 million round last December.

Its stake is: 

• 21.6 million Class A shares.

At $37 a share, those shares are worth $799.2 million.

General Catalyst: $535 million

General Catalyst is another firm that has stepped up more than once to take part in an Oscar Health funding round, most recently in a June 2020 round that netted the company $225 million.

Its stake is:

• 14.46 million Class A shares

At $37 a share, those shares are worth $535 million.

Khosla Ventures: $432.9 million

Khosla has taken part in multiple funding rounds for Oscar Health as well, most recently joining the company's $140 million raise last December.

Its stake is:

• 11.7 million Class A shares.

At $37 a share, those shares are worth $432.9 million.

Formation8: $272.3 million

Oscar Health remains one of several legacy investments made by high-flying but short-lived VC firm Formation 8, which disbanded in 2015 with the three founding partners going their separate ways.

The firm's investments also include Oculus, acquired by Facebook for $2 billion, and RelateIQ, the startup bought by Salesforce for $390 million.

Its Oscar Health stake is:

• 7.36 million Class A shares.

At $37 a share, those shares are worth $272.3 million.

FMR LLC (Fidelity): $252 million

Fidelity made a big splash in February, 2016, by leading a $400 million investment that valued Oscar at $2.7 billion -- that was $1 billion above its valuation when it raised funds just five months earlier, according to Bloomberg.

Its stake is:

• 6.81 million Class A shares.

At $37 a share, those shares are worth $252 million.

• Significant landmarks and southern hospitality make Dallas enticing to history buffs and foodies.
• From a city bungalow to a tree house by the lake, Airbnb has a plethora of rental options in Dallas.
• We've rounded up Airbnbs in the most desirable parts of Dallas that range from $80 to $465 per night. 

Texas might elicit an image of cowboy boots and country music, but the city of Dallas leaves the honkytonk to its neighbor Fort Worth. Just like any major city, Dallas is peppered with neighborhoods dedicated to preserving historical architecture, supporting small businesses, indulging in upscale dining, celebrating art and culture, and so much more. 

While Austin often gets more attention, Dallas doesn't waiver from its spot as one of the five largest metro areas in the US. The city also holds an important part of American history, memorializing the plaza where President John F. Kennedy was assassinated.  

Though a good spot to visit in any season, plan your trip during the fall to take advantage of the best weather, when you can avoid cold winter temperatures, extreme summer heat, and the possibility of a spring tornado. During non-pandemic times, visits from September to November can also include catching a Cowboys game or attending the State Fair of Texas.

There are a wide range of Airbnb options available in Dallas to suit all budgets and needs, from a downtown loft ideal for a first introduction to the city to a tree house on the outskirts of town for a more secluded stay ensconced in nature. 

While Airbnbs have been noted by experts as a safer choice than hotels, keep in mind that traveling anywhere right now comes at a risk. We recommend continuing to follow guidelines from the CDC by wearing a mask in public spaces, practicing social distancing, and frequently washing hands. Also, be sure to check state and local guidelines, and take extra precautions if you're traveling to or from a hotspot area.  

We rounded up the best Dallas Airbnbs based on the following criteria:

1. Each property rental is private and includes the entire apartment or home, per current expert recommendations.
2. Airbnb listings were selected based on their walkability, proximity to top attractions and the overall safety of the surrounding areas.
3. Price was taken into consideration, with nightly rates ranging from $80 to $557. Each listing has also received at least a 4.74 rating.
4. Standout design and decor, as well as access to solid amenities, were also considered.

These are the best Airbnbs in Dallas, sorted by price from low to high.

Trendy city flat near Lower Greenville, $80

Book this city flat starting from $80 per night 

Greenville Avenue in east Dallas is lined with some of the city's trendiest restaurants, bars, and concert venues, many of which inhabit historical buildings from the early 20th century. A few personal favorites include HG Sply Co., Granada Theater, and Greenville Avenue Pizza Company. 

This apartment itself is cozy as can be, with whitewashed walls and subtle desert design elements, like a cactus print that hangs in the bedroom and an Aztec-inspired rug that sprawls across the living room floor. Sink into a plush, four-poster Queen-size bed or cuddle up by the fireplace. The host also provides guests with free coffee from the local coffeehouse Toasted, as well as tickets to the nearby Dallas Arboretum.

The property has plenty of availability throughout 2021.

The Topanga in Lower Greenville, $105

Book this retro apartment starting from $105 per night

Capturing the childhood of every millennial, this apartment will convince you that you've traveled back in time to early '90s. "Rugrats" and "Friends" posters hang on the bedroom walls; there's a cereal buffet in the kitchen with options like Apple Jacks and Lucky Charms; a collection of movies can be popped into the VHS player; and classic Nintendo 64 controllers let you play Super Mario Kart while reclining in a blue blowup couch. Every detail strikes nostalgia, right down to the coffee table magazines with cover stars like NSYNC.

To take it back to the '80s, head to The McFly, located right across the street, which conjures the nostalgia of parachute pants and movies like "Back to the Future."

Located on the south end of Lower Greenville in a residential part of town, this apartment has plenty of availability throughout 2021.

Prairie-style cottage with backyard in Bishop Arts District, $112

Book this countryside bungalow starting from $112 per night

The Bishop Arts District is an up-and-coming slice of town with a lot of character. You won't find many major retailers here; rather stroll and peruse independent stores selling vintage records, hand-poured candles, and handmade jewelry.

The prairie-style cottage provides a nice complement to the surrounding area. A front porch swing out front sets the tone for this colorful bungalow boasting vaulted ceilings and swanky furniture, like a vintage dining room table painted baby blue. 

Outside, you'll find a backyard patio where a barbecue grill and table are set up under bistro lights that create an idyllic scene for a night-in.  

The property has plenty of availability throughout 2021.

Paris-inspired loft in the Main Street District, $119

Book this studio apartment starting from $119 per night

Boasting a Dallas-by-day and Paris-by-night vibe, this studio apartment, cheekily named "Nid d'amour" ("love nest" in French), is inspired by the City of Lights. Parisian illustrations on the walls and light pink accent pillows fluffed on a Queen-size bed create a charming retreat. Large, industrial windows frame views of downtown, and the unfinished ceiling, track lighting, and exposed brick behind the headboard add to its overall urban aesthetic.

A concentrated experience of Dallas is just outside. The Main Street District is close by and top attractions include The Sixth Floor Museum at Dealey Plaza (which preserves the history of the assassination of JFK), upscale hotels like The Joule Dallas, The Dallas World Aquarium, and the 30-foot-tall 'Eye' sculpture. A 5-minute drive away is the entertainment district Deep Ellum, which is a grungy music and nightlife scene, where street art covers the exterior walls of warehouse buildings.

Already booked through the summer months, the apartment becomes available again in September. 

Elegant apartment in Uptown, $130

Book this elegant apartment starting from $130 per night

Live like a local during a stay at this luxury apartment in the heart of Uptown Dallas, an architecturally vibrant section of the city.

Through touchless check-in, guests access an open-concept floor plan with a warm color scheme that is innately Texas, where the focal point is a tufted brown leather couch. Step out onto a private balcony or retreat to the master bedroom, where wall art with bull horns hangs over a Queen-size bed.

Venturing off property, the best way to start the day is with a walk, jog, or bike ride along Katy Trail, which is less than a 10-minute drive away and commences at the beer garden Ice House.  

Reservations here go quickly, so plan ahead for a trip during the summer or fall months when the apartment still has availability.

Charming bungalow in Knox-Henderson, $135

Book this country-chic house starting from $135 per night

To the west of US Highway 75 is Knox, a destination for shopping, having brunch, or doing both at the same time on the rooftop at Restoration Hardware. To the east of the highway is Henderson, an area known for its nightlife. This charming bungalow allows for easy access to both areas. 

This home is a comfortable distance from the bar scene and is ideal for a family of four, with a Queen-size memory foam mattress in the first bedroom and a trundle bed in the second. On the front porch, a swing topped with tropical accent pillows sways near the peach-colored front door. Once inside, the kitchen's cobalt blue cabinetry, offset by white subway tiles, draws your attention. Decor throughout the living room hinges on geometric shapes, and the backyard even boasts a Zen garden, as well as a screened-in porch and pergola for relaxing outside. 

The property has plenty of availability throughout 2021.

Boho-chic suite in Victory Park, $159

Book this centrally located apartment starting from $159 per night

The Guild Victory Park suite is a 15-minute walk from the House of Blues Dallas and a 5-minute walk from the American Airlines Center, where the Stars and Mavericks play. While games and concerts aren't taking place amid the pandemic, the surrounding area still boasts plenty of sports bars and entertainment venues. The Design District, with its upscale showrooms and art galleries, is also right across the highway.

Retreating back to this apartment is ideal for a group of less than four. The one-bedroom unit features bohemian design elements with plenty of succulents, colorful artwork, and patterned pillows, in an otherwise sleek and updated unit. Property highlights include a fitness center with Peloton bikes, an infinity-edge pool, and an outdoor deck with fire pits.

The property has plenty of availability throughout 2021, except for during the months of August and September.

City escape tree house near White Rock Lake, $322

Book this handcrafted home from $322 per night

If you're searching for a more remote escape just outside of the city, this two-bedroom tree house in Little Forest Hills offers a unique stay. The handcrafted home is situated near White Rock Lake, where picnickers lay out blankets on the grass to watch the breeze carry windsurfers across the water. It's also within close proximity to The Dallas Arboretum and Botanical Garden, which is a nice outdoor activity where social distancing is easy.  

Although it's listed as a tree house, this property is much more luxurious than a backyard structure where kids can play. A bridge and gravel pathway lead to the front door of the home that's surrounded by Japanese maples. Inside, floor-to-ceiling windows let natural light drench the rustic-yet-refined living room. A spiral staircase leads to a lofted bedroom and master bedroom, complete with a King-size bed, jetted tub, and walk-in rain shower. 

The property has limited availability throughout 2021, so make sure to book far in advance of your trip.

Luxe warehouse in downtown Dallas, $557

Book this 1940s vintage warehouse from $557 per night

As one of the pricier Airbnbs on our list, it should be noted this luxury warehouse can host a larger family or group of friends quarantining together. Located southeast of downtown Dallas, in the Cedars neighborhood, this area isn't usually frequented by out-of-towners, giving a quieter and more residential feel.

Reality TV fans may recognize this famous property since it was flipped on the show "Cash Pad" by the season 13 Bachelorette Jojo Fletcher and her fiancé, Jordan Rodgers. When you first step inside, make sure to look up. Not only are the ceilings vaulted to expose the overhead beams, but the light pendants in the living room are fastened to an upside-down kayak. A partial wall divides the living room from an expansive kitchen area, where bicycles hang from the wall and can be used by guests during their stay. 

The master bedroom has a King-size bed and ensuite bathroom with a clawfoot bathtub. A second bedroom includes four Queen-size bunk beds, each with a Purple mattress. Stay entertained by playing pool on a vintage 1961 Brunswick table inside the warehouse or venture out to the close by Gilley's Dallas, a music and entertainment venue. 

The property has limited availability this spring, but bookings open back up in July 2021, so make sure to book far in advance of your trip.

More great Airbnb getaways

• The best Airbnbs in Phoenix
• The best Airbnbs in Colorado
• The best Airbnbs in Denver
• The best Airbnbs in California
• The best Airbnbs in Savannah

US billionaires would have paid a combined $114 billion for 2020 under an "ultra-millionaire" tax that Sen. Elizabeth Warren of Massachusetts proposed on Monday, according to two tax groups.

The bill, called the Ultra-Millionaire Tax Act, would apply an annual 2% tax on individual net worth between $50 million and $1 billion. Individuals would owe an annual 3% tax on net worth above $1 billion.

Warren said that the tax would affect only about 100,000 American families and that the country's billionaires would pay about half of the total tax amount.

The nation's roughly 650 billionaires have a collective wealth of more than $4.2 trillion, Americans for Tax Fairness and the Institute for Policy Studies Project on Inequality said, basing their calculations on Forbes data. Their fortunes have increased by about 44% since March 2020, when the pandemic lockdowns in the US started, the groups said.

Based on the wealth of American billionaires at the end of 2020, over a decade the wealth tax on them alone would fund about three-quarters of President Joe Biden's $1.9 trillion coronavirus relief package, the two groups said.

And about a third of the wealth tax would be paid by the 15 richest Americans, who combined have a fortune of more than $2.1 trillion, the groups said.

A separate analysis by the University of California at Berkeley, cited by Warren, estimated that the tax would generate $3 trillion in revenue over 10 years.

Warren proposed that the new federal money would be invested in programs such as childcare, education, and infrastructure.

Here's what Jeff Bezos, Elon Musk, Bill Gates, and Mark Zuckerberg — the nation's four richest people at the end of 2020, based on data from Forbes — would have paid for 2020 under the wealth tax proposal, according to the ATF and IPS' calculations.

SEE ALSO: Jeff Bezos would pay an extra $2 billion a year if Washington lawmakers pass a proposed billionaire wealth tax

Jeff Bezos: $5.7 billion

The departing Amazon CEO would have paid $5.7 billion in wealth taxes for 2020, the ATF and IPS said. At the end of 2020, he had a fortune of $191.2 billion, per data from Forbes.

Washington legislators have also proposed a tax on the state's billionaires. Bezos would pay almost $2 billion a year under this tax.

Elon Musk: $4.6 billion

Musk, the tech billionaire behind Tesla, SpaceX, Neuralink, and The Boring Company, would have paid $4.6 billion for 2020 under Warren's proposal, the ATF and IPS said.

At the end of 2020, Musk's real-time worth was $153.5 billion, after his wealth increased more than sixfold in 10 months, per Forbes data.

Bill Gates: $3.6 billion

Gates, who had a fortune of $120 billion by December, per Forbes, would have paid $3.6 billion in wealth taxes for the year, the ATF and IPS said.

Mark Zuckerberg: $3 billion

The Facebook CEO would have paid about $3 billion in wealth taxes for 2020, the ATF and IPS said. As the end of 2020, he was worth $99.9 billion, according to Forbes.

Momentum for a wealth tax has grown during the pandemic

An Oxfam report found billionaires' wealth increased by $3.9 trillion from last March to December globally. The increase for the world's 10 richest billionaires could pay for everyone to get vaccinated and stay out of poverty, Oxfam said. In the second half of 2020, meanwhile, 8 million Americans fell into poverty.

Oxfam suggested wealth taxes could be a good option to reverse this. In December, academics published a study of 50 years of tax cuts for the wealthy that suggested "trickle-down" economics made inequality worse and didn't lead to economic growth and employment.

"Skyrocketing billionaire wealth in the midst of a health and economic crisis weighing down millions of Americans is one of the best reasons for enacting the Ultra-Millionaire Tax Act," Frank Clemente, the executive director of Americans for Tax Fairness, said.

"This legislation will narrow the nation's destabilizing wealth gap while raising trillions of dollars from billionaires and the other superrich."

Argentina became the first country to respond to the pandemic with a one-off "millionaire tax." Fewer than one in 100 earners will pay the tax, which the government hopes will raise $3.78 billion to help pay for its pandemic response.

• Buying refurbished doesn't have to be a risky endeavor, so long as you know what to look for.
• Below is a checklist of what to look for when buying these items, along with the most common products you can find reliably refurbished. 

It can be scary to buy refurbished items, but with certain products, from certain manufacturers, it's as good as buying brand new. 

Refurbished items are generally returns, faulty open-box products, or brand new units with minor cosmetic flaws that have been returned to "like new" quality by the manufacturer. We're a fan of them here at Insider Reviews — we've even written reviews of our personal refurb purchases from Apple and Nintendo.

Buying refurbished has its benefits. For most shoppers, the most convincing benefit is the lower cost. Depending on the item and the manufacturer, a refurbished item can cost you up to 50% less than a brand new one. Another perk is that it's a bit more environmentally friendly: you're essentially buying a recycled item.  In the end, both refurbished and new items will ideally deliver the same user experience, likely with some differences in packaging and cosmetics, so long as you do your research before adding to cart.

When determining a refurb's worthiness, it comes down to two major factors to make the judgment call: who refurbished the item and who is selling it?

The best refurb deals available right now

When shopping refurb deals, we keep an eye out for items that are discounted compared to typical refurb pricing, which is generally much less than brand new. Therefore, original prices noted are considerably less than that of items in new condition.

Who should I trust to refurbish an item?

When it comes to buying an item refurbished, there is no source more reliable than the manufacturer. Year-round, manufacturers like Dyson, Nintendo, and Apple offer refurbished goods for considerably less money than in new condition. I, personally, bought a refurbished Dyson V6 cordless stick vacuum 3 years ago during Black Friday, and not only did the item arrive looking new, but it also still performs well despite daily use. 

Manufacturer refurbs can also come with pretty hefty warranties. Dyson, for example, provides a 6- or 12-month warranty with every order, along with expert support and the promise of genuine Dyson parts in your item.

If you're a frequent online shopper, you've surely come across a few items marked as "seller-refurbished." Our advice: outside of a few exceptions, don't risk it. While you don't necessarily need to limit yourself to only buying from manufacturer storefronts, buying an item refurbished by anyone other than the manufacturer is dubious. Certain special cases like Geek Squad Certified Refurbished and Amazon Renewed are worth considering, but these have less specialized support and notably shorter warranty coverage (typically, only 90 days). 

Where can I buy refurbs from?

The easiest, most reliable places to find refurbished items for sale are from the manufacturer's storefronts. Here are a few brands that sell certified refurbs directly from their sites:

• Acer Recertified: Laptops, tablets, PCS, displays, and more
• Apple: iPhones, iPads, Apple Watches, Macs, and more
• Dell Refurbished: Laptops, PCs, workstations, monitors, and more
• Dyson Outlet: Cordless stick vacuums, upright vacuums, and other home appliances
• Jabra Outlet: Headphones, earbuds, and more
• Kitchenaid: Stand mixers, blenders, and more countertop appliances
• Lenovo Outlet: Laptops
• Microsoft: Laptops, tablets, PCs, and more
• Nintendo: Nintendo consoles, controllers, and more
• Sony: Professional broadcast, production, corporate, and educational products

In addition to buying straight from the maker, many big-box retailers are also trustworthy sources to get refurbs from. Sellers like Amazon, Best Buy, Walmart, Target, and Newegg have the goods, year-round. Some manufacturers even have storefronts elsewhere, like the Jabra and Dyson storefronts on eBay. 

We also highly recommend making the purchase with a credit card, no matter where you're buying it from — there are often routes to getting extended purchase protection. Depending on your card, you can get up to a year of additional coverage on items that come with a manufacturer's warranty.

What items are usually good to buy refurbished?

Tech dominates the refurb market, but if you keep a lookout, you can often find small home appliances reliably refurbished. Vacuums (both cordless and upright), fans, heaters, stand mixers, blenders, and the like are pretty dependable refurbished, and they arrive in like-new condition.

Laptops, computers, smartphones, tablets, gaming consoles, and accessories are typical to find refurbished, and they're often worth considering. Check out our buying guides to find the best option for you.

• The best laptops
• The best budget laptops
• The best over-ear headphones
• The best noise-cancelling headphones
• The best iPhones
• The best smartphones
• The best smartwatches
• The best stand mixers
• The best tablets
• The best Android tablets
• The best vacuum cleaners

What refurbs should I avoid?

As mentioned above, don't bother with refurbs done by anyone who isn't the manufacturer. The warranties never last as long, it doesn't guarantee the use of genuine parts, and the product support you receive will never be as good — if you get any at all. 

Much older generation tech is also not worth buying refurbished. It's 2020: buying a refurbished iPhone 7 is a moot investment in an item nearing obsoletion.

Finally, don't bother with anything that can't have its battery replaced, like truly wireless earbuds and headphones. It's a mixed bag getting these in any condition other than new; you'll never know the battery's remaining lifespan. With tech like tablets, smartphones, and computers, you can always bring them into a store for a battery replacement.

Eating a bag of worms or fried crickets may be unsettling. But the numbers suggest many people are going to change their minds in the next few years.

In 2019, Barclays predicted that insects would become an $8 billion business by 2030. More recent figures from analysts at Research and Markets, projected double-digit annual growth in the market and that 1,398,862.6 tonnes of insects would be produced between 2020 and 2027.

Investment in the alternative protein market– which includes insects – grew from €173 million ($209 million) in 2015 to €2 billion ($2.415 billion) in 2020.

This comes as interest in climate-friendly food grows. According to the UN Food and Agriculture Organisation, insect farming produces 1% of the emissions of the equivalent output from cattle or pigs.

A landmark EU ruling in January that certified yellow mealworms safe for human consumption has only spurred the industry on.

Insider profiles the brands hoping to ride the predicted boom.

BUG

Pioneering in the world of insect recipe development, Better Universal Grub, or BUG, wants to be the answer to the question of how we can make sure meat is taken off the table, integrating more sustainable protein sources into our diets. Recipe kits and tips for cricket stir fry, carbonara and salads are on the menu, alongside buffalo worm falafels and mealworm apple crumble.

The company's founders, Aaron Thomas and Leo Taylor, used their own money to fund its initial efforts when they created it during the UK's first national lockdown last year, but are in the process of fundraising so it can grow, outsource manufacturing and bump up its marketing.

They are close to securing the £200,000 ($279,000) in investment they have been looking for. The pair are also planning to start a further crowdfunding campaign on CrowdCube in March.

Beobia

Industrial designer Thomas Constant founded Beobia in 2019, seeking to create a product for producing food at home that has a minimal environmental impact. 

He invented a tabletop insect cultivation unit. Made from recycled bioplastic, it is a closed-loop production system: the insects eat compostable vegetable waste; then, growing over a matter of days, they become food for humans. The excrement from the insects can be used as a plant fertilizer; and thus the circuit is complete. One input for two outputs.

The project, launched last August, reached its initial £5,000 ($6,966) kickstarter fundraising goal within seven hours.

By the time the kickstarter closed, the amount raised had more than quadrupled from its original target to £22,000 ($30,650).

The fledgling company is due to open up a new investment round in early spring with a view to expanding into new markets.

Small Crackers

Small Giant's crackers are made with 15% cricket flour, bringing an umami taste, a protein punch and a boost of Vitamin B12.

The company recently clinched a deal with UK supermarket chain Sainsbury's which is due to stock two flavors of the treat: rosemary & thyme and tomato & oregano. It is one of the only insect-based brands currently available on large UK supermarket shelves.

Originally called Crické, Francesco Majno and Edoardo Imparato co-founded the company launched in the UK in 2019.

It has since raised £150,000 ($208,980) investment, allowing it to rebrand and expand its product range. The newly re-imagined Small Giants, was launched in November last year.

Kric8

In creating online shop Kric8, founder Ross Bell harnessed his interest in bushcraft and travel, alongside his experience in the food and drinks business.

In pre-COVID times, the four-year-old shop would tour food shows and sell bug-based pasta as well as entomophagy merchandise, including hats and posters. 

Bell told Insider that, in the last two and a half years, he has seen momentum grow in the edible insects market.

On the supply-side, he added, it's now easier to obtain the raw ingredients he needs to make his products, as new UK farms have ramped up production of insects. He used to have to import crickets from Canada.

He has ambitions for his products to be on the shelves in UK supermarkets and other stockists in the future.

Crunchy Critters

Established in 2011 in the UK, snack brand Crunchy Critters originally drew inspiration from the bush tucker trials in which contestants in "I'm a Celebrity, Get Me Out of Here"were forced to eat various foods that repulsed the audience.

The brand has evolved alongside attitudes towards eating insects.

Packaged products underwent a rebrand in recent years and now include flavored mealworms with chocolate and fruit; a spiced paprika flavored mix; salt and vinegar worms with roasted beans and peas; and a purely insect-filled mix of crickets, locusts and worms, marketed towards kids.

The brand also retails cricket powder as a food supplement.

Eat Grub

Launched in 2013 as a concept test on whether bugs could be successfully brought to the UK market, Eat Grub took inspiration from a business trip to Malawi, and the idea of bugs as a nutritionally complete superfood as its launchpad. 

The business trilled a five-course insect tasting menu in east London in 2014, which did 500 covers in five days. It went on to develop a cooking range for Planet Organic and set about developing an energy bar that year.

The brand has developed a number of products over the years, with roasted crickets and insect-based flour among them.

It retailed in UK supermarket chain Sainsbury's in 2018, which led to a deal with Lidl in Germany in 2019, where it has distributed close to 200,000 items.

Sarah Beynon's bug farm

In Pembrokeshire, Wales, there's a 100-acre farm, created with the purpose of putting research and science about sustainability into practice.

Owned by Dr. Sarah Benyon, what makes it most famous is the restaurant, Grub Kitchen. At the restaurant, Grub Kitche,, you can order fried chicken in crispy cricket powder; a grub tasting board including cricket pakora, blended insect burgers and mealworm hummus; or a grub garden tart with black ants. 

Before COVID, the business also offered "close up" sessions with insects for kids, where they can hold the tiny invertebrates.

It also has a dung beetle research unit which plans on supplying native dung beetles to farmers and horse owners to replenish populations. 

The farm has won awards, including the most exciting new business award from the Pembrokeshire Tourism board in 2018.

Horizon Edible Insects

Born in 2013 out of a project for the Duke of Edinburgh Awards – an achievement award initiative for UK schoolchildren – London-based Horizon Edible Insects farm has been growing and developing new products and recipes.

Pre-COVID, the eight-year-old business ran cooking classes and toured food shows, spreading the word about the possibilities of bug farming for sustainability.

Current recipes in their roster include curry and coriander mealworm fritters, mealworm burgers and cupcakes.

The growth of the business has led to interest from restaurants in selling its bug burger and the owners hope to start selling to more eateries in the near future.

They have seen an uptick in interest from the culinary scene as sustainability rises up the agenda, the company told Insider, and are considering expanding into locusts.

Hey Planet

Danish brand Hey Planet was born out of a trip to Tanzania, where one of the founders first ate fried grasshoppers.

Now, it makes protein bars from organic dates and nuts, with each containing more than a tenth buffalo beetle powder. Their recipe packs about 500 beetles into one bar. 

Amid the coronavirus lockdowns, the brand has started selling snack care packs you can send to a friend or relative with a personalized note.

The shop hosts an eclectic mix of chocolate covered treats and healthy energy bars, based around cricket and beetle protein.

Those looking for something savory can head for their cricket crispbread. The brand is run by a small team who also offer their services speaking at events and corporate workshops.

CHIRPS

American brand CHIRPS makes a range of products including cricket-based protein shakes. The tubs of powder come in chocolate and vanilla in several different sizes.

It also retails cookie mix and tortilla chips.

Founded in 2013 by three university students, the brand gained traction in 2017 when it appeared on Shark Tank, a show where young companies showcase their wares in hope of gaining investors.

At the time, it brokered a deal with Mark Cuban, an American billionaire, for $100,000 in exchange for a 15% stake of the business.

CHIRPS had projected it would make $1.5 million in its trading year following the show.

When developer startup Temporal opened up its Series A in May 2020, it was an all-out bidding war, according to head of product Ryland Goldstein. 

Temporal's open-source API simplifies critical workflows at major companies — including Snap, Box, and Coinbase — which rely heavily on microservices, or individual processes that make up robust software that can be scaled and managed independently.

Temporal ultimately closed an $18.75 million Series A in October at a roughly $75 million valuation, according to PitchBook, and Goldstein attributes that success in part to the straightforwardness of its pitch deck. Temporal's highly technical service might not have made sense to some investors right off the bat, he said, but its story did. 

"It's unimportant if the VCs understand your world," he told Insider. "It's incredibly important that VC's understand why your world has changed and how you are positioned to capture that fundamental change."

The firm's pitch deck was so good that Sequoia Capital, which led its Series A, now uses it to train fledgling investors in its Scouts program. The fund enlists so-called Scouts to write small checks to early-stage companies and highlighted Temporal's presentation in a training session about investing in infrastructure companies as an example of an effective pitch. 

"Temporal did a nice job meeting the interests of both technical and business audiences," Sequoia partner Bogomil Balkansky told Insider. "The team explained enough technical detail to gain credibility but also detailed the business benefits of the platform. This is an important balance to strike when pitching a deeply technical company."

Here's the Temporal pitch deck that's now used in Sequoia training sessions:

SEE ALSO: Open source developers are using GitHub's 'sponsors' program to get paid for work they used to do for free — and some are making 6 figures

SEE ALSO: API startup Shippo doubled its valuation to $495 million with new funding to make all shipping as easy as Amazon Prime

SEE ALSO: Top 10 programming languages companies are hiring for in 2021, according to coding bootcamp Coding Dojo